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Every day, millions of people wake up believing they won't ever achieve financial security. Owens shares the remarkable story of a parking lot attendant who refuses to buy into that thinking and accumulates a small fortune.
The New York Times bestselling work of undercover reportage from our sharpest and most original social critic, with a new foreword by Matthew Desmond, author of Evicted Millions of Americans work full time, year round, for poverty-level wages. In 1998, Barbara Ehrenreich decided to join them. She was inspired in part by the rhetoric surrounding welfare reform, which promised that a job—any job—can be the ticket to a better life. But how does anyone survive, let alone prosper, on $6 an hour? To find out, Ehrenreich left her home, took the cheapest lodgings she could find, and accepted whatever jobs she was offered. Moving from Florida to Maine to Minnesota, she worked as a waitress, a hotel maid, a cleaning woman, a nursing-home aide, and a Wal-Mart sales clerk. She lived in trailer parks and crumbling residential motels. Very quickly, she discovered that no job is truly "unskilled," that even the lowliest occupations require exhausting mental and muscular effort. She also learned that one job is not enough; you need at least two if you int to live indoors. Nickel and Dimed reveals low-rent America in all its tenacity, anxiety, and surprising generosity—a land of Big Boxes, fast food, and a thousand desperate stratagems for survival. Read it for the smoldering clarity of Ehrenreich's perspective and for a rare view of how "prosperity" looks from the bottom. And now, in a new foreword, Matthew Desmond, author of Evicted: Poverty and Profit in the American City, explains why, twenty years on in America, Nickel and Dimed is more relevant than ever.
THERE IS NO BETTER TIME THAN NOW TO STRAIGHTEN OUT YOUR PURSE In A Purse of Your Own, wealth coach Deborah Owens draws from more than twenty years of experience in the fi nancial services industry for a revolutionary and simple approach to investment literacy: Women can take control of their lives and purses by leveraging the feminine powers of intuition, creativity, and empathy to build personal wealth. Filled with quizzes (Pursercises), resource guides (Pursessentials), and examples of real women from housewives to executives who have drastically changed their lives (Purseonality Profi les), A Purse of Your Own will show you how to: • Apply the 7 Wealthy Habits you MUST learn to be fi nancially secure • Buy stocks, bonds, and mutual funds and create a well-balanced portfolio on any budget • Understand the language of investing and how to manage risk • Find a good fi nancial advisor (and recognize the warning signs of a bad one) • Protect what you will build Creating and maintaining wealth can come only from understanding how money works. Use Deborah's "Power of the Purse" wealth-building strategy and your money will work for you!
You probably don't feel rich. Rich is the other guy. Rich is having more than you currently have. But you can be rich and not feel it. And that's the problem. Andy Stanley is convinced that most of us are richer than we think. We just aren't very good at it. It's one thing to BE rich. Andy wants us to be GOOD at it! "How to Be Rich lays out clear principles for carrying that load, making sure your wealth remains a blessing not just for you, but for your family and community for generations to come." —DAVE RAMSEY, New York Times bestselling author and radio show host
Investment management expert offers guidance for how to grow and manage real wealth.
Would you be interested in making $20,000 from mere pennies? Have you ever wished you could make money off your credit cards instead of paying the interest on them? Have you ever imagined buying a cross-country flight for the amount it takes to fill up your gas tank? How would you like to make $180 an hour, or get a top-of-the-line cell phone for free? Do you feel underpaid and underappreciated at work? If these questions strike a chord, you've found the right audiobook. Joseph S. B. Morse, author of The Evolution Diet, turns his attention to personal finance in this entertaining and informative book. He reveals how, for centuries, financial institutions like banks, credit cards, retail stores, and even the government have been taking advantage of our natural human tendencies. It's time to reverse that trend and it's time to start taking advantage of the people who are trying to take advantage of you! In this audiobook, you'll find engaging descriptions of these major economic industries and 50 smart ways to capitalize on the system. Morse isn't talking about scamming the system or doing anything questionably legal, he's suggesting clever, time-tested, and legal techniques to help you maximize the financial benefits from companies you already do business with. You're about to embark on a journey to regain control over your finances and direct you to over $100,000 in earnings and savings with the peace of mind that you are not being taken advantage of any more. It's time to start taking advantage of the people who are trying to take advantage of you! https: //code-interactive.com/ad-in
From the New York Times bestselling author of Nickel and Dimed comes a brave, frank, and exquisitely written memoir that will change the way you see the world. Barbara Ehrenreich is one of the most important thinkers of our time. Educated as a scientist, she is an author, journalist, activist, and advocate for social justice. In Living With a Wild God, she recounts her quest-beginning in childhood-to find ""the Truth"" about the universe and everything else: What's really going on? Why are we here? In middle age, she rediscovered the journal she had kept during her tumultuous adolescence, which records an event so strange, so cataclysmic, that she had never, in all the intervening years, written or spoken about it to anyone. It was the kind of event that people call a ""mystical experience""-and, to a steadfast atheist and rationalist, nothing less than shattering. In Living With a Wild God, Ehrenreich reconstructs her childhood mission, bringing an older woman's wry and erudite perspective to a young girl's impassioned obsession with the questions that, at one point or another, torment us all. The result is both deeply personal and cosmically sweeping-a searing memoir and a profound reflection on science, religion, and the human condition. With her signature combination of intellectual rigor and uninhibited imagination, Ehrenreich offers a true literary achievement-a work that has the power not only to entertain but amaze.
