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A practical and pithy guide to investing to help everyday investors achieve their long-term goals The 21st century has been beset with three financial market shocks in its first 20 years, the bursting of the Tech Bubble in 2000-2002; the Global Financial Crisis of 2008-09; and 2020 COVID-19 crash. Given this backdrop, it is no wonder that investing can appear to be so daunting to individual investors. As Chairman and CEO of Vanguard, one of the largest and most respected investment management companies in the world, Jack Brennan has spent his career helping people invest their money. In the newly updated More Straight Talk on Investing, he shares with you the lessons he has learned over his over four decades at Vanguard from a variety of market participants—from Main Street investors and 401(k) plan holders to veteran portfolio managers at the helm of Vanguard funds and sophisticated investment professionals overseeing top endowments and foundations. This a comprehensive, but approachable book will help you develop the knowledge, confidence, and discipline to navigate the financial markets and attain investment success over the long term. While the financial planning and investing principles covered are timeless, a considerable amount has changed in the nearly 20 years since the first edition, including new products and services, lower costs, and ever-evolving regulation and legislation. An entire generation of investors has come of age over the past two decades and could benefit from understanding that sound and sensible investing is an effective way to achieve financial security. This book will assist your manage your “serious” money—the dollars that you set aside for long-term goals, such as retirement or the education of your children. The book also emphasizes the concept of thinking of yourself as a “financial entrepreneur”—managing your financial life like owner manages a business. In a straightforward, plain talk manner, the book demonstrates how to: Build a balanced, diversified portfolio that meets your needs and goals Evaluate mutual funds and ETFs with a discerning eye Adhere to a long-term, disciplined approach to investing Control your emotions and tune out the incessant “noise” in the media Understand the risks and rewards of financial markets Develop a prudent plan and investment policy statement to guide your path forward Avoid the pitfalls and mistakes that can derail your investment program With wit and wisdom, Brennan relays anecdotes and observations that demonstrate the enduring investment precepts that will serve as a guide to novice investors and as a practical refresher for seasoned investors. He has also added three new chapters focusing on evaluating advice options, garnering lessons from endowments, and dealing with the challenges of a low interest rate environment.
Classic investment guidance for everyone As Chairman and CEO of one of the most respected mutual fund companies in the world, The Vanguard Group, Jack Brennan has made a career out of helping people invest for long-term success. In Straight Talk on Investing, he cuts to the chase and provides readers with sound advice and solid guidance to investing for today and tomorrow, in a bull market or bear market. Starting with a clear explanation of the financial facts of life, Brennan explains that investing is a lot easier than most people think. He shows readers how to develop a financial plan, construct and manage a sensible investment program, and maintain perspective in a sometimes crazy world. Refreshing in its simplicity and honesty, Straight Talk on Investing is a badly needed tonic to the hangover of the bull market of the 1990s. Filled with meaningful guidance for investors from a leading investment luminary, this invaluable resource will help readers make better investment decisions and restore financial faith in themselves, so they can confidently navigate the markets toward their financial goals. Jack Brennan (Wayne, PA) is the Chairman and CEO of The Vanguard Group, the world's second-largest mutual fund company, with $600 billion in assets under management and 15 million shareholder accounts. Mr. Brennan is a frequent guest on financial news programs and is regularly quoted in leading business and personal finance publications, including The Wall Street Journal and The New York Times. In 2000 and 2001, SmartMoney ranked him as one of the most influential individuals in investing. Marta McCave (Wayne, PA) is a senior financial writer for The Vanguard Group and a former journalist. She was a founding member of the national reporting staff of USA Today and was a contributor to a number of newspapers and magazines before joining Vanguard.
All seven life-changing books from the Straight Talk series by bestselling author Joyce Meyer are within these pages. Readers will find powerful insights, stories of the author's personal experiences, and practical advice backed up with Scriptures and presented in Joyce's straightforward, incomparable style. Download the free Joyce Meyer author app.
