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How mandated disclosure took over the regulatory landscape—and why it failed Perhaps no kind of regulation is more common or less useful than mandated disclosure—requiring one party to a transaction to give the other information. It is the iTunes terms you assent to, the doctor's consent form you sign, the pile of papers you get with your mortgage. Reading the terms, the form, and the papers is supposed to equip you to choose your purchase, your treatment, and your loan well. More Than You Wanted to Know surveys the evidence and finds that mandated disclosure rarely works. But how could it? Who reads these disclosures? Who understands them? Who uses them to make better choices? Omri Ben-Shahar and Carl Schneider put the regulatory problem in human terms. Most people find disclosures complex, obscure, and dull. Most people make choices by stripping information away, not layering it on. Most people find they can safely ignore most disclosures and that they lack the literacy to analyze them anyway. And so many disclosures are mandated that nobody could heed them all. Nor can all this be changed by simpler forms in plainer English, since complex things cannot be made simple by better writing. Furthermore, disclosure is a lawmakers' panacea, so they keep issuing new mandates and expanding old ones, often instead of taking on the hard work of writing regulations with bite. Timely and provocative, More Than You Wanted to Know takes on the form of regulation we encounter daily and asks why we must encounter it at all.
How mandated disclosure took over the regulatory landscape—and why it failed Perhaps no kind of regulation is more common or less useful than mandated disclosure—requiring one party to a transaction to give the other information. It is the iTunes terms you assent to, the doctor's consent form you sign, the pile of papers you get with your mortgage. Reading the terms, the form, and the papers is supposed to equip you to choose your purchase, your treatment, and your loan well. More Than You Wanted to Know surveys the evidence and finds that mandated disclosure rarely works. But how could it? Who reads these disclosures? Who understands them? Who uses them to make better choices? Omri Ben-Shahar and Carl Schneider put the regulatory problem in human terms. Most people find disclosures complex, obscure, and dull. Most people make choices by stripping information away, not layering it on. Most people find they can safely ignore most disclosures and that they lack the literacy to analyze them anyway. And so many disclosures are mandated that nobody could heed them all. Nor can all this be changed by simpler forms in plainer English, since complex things cannot be made simple by better writing. Furthermore, disclosure is a lawmakers' panacea, so they keep issuing new mandates and expanding old ones, often instead of taking on the hard work of writing regulations with bite. Timely and provocative, More Than You Wanted to Know takes on the form of regulation we encounter daily and asks why we must encounter it at all.
Following the War Between the States, reclaiming her family's Carolina plantation from her ruthless stepfather is Bria Hamilton's only desire. And if hiring a dangerously attractive Northerner as a means-to-an-end will see her plan through, it's a risk she'll take. But Luke Kincaid is not as he seems, and has but one reason for accepting Bria's offer: revenge. He cannot afford the laughter that sweetens their moments, or the passion he longs to teach her, or the love he never meant to feel. And neither can Bria. THE COMPASS CLUB, in series order Let Me Be The One Everything I Ever Wanted All I Ever Needed Beyond A Wicked Kiss THE DENNEHY SISTERS, in series order: Only My Love My Heart's Desire Forever in My Heart Always in My Dreams Only in My Arms THE MARSHALL BROTHERS, in series order: Her Defiant Heart His Heart's Revenge THE THORNE BROTHERS TRILOGY, in series order: My Steadfast Heart My Reckless Heart With All My Heart REVIEWS: "Jo Goodman is a master at historical romance." ~Fresh Fiction
More Than You Wanted to Know About John Baldessari is the first complete collection of the writings of artist John Baldessari. Edited and with essays by Meg Cranston and Hans Ulrich Obrist, the texts in this two-volume set trace the development of Baldessari's understanding of art from the early 1960s through to the present, and includes an extended interview with the artist on the subject of his writing.The collection also includes numerous never-before-published texts as well as facsimiles of the original documents that illustrate Baldessari's composition of words, which achieve both literary and graphic impact.Baldessari's writing addresses a broad range of topics from the problem of colour in sculpture, to the problem of art students who need ideas, to the problem of money in the art world, while returning throughout to the very focused set of issues that are key to his own work.Principle among them is Baldessari's love of words and his long-standing investigation into the similarity and possible interchangeability of word and image.Also availableJohn Baldessari: More Than You Wanted to Know About John Baldessari. Volume 1 (9783037641927)
Now You’re Talking! Do you want to be bulletproof at work, secure in your relationship, and content in your own skin? If so, it’s more important than ever to be aware of what your body is saying to the outside world. Unfortunately, most of what you’ve heard from other body language experts is wrong, and, as a result, your actions may be hurting, not helping, you. With sass and a keen eye, media favorite Janine Driver teaches you the skills she used every day to stay alive during her fifteen years as a body-language expert at the ATF. Janine’s 7-day plan and her 7-second solutions teach you dozens of body language fixes to turn any interpersonal situation to your advantage. She reveals methods here that other experts refuse to share with the public, and she debunks major myths other experts swear are fact: Giving more eye contact is key when you’re trying to impress someone. Not necessarily true. It’s actually more important where you point your belly button. This small body shift communicates true interest more powerfully than constant eye contact. The “steeple” hand gesture will give you the upper hand during negotiations and business meetings. Wrong. Driver has seen this overbearing gesture backfire more often than not. Instead, she suggests two new steeples that give you power without making you seem overly aggressive: the Basketball Steeple and the A-OK Two-Fingered Steeple. Happy people command power and attention by smiling just before they meet new people. Studies have shown that people who do this are viewed as Beta Leaders. Alpha leaders smile once they shake your hand and hear your name. At a time when every advantage counts—and first impressions matter more than ever—this is the book to help you really get your message across.
From two-time Carnegie Medal winner Patrick Ness comes an enthralling and provocative new novel chronicling the life — or perhaps afterlife — of a teen trapped in a crumbling, abandoned world. A boy named Seth drowns, desperate and alone in his final moments, losing his life as the pounding sea claims him. But then he wakes. He is naked, thirsty, starving. But alive. How is that possible? He remembers dying, his bones breaking, his skull dashed upon the rocks. So how is he here? And where is this place? It looks like the suburban English town where he lived as a child, before an unthinkable tragedy happened and his family moved to America. But the neighborhood around his old house is overgrown, covered in dust, and completely abandoned. What’s going on? And why is it that whenever he closes his eyes, he falls prey to vivid, agonizing memories that seem more real than the world around him? Seth begins a search for answers, hoping that he might not be alone, that this might not be the hell he fears it to be, that there might be more than just this. . . .
"Here it is, the steroid-stuffed new version of the classic Probably More Than You Want to Know About the Fishes of the Pacific Coast. Here is the low-down (and for that matter the high-down) on a mind-numbing 490 species, with 688 color images, in 672 pages. Be the first person on your block (neighborhood or cell) to really understand what these fishes do, where they go, and how they feel about life."--Amazon.com.
In a small town called Dundee on the coast of Maine, an old woman named Hannah Gray begins her story: "Somebody said 'true love is like ghosts, which everyone talks about and few have seen.' I've seen both and I don't know how to tell you which is worse." Hannah has decided, finally, to leave a record of the passionate and anguished long-ago summer in Dundee when she met Conary Crocker, the town bad boy and love of her life. This spare, piercing, and unforgettable novel bridges two centuries and two intense love stories as Hannah and Conary's fate is interwoven with the tale of a marriage that took place in Dundee a hundred years earlier.