Is “retail therapy” your favorite pastime—even though you really can’t afford it? Do you ignore the balance on your credit card statements, vowing to pay them off at some point down the line? Is your debt preventing you from living your dreams—like buying a home or starting a family? If so, girl, it’s time to get your credit straight!These days, with easy access to multiple credit cards and glossy advertisements that entice us to spend at every turn, it’s all too easy to start racking up debt—and even little slip-ups can lead to real damage over time. In this highly practical follow-up to her bestsellers Girl, Get Your Money Straight! and Girl, Make Your Money Grow!, financial expert Glinda Bridgforth delivers a power-packed plan for paying down debt, repairing your credit score, and securing your financial freedom—along with a future that makes your heart sing.Beginning with simple, engaging exercises to help you assess your spending habits and get clear about what you owe, Girl, Get Your Credit Straight! presents a detailed road map for eliminating debt, one step at a time. You will learn how to: • Devise a system for tracking expenditures, anticipating end-of-month shortfalls, and paying bills on time, every time• Find ways to supplement your income• Consolidate loans to pay off debt faster, decrease stress, and save time and money• Negotiate with your creditors to come up with a payment plan that works for you• Discover the best loans to use for refinancing debt or making major new purchases• Understand how credit bureaus work--and take steps to improve your scoreFilled with Bridgforth’s warmhearted wisdom and advice, and complete with worksheets, affirmations, and inspiring stories of African American women who’ve restored their credit and built new wealth, Girl, Get Your Credit Straight! is a fresh, empowering guide for any woman who wants to say goodbye to debt—for good.
A Beauty Movement for Black Women and Those Who Love Them—and a Key to Stop Racist Sentiments About Black Beauty & Self-Esteem... A celebration of Black culture, hair, beauty, and identity for Black- and Brown-skinned people, and a gateway to understanding another world for non-blacks, Hairlooms comprehensively educates readers about the African-American experience by uncovering the complex issues surrounding Black women’s hair and beauty. In Hairlooms, master-storyteller Michele Tapp Roseman transparently shares personal anecdotes that give readers of all ethnic backgrounds a clear understanding of what it means to be Black in America. Her chronicles are complemented by personal interviews with the late, Pulitzer-Prize nominated Dr. Maya Angelou and more than 30 esteemed thought leaders who discuss the social, cultural, and political nuances of Black hair, including general bias toward Black women's hair and overall physical appearance and the self-acceptance challenges Black women face in light of public beauty standards. As you read and reflect on Hairlooms’ compelling, insightful stories, you will be able to: · Answer questions about underlying challenges facing African-Americans · Understand how society’s view of Black women impacts their sense of self-worth · Discuss matters of race with greater ease and authenticity Often one of few African-Americans in many professional settings, Michele has become adept at authentically developing relationships across ethnic lines. As a former Graduate School USA Adjunct Professor, she taught corporate writing courses for professionals from Afghanistan, Japan, Mozambique, Peru and Taiwan. The Hairlooms author was also a guest instructor in the U.S. Agency for International Development’s (USAID) Bangkok, Thailand Regional Development Mission for Asia. Whether you’re a woman, man, educator or someone who wants to be educated, let Michele help you understand the inescapable, racialized tensions in our society and why seeing color and understanding color are two completely different things. Buy a copy of Hairlooms, and get started understanding the many dimensions and nuances of the Black experience, Black self-esteem, and resilience.
Rich Dad's Guide to Investing is a guide to understanding the real earning power of money by learning some of the investing secrets of the wealthy.