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Money Letters 2 my Daughter is the 2013 Book of the Year, Adult's Money Management; a national honor awarded by the Institute for Financial Literacy. In the book; mother, author, and financial literacy advocate, Jackie Cummings Koski shares her self-taught wisdom through a series of letters to her 17-year-old daughter about all things dealing with money and personal finances. If you feel you have lacked the basics to get your arms around your money issues, this is the book for you! It will help you learn the things that will inspire you to finally trade in your stress and anxiety about money, for knowledge and power. Much of the book includes things that people have only learned after they've made life-changing mistakes. Only then do they ask the question, "why didn't anyone ever tell me that?" Well, Mom is telling you now, along with thousands of other people that are simply seeking some foundational knowledge about money. Most people did not grow up with positive financial role models in their lives and were never adequately educated about money--not at home, not in school, and not even in college. So here is your "textbook" on money matters that will raise your financial IQ. The help that you will get in this book will give you the power to make better financial decisions. Take a peek at the self-taught wisdom of this mother as she speaks to her daughter through her smart, no-nonsense Money Letters.
Letters from a mother to her daughter about all things dealing with money and personal finances. It's not about teaching how to make more money, but how to better manage the money you have. Every letter starts with a lesson and ends with love -- Back cover.
A collection of wisdom and life lessons, from the beloved and bestselling author of I KNOW WHY THE CAGED BIRD SINGS 'A brilliant writer, a fierce friend and a truly phenomenal woman' BARACK OBAMA Dedicated to the daughter she never had but sees all around her, Letter to my Daughter reveals Maya Angelou's path to living well and living a life with meaning. Told in her own inimitable style, this book transcends genres and categories: it's part guidebook, part memoir, part poetry - and pure delight. 'She moved through the world with unshakeable calm, confidence and a fierce grace . . . She will always be the rainbow in my clouds' OPRAH WINFREY 'She was important in so many ways. She launched African American women writing in the United States. She was generous to a fault. She had nineteen talents - used ten. And was a real original. There is no duplicate' TONI MORRISON
"In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical. "But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Enjoy the read, and the journey!
Whose truth is the lie? Stay up all night reading the sensational psychological thriller that has readers obsessed, from the #1 New York Times bestselling author of Too Late and It Ends With Us. #1 New York Times Bestseller · USA Today Bestseller · Globe and Mail Bestseller · Publishers Weekly Bestseller Lowen Ashleigh is a struggling writer on the brink of financial ruin when she accepts the job offer of a lifetime. Jeremy Crawford, husband of bestselling author Verity Crawford, has hired Lowen to complete the remaining books in a successful series his injured wife is unable to finish. Lowen arrives at the Crawford home, ready to sort through years of Verity’s notes and outlines, hoping to find enough material to get her started. What Lowen doesn’t expect to uncover in the chaotic office is an unfinished autobiography Verity never intended for anyone to read. Page after page of bone-chilling admissions, including Verity's recollection of the night her family was forever altered. Lowen decides to keep the manuscript hidden from Jeremy, knowing its contents could devastate the already grieving father. But as Lowen’s feelings for Jeremy begin to intensify, she recognizes all the ways she could benefit if he were to read his wife’s words. After all, no matter how devoted Jeremy is to his injured wife, a truth this horrifying would make it impossible for him to continue loving her.
A two-time National Book Award finalist delivers a stirring tale of the passions - tender, obsessive, even murderous - that are unleashed by a wartime love triangle. Seventeen-year-old Wyatt Hillyer is suddenly orphaned when his parents, within hours of each other, jump off two different bridges - the result of their separate involvements with the same compelling neighbor, a Halifax switchboard operator and aspiring actress. The suicides cause Wyatt to move to small-town Middle Economy to live with his uncle, aunt, and ravishing cousin Tilda. Setting in motion the novel's chain of life-altering passions and the wartime perfidy at its core is the arrival of the German student Hans Mohring, carrying only a satchel. Actual historical incidents - including a German U-boat's sinking of the Nova Scotia-Newfoundland ferry Caribou - lend intense narrative power to Norman's uncannily layered story. Wyatt's account of the astonishing events leading up to his fathering of a beloved daughter spills out twenty-one years later. What Is Left the Daughter is Howard Norman at his celebrated best.
Achieve financial peace of mind with the million-copy #1 New York Times bestseller, now revised and updated, featuring an entirely new Financial Empowerment Plan and a bonus chapter on investing. The time has never been more right for women to take control of their finances. The lessons, revelations, and shocks of the past few years have made it clear that standing in our truth is the only way to care for ourselves, our families, and our finances. With her signature mix of insight, compassion, and practical advice, Suze equips women with the financial knowledge and emotional awareness to overcome the blocks that have kept them from acting in the best interest of their money—and themselves. Whether you are single or in a committed relationship, a successful professional, a worker struggling to make ends meet, a stay-at-home parent, or a creative soul, Suze offers the possibility of living a life of true wealth, a life in which you own the power to control your destiny. At the center of this fully revised and updated edition, Suze presents an all-new Financial Empowerment Plan, designed to get you to a place of emotional and financial security as quickly as possible—because the most precious commodity women have is time. Divided into four essential components, the plan will teach you how to • Protect yourself • Spend smart • Build your future • Give to others Also included is a bonus chapter on investing—for those who are living by Suze’s unbreakable financial ground rules and ready to learn how to invest with confidence. Women & Money speaks to every mother, daughter, grandmother, sister, and wife. It gives readers the opportunity to tap into Suze’s unique spirit, people-first wisdom, and unparalleled appreciation that for women, money itself is not the end goal. It’s the means to living a full and meaningful life.
She was never a violent person, never abused her children. She never committed an act of any kind that those close to her could point to later as an omen of the killing of her children. She loved them dearly. They were her life. But she sent three-year-old Michael and fourteen-month-old Alex to their deaths in John D. Long Lake on a dark October night more than five years ago.