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The story of banking in twentieth-century Oklahoma is also the story of the Sooner State’s first hundred years, as Michael J. Hightower’s new book demonstrates. Oklahoma statehood coincided with the Panic of 1907, and both events signaled seismic shifts in state banking practices. Much as Oklahoma banks shed their frontier persona to become more tightly integrated in the national economy, so too was decentralized banking revealed as an anachronism, utterly unsuited to an increasingly global economy. With creation of the Federal Reserve System in 1913 and subsequent choice of Oklahoma City as the location for a branch bank, frontier banking began yielding to systems commensurate with the needs of the new century. Through meticulous research and personal interviews with bankers statewide, Hightower has crafted a compelling narrative of Oklahoma banking in the twentieth century. One of the first acts of the new state legislature was to guarantee that depositors in state-chartered banks would never lose a penny. Meanwhile, land and oil speculators and the bankers who funded their dreams were elevating get-rich-quick (and often get-poor-quick) schemes to an art form. In defense of country banks, the Oklahoma Bankers Association dispatched armed vigilantes to stop robbers in their tracks. Subsequent developments in Oklahoma banking include adaptation to regulations spawned by the Great Depression, the post–World War II boom, the 1980s depression in the oil patch, and changes fostered by rapid-fire advances in technology and communication. The demise of Penn Square Bank offers one of history’s few unambiguous lessons, and it warrants two chapters—one on the rise, and one on the fall. Increasing regulation of the banking industry, the survival of family banks, and the resilience of community banking are consistent themes in a state that is only a few generations removed from the frontier.
Oklahoma historian Angie Debo once observed that all the forces of United States history have come to bear in the development of the Sooner State. This collection of essays provides a series of snapshots reflecting both the singularity of the Oklahoma experience and the state’s connections to America’s broader history. Spanning the Civil War era and the present, this book develops historic themes as varied as the causes of Indian land dispossession, the Statehood Day wedding ceremony, the oil industry’s environmental impact, the Tulsa Race Riot, labor relations during the New Deal, the failure of the Equal Rights Amendment, the state’s unique Native artistic traditions, and its musical landscape. Oklahomans have always represented multiple races and cultures, lived in big cities or small towns or on farms, and promoted prosperity and cultural achievement while battling poverty and ignorance. The American Main Street has been the site not only of the best principles of community spirit and traditional values but also of shocking cases of prejudice and violence. Rather than shrinking from difficult subjects, Main Street Oklahoma describes the state’s abundant human, natural, and cultural resources, paying tribute to the true grit of Oklahomans, but also exploring some of the more troubling moments in Oklahoma’s past. The editors and contributors provide engaging perspectives on the state’s rich and diverse history.
This publication offers a historical consideration of Black banking in the United States by focusing on some of the key individuals, banks and communities. While it is in no way a comprehensive history, it does include background that is essential to understanding each financial institution, its time, the events that led to its creation and the community of which it was not only a vital part, but very often a leader. Much of this history frames the world we find today.
Oklahoma is a plains state exemplifying the Middle American virtues of family, lodge, and church; a southern state in the path of the power shift from the indus-trial East to the energy-rich sunbelt; a western state of modern cowboys and rodeos. Small wonder its political culture is so varied. The authors of Oklahoma Politics and Policies contend that Oklahoma is a paradox?a state struggling for a clear sense of identity where the old and new vie for the allegiance of its citizens. ø David R. Morgan, Robert E. England, and George O. Humphreys examine the history of Oklahoma and the place of Native Americans in this former Indian Territory; the state's links to the federal government; its executive, legislative, and judicial systems; political parties and interest groups; local government; and the current policy issues that confront its citizens. They assess the attempts of Oklahomans to revive their economy. The 1990s will be bright, the authors sug-gest, if Oklahomans can put aside internal conflicts and the politics of negativism in approaching economic and social problems more pragmatically.