In More "Straight Talk, Answers to Questions Young People ask about Alcohol," the author faces us with information on what continues to be one of the most pressing drug problems of our society, the consumption and abuse of alcoholic beverages. The question and answer format makes the topic easily understandable for young and old alike and the author approaches the topic from the understanding and empathic heart of a counselor. Without question, this book is a must read for anyone interested in the problems associated with alcohol abuse in our families and society. It is especially imperative for parents of young children to read this book to gain information which will enable them to answer honestly and factually their children's questions about the use and abuse of alcohol. This book is an invaluable resource to help educators, the clergy, those engaged in substance abuse prevention and treatment, and others engaged in health care and the helping professions. Without question, Dr. Jones book is a must read for anyone interested in the problems associated with alcohol abuse in our families and society. It is especially imperative for parents of Young children to read this book to gain information which will enable them to answer honestly and factually their childrens questions about the use and abuse of alcohol. Donald E. Smith, BS, M.Ed., Ed.D
Today's parents are increasingly concerned about the reading and spelling skills taught in schools and are taking charge of their children's education. Full of ideas and suggestions--from innovative preschool exercises to techniques that older children can use to increase reading speed and comprehension--Straight Talk About Reading will instantly help any parent lay a solid foundation for their child's formative educational years.
"When a child is struggling with an emotional or behavioral problem, parents face many difficult decisions. Is medication the right choice? What about side effects? How long will medication be needed? In this authoritative guide, leading child psychiatrists Drs. Timothy Wilens and Paul Hammerness explain the nuts and bolts of psychiatric medications--from how they work and potential risks to their impact on a child's emotions, school performance, personality, and health. Extensively revised to include the latest information about medications and their uses, the fourth edition is even more accessible, and includes pullouts, bulleted lists, and "take home points" highlighting critical facts. In addition to parents, this is an ideal reference for teachers and other school professionals"--
A practical and pithy guide to investing to help everyday investors achieve their long-term goals The 21st century has been beset with three financial market shocks in its first 20 years, the bursting of the Tech Bubble in 2000-2002; the Global Financial Crisis of 2008-09; and 2020 COVID-19 crash. Given this backdrop, it is no wonder that investing can appear to be so daunting to individual investors. As Chairman and CEO of Vanguard, one of the largest and most respected investment management companies in the world, Jack Brennan has spent his career helping people invest their money. In the newly updated More Straight Talk on Investing, he shares with you the lessons he has learned over his over four decades at Vanguard from a variety of market participants—from Main Street investors and 401(k) plan holders to veteran portfolio managers at the helm of Vanguard funds and sophisticated investment professionals overseeing top endowments and foundations. This a comprehensive, but approachable book will help you develop the knowledge, confidence, and discipline to navigate the financial markets and attain investment success over the long term. While the financial planning and investing principles covered are timeless, a considerable amount has changed in the nearly 20 years since the first edition, including new products and services, lower costs, and ever-evolving regulation and legislation. An entire generation of investors has come of age over the past two decades and could benefit from understanding that sound and sensible investing is an effective way to achieve financial security. This book will assist your manage your “serious” money—the dollars that you set aside for long-term goals, such as retirement or the education of your children. The book also emphasizes the concept of thinking of yourself as a “financial entrepreneur”—managing your financial life like owner manages a business. In a straightforward, plain talk manner, the book demonstrates how to: Build a balanced, diversified portfolio that meets your needs and goals Evaluate mutual funds and ETFs with a discerning eye Adhere to a long-term, disciplined approach to investing Control your emotions and tune out the incessant “noise” in the media Understand the risks and rewards of financial markets Develop a prudent plan and investment policy statement to guide your path forward Avoid the pitfalls and mistakes that can derail your investment program With wit and wisdom, Brennan relays anecdotes and observations that demonstrate the enduring investment precepts that will serve as a guide to novice investors and as a practical refresher for seasoned investors. He has also added three new chapters focusing on evaluating advice options, garnering lessons from endowments, and dealing with the challenges of a low interest rate environment.
