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Australasians continue to let themselves down badly with their trans-Tasman ethos of “she’ll be right.” When a flurry of incidents occur underground across the two nations—shocking events that are inconceivable to the minds and hearts of Christians—people are slow to make connections. Way, way too slow . . . In a blend of frighteningly feasible political possibilities, we face in Negative Return the fact that as judiciousness is subsumed by raw emotion, nothing seems impossible.
He's in over his head. And the one man he needs to trust the most is the one he’s been contracted to kill. Manu Juric's quick wit and knack for creating unexpected explosions has taken him a long way in the hit man business. At least, until he signs on to a job that might just be out of his league: taking out one of Bulari’s most notorious crime lords, Willem Jaantzen. After the attempt is horribly botched, Jaantzen spares Manu’s life in exchange for joining up with his motley crew for one small heist. There’s a reason Manu avoids teamwork: it’s the worst. And as the increasingly unpredictable job plunges Manu into an ever-tangling web of uneasy dangers and bristly egos, he realizes he’s going to need to find some allies — fast. But who do you trust, when everyone's a criminal? NEGATIVE RETURN is part of Jessie Kwak’s Durga System series, a fast-paced series of standalone gangster sci-fi stories set in a far-future world where humans may have left their home planet to populate the stars, but they haven’t managed to leave behind their vices. And that’s very good for business.
Borrowing from Peter to pay Paul? The American economy is dragging, with unemployment rates rising and consumer debt hitting $2.5 trillion. Many people are in deep and need help. Here, a Certified Financial Planner explains the mathematics of debt; strategies to deal with credit card, mortgage, student, and other loans; why debt consolidation and taking loans from a 401(k) can lead to problems; truths about bankruptcy; and how to use debt while eliminating it. • Includes essential resources and websites, sample letters and forms, loan forgiveness programs, bankruptcy resources • Author a Certified Financial Planner • Covers every kind of debt, mortgages to credit cards to student loans • National credit card debt is growing exponentially
More than two years ago the European Central Bank (ECB) adopted a negative interest rate policy (NIRP) to achieve its price stability objective. Negative interest rates have so far supported easier financial conditions and contributed to a modest expansion in credit, demonstrating that the zero lower bound is less binding than previously thought. However, interest rate cuts also weigh on bank profitability. Substantial rate cuts may at some point outweigh the benefits from higher asset values and stronger aggregate demand. Further monetary accommodation may need to rely more on credit easing and an expansion of the ECB’s balance sheet rather than substantial additional reductions in the policy rate.
The revised and updated fourteenth edition of Investments: Analysis and Management explains the essentials of investing and supports good investment decisions. More than a simple introduction to the subject, this comprehensive textbook prepares students to handle real-world investment problems and controversies in a clear and accessible manner. Emphasizing readability, Authors Charles Jones and Gerald Jensen minimize complex formulas and simplify difficult material—enabling students of all levels and backgrounds to follow the entire discussion and delve further into the subject. Ideally suited for beginning courses in investments, this textbook is designed as a practical guide to help students gain foundational knowledge of investing and develop the analytic skills necessary for deciphering investment issues. Carefully organized chapters guide students through fundamental investing concepts, portfolio and capital market theory, common stock analysis and valuation, fixed-income and derivative securities, the specifics of security analysis and portfolio management, and more. A broad range of pedagogical tools—including bulleted summaries, numbered examples, spreadsheet exercises, computational problems, and an extensive set of chapter review questions—strengthens student comprehension and retention.
The objective of the 2014 International Conference on Computer, Network Security and Communication Engineering (CNSCE2014) is to provide a platform for all researchers in the field of Computer, Network Security and Communication Engineering to share the most advanced knowledge from both academic and industrial world, to communicate with each other about their experience and most up-to-date research achievements, and to discuss issues and future prospects in these fields. As an international conference mixed with academia and industry, CNSCE2014 provides attendees not only the free exchange of ideas and challenges faced by these two key stakeholders and encourage future collaboration between members of these groups but also a good opportunity to make friends with scholars around the word. As the first session of the international conference on CNSCE, it covers topics related to Computer, Network Security and Communication Engineering. CNSCE2014 has attracted many scholars, researchers and practitioners in these fields from various countries. They take this chance to get together, sharing their latest research achievements with each other. It has also achieved great success by its unique characteristics and strong academic atmosphere as well as its authority.