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Car negotiating is made easy and profitable with the help of this essential handbook. Filled with easy-to-reference checklists, scenarios, and formulas, the book arms readers with the knowledge to negotiate effectively.
Presents the Consumer Reports 2007-2008 new car buying guide that includes comparison charts, ratings and reviews, and leasing information.
These days, there are many advantages to buying a used car over a new car. Unfortunately, purchasing a used car may pose a greater risk to the consumer. A used car in its nature will most likely need more repairs, lack newer safety measures, and may come with a short warranty or none at all. That is why it is so important for consumers to do extensive research so they can avoid all of the pitfalls of the used car market category. The auto experts at "Consumer Reports" have done the work for you and have compiled their extensive research and report their findings into the 2006 edition of "Used Car Buying Guide." This fabulous tool will help steer any consumer who is in the market for a used car towards the better-performing and more reliable used car models and away from those models with a troubled past or substandard performance. Before consumers set foot on a used car lot, they should read all the valuable information provided in this book so they can be armed with as much information as possible and the knowledge to make an educated choice. "Consumer Reports" knows cars and offers the most detailed and revealing used car reliability information available anywhere including: - Reviews of every major model from 1998 - 2005 - Lists of the best and worst used vehicles and how to avoid a lemon - A checklist of what to look for when inspecting a used car - Tips on negotiating the best price Reliability and crash test information - Making sense of safety information The majority of this book is devoted to the profiles of 256 cars and trucks, presenting all major 1998-2005 models. Each profile contains a photo from the representative year, a write-up of the vehicle, reliability history, crash-test data, and the model years when key safety gear was added and when a major redesign was made.
Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!
Gives advice on every aspect of purchasing a car, including determining budget limits; buying new, used, or foreign cars; negotiating a deal; and making financing arrangements.
With reviews of 200 new cars, pickups, minivans, and SUVs, Consumer Reports cuts through the hype with solid information based on comprehensive testing and reliability data. 240 photos.
Navigating the Road to Your Perfect Ride Congratulations on embarking on your journey to car ownership! Buying your first car can be exciting, but also overwhelming. The Car Buying Guide for Beginners is here to be your copilot, navigating you through the process from setting a budget to driving off the lot in your perfect car. This comprehensive guide, written in clear and understandable language, empowers you to make informed decisions throughout the car buying journey. Whether you're a student with a limited budget or a young professional seeking a reliable vehicle, this book equips you with the knowledge and essential steps to find a car that fits your needs and financial situation. Here are the key areas you'll explore to become a confident car buyer: Setting Your Budget: Before you start browsing car listings, it's crucial to determine how much you can comfortably afford. This section dives into calculating your budget, considering not just the purchase price, but also ongoing expenses like insurance, gas, maintenance, and potential repairs. Understanding Your Needs: Not all cars are created equal. This section helps you identify your priorities. Do you need a fuel-efficient car for commuting? A spacious SUV for a growing family? Understanding your needs will guide your car search and ensure you don't get sidetracked by features you don't necessarily require. Researching Makes and Models: With a plethora of car manufacturers and models on the market, research is key. This section equips you with resources and tools to research different car makes, models, and year ranges. Learn about reliability ratings, safety features, fuel efficiency, and common problems associated with specific vehicles. The Used vs. New Debate: Should you buy a brand new car or a used one? This section explores the pros and cons of each option. New cars offer the latest features and warranty coverage, but come with a higher price tag. Used cars can be more budget-friendly, but require careful inspection to avoid potential problems. Financing Options: Unless you're paying for your car upfront, financing will likely be involved. This section explains different loan options available, including dealership financing, bank loans, and credit union loans. Learn about factors like interest rates, loan terms, and down payment requirements. Beyond the core curriculum, The Car Buying Guide for Beginners offers: Negotiation Tips: Don't be afraid to negotiate! This section equips you with strategies for negotiating the car's price, financing terms, and potential add-ons from the dealer. The Art of the Test Drive: A test drive is crucial before committing to a car. This section provides tips for conducting a thorough test drive, focusing on handling, performance, comfort features, and ensuring everything functions properly. The Inspection Imperative: Especially for used cars, a professional inspection is vital. This section explains what a pre-purchase inspection entails and highlights the importance of having a qualified mechanic check the car for any underlying issues. The Car Buying Guide for Beginners empowers you to take control of your car buying journey. Stop feeling pressured or confused by car salespeople! With this guide by your side, you'll be making informed decisions, negotiating with confidence, and driving off in the perfect car for you!
Completely redesigned for 1996, to make it easier to find all the information on the cars on any reader's shopping list, Used Car Buying Guide now presents all models in alphabetical order. This annual bestseller steers consumers to the makes and models most likely to provide reliable and practical transportation, thus minimizing the chance of making a costly mistake. Photos. Charts.