Simple Numbers can guide you to increased business profitability Take the mystery out of small business finance with this no-frills guide to understanding the numbers that will guide your business out of any financial black hole. Author Greg Crabtree, a successful accountant, small business advisor, and popular presenter, shows you how to use your firm's key financial indicators as a basis for smart business decisions as you grow your firm from startup to $5 million (and, more ) in annual revenue. Jargon free, and presented in an easy-to-follow, step-by-step format, with plenty of real-world examples, Crabtree's down-to-earth discussion highlights the most common financial errors committed by small businesses, and how to avoid them. You'll be fascinated to learn: Why your numbers are lying to you (and why you are the cause ) How labor productivity is the key to profitability and simplifying human resource decisions Why the amount of tax you pay is your #1 key performance indicator Take advantage of Crabtree's years of experience teaching clients how to build successful businesses by ''seeing beyond numbers'' with this step-by-step guide to increasing your businesses profitability.
Finally! A Man Speaks to Men. Never have books promised to pry men away from their six-packs and remote controls to take a two-part course on the sport of seduction. As an author who has given new meaning to the word 'touch down' , he shows you how to 'touch her'. No subject is off-limits --- or out of bounds. So ladies, get ready to play ball!! Straight Talk: Volume One Playing For Keeps ***How To Love A Woman And Make Her Love You Back*** Round One - The Try-Outs In this first of two sizzling volumes, Wright gives raw tutorials on winning a woman's affections. In locker room voice former pro basketball player Gerry Wright answers all the questions that aspiring Casanovas are dying (but too proud) to ask. From what to wear, to how to smell, to how to equip the bachelor pad, Volume I gets a man to first base ---without striking out. Loaded with clever, hard-nosed information, Straight Talk elevates men from sitting on life's bleachers as all of the quality babes walk by to becoming an All-Star at love. Unlike books like Men Are From Mars, Women Are From Venus, this two-book series deals with the real world, and gives the low down of what women really want --- in "guy talk"! Crammed with nuggets of practical information spiked with sporting terms, Playing For Keeps is savvy, sexy, and funny. Straight Talk: Volume Two Papa's Got A Brand New Bag ***A Man's Guide To Lovin' His Woman Down*** Round Two - The Knockout Volume I Straight Talk: Playing For Keeps got a fellow's foot in the door and into her head ---- Volume II Papa's Got A Brand New Bag pitches step-by-step details on how to perform in her bed. Gerry Wright, personal trainer and former pro basketball player gets straight to the point --- most men are lousy lovers. Perceptive, real and wise, in Volume II Wrigt teaches men the blow-by-blow moves that leave a woman crying "time-out!" In the same no-holds-barred locker room style of Volume I, Wright explicitly coaches mankind on the sensual techniques to win over the opposite sex. Based on the shared experiences on different continents as Wright played basketball, he delivers the low down on the sexual "left hooks" and "curve balls" - that American women are dying for men to throw. More than a primer on body parts (and yes) oral sex the book also instructs men to listen to their partners. Perceptive, clever, and graphic --- Wright's instincts brand him as America's personal trainer at love. Wright's hand size (a full 11 1/4 inches spread) afforded him the ability to earn Sports Illustrated notoriety as a slam-dunk king. In two erotically raw volumes he gives tips that will have women in the palm of your hand (regardless of how many inches you're wielding). Wright's coaching a new team of men --- and, frankly fellows, she won't be trading you to another team after you read Wright's Straight Talk. Letter to Gerry Wright: Dear Mr. Wright, I went to a little book store called "Consider The Alternatives" on Thursday, April 19, looking for a book about relationships. I told Judy, the owner, that I have read many books to try to understand my man. And I couldn't seem to find one about women for men to read that wasn't just about sex. She called me at my home the very next day and left me a message that two books came in about the subject we were discussing and would I mind coming and taking them to read and review. I went to the store the very next day and read the cover letter, then the contents of the books. I immediately took them home to read. I am 2/3 through Volume 1 and I can't put it down. You must promote this book every where. Your book is heroic to all of us who have been criticized for saying the things you had the balls to say and say it straight. These two books must be marketed ASAP. Get