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Actuarial Principles: Lifetables and Mortality Models explores the core of actuarial science: the study of mortality and other risks and applications. Including the CT4 and CT5 UK courses, but applicable to a global audience, this work lightly covers the mathematical and theoretical background of the subject to focus on real life practice. It offers a brief history of the field, why actuarial notation has become universal, and how theory can be applied to many situations. Uniquely covering both life contingency risks and survival models, the text provides numerous exercises (and their solutions), along with complete self-contained real-world assignments. - Provides detailed coverage of life contingency risks and survival models - Presents self-contained chapters with coverage of key topics from both practitioner and theoretical viewpoints - Includes numerous real world exercises that are accompanied by enlightening solutions - Covers useful background information on how and why the subject has evolved and developed
In-depth coverage of variable income annuities With trillions of dollars in retirement savings assets, the tens of millions of Americans on the precipice of retirement need to convert these savings into retirement income. The fact that variable income annuities (VIAs) generate maximum lifetime income with zero probability of outliving it has spurred the need for more information about VIAs. The Handbook of Variable Income Annuities is by far the most comprehensive source of information on this topic. This book thoroughly describes the most important principles of optimal asset liquidation and demystifies VIA mechanics, so readers can gain a high comfort level with this important financial instrument. Interestingly and clearly, The Handbook of Variable Income Annuities explains the mathematical pricing of variable income annuities, expected rates of return, taxation, product distribution, legal aspects, and much more. Jeffrey K. Dellinger (Fort Wayne, IN), a Fellow of the Society of Actuaries and a member of the American Academy of Actuaries, has over 25 years experience in the financial services sector. He advises institutions on retirement income optimization, products, and markets.
This text covers life tables, survival models, and life insurance premiums and reserves. It presents the actuarial material conceptually with reference to ideas from other mathematical studies, allowing readers with knowledge in calculus to explore business, actuarial science, economics, and statistics. Each chapter contains exercise sets and worked examples, which highlight the most important and frequently used formulas and show how the ideas and formulas work together smoothly. Illustrations and solutions are also provided.
An authoritative overview of the concepts and applications of biological demography This book provides a comprehensive introduction to biodemography, an exciting interdisciplinary field that unites the natural science of biology with the social science of human demography. Biodemography is an essential resource for demographers, epidemiologists, gerontologists, and health professionals as well as ecologists, population biologists, entomologists, and conservation biologists. This accessible and innovative book is also ideal for the classroom. James Carey and Deborah Roach cover everything from baseline demographic concepts to biodemographic applications, and present models and equations in discrete rather than continuous form to enhance mathematical accessibility. They use a wealth of real-world examples that draw from data sets on both human and nonhuman species and offer an interdisciplinary approach to demography like no other, with topics ranging from kinship theory and family demography to reliability engineering, tort law, and demographic disasters such as the Titanic and the destruction of Napoleon's Grande Armée. Provides the first synthesis of demography and biology Covers baseline demographic models and concepts such as Lexis diagrams, mortality, fecundity, and population theory Features in-depth discussions of biodemographic applications like harvesting theory and mark-recapture Draws from data sets on species ranging from fruit flies and plants to elephants and humans Uses a uniquely interdisciplinary approach to demography, bringing together a diverse range of concepts, models, and applications Includes informative "biodemographic shorts," appendixes on data visualization and management, and more than 150 illustrations of models and equations
Presents information from the field of epidemiology in a less technical, more accessible format. Covers major topics in epidemiology, from risk ratios to case-control studies to mediating and moderating variables, and more. Relevant topics from related fields such as biostatistics and health economics are also included.