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MONEY BASIC$ FOR EVERYDAY PEOPLE was created from a desire that all Americans should have the opportunity to acquire their own personal fortunes and live their dreams. It is not our lack of effort and hard work that keeps us from having our wealth. The problem is that most people lack the knowledge to make their money work for them. Since money principles are not emphasized in schools and most financial books are too complicated and detailed in content, people never learn the basics. The American savings rate has been in decline for the last 65 years and millions of hard working couples are now retiring at or just above the poverty level. This book is designed to give basic money information that everyday people can understand and really put to use. The purpose of MONEY BASIC$ for EVERYDAY PEOPLE is to provide simple and useable ideas about money concepts that may have been hidden from you. This book will offer insights into how money works that your families, friends, neighbors, and co-workers do not know. You will learn that you don’t have to be a financial wizard to make your money work harder. Below are a few examples: Would you like a bigger tax refund check? Would you like to know how to save for 6 years and you could possibly have your retirement? Would you like to save hundreds of dollars on your insurance premiums? Would you like to know more than most people in America about money? Would you like to finally have your EYES WIDE OPENED to the mystique of finance? These pages are full of proven concepts and ideas to help you achieve your financial goals. I have purposely concentrated only on the most important topics that will explain how to make your money work harder. What you will need to learn is condensed into just FIVE SIMPLE STEPS that will be easy to understand and put into use everyday. By learning and using the FIVE SIMPLE STEPS that are explained in these chapters, you can achieve financial freedom.
The Powerful, Practical Money Guide for Anybody and Everybody Ready to Swap Financial Insecurity for Financial Stability AND Success. LIVING PAYCHECK TO PAYCHECK? CHECK THIS OUT: Everyday Money for Everyday People stands on the shoulders of the great American tradition begun more than three centuries ago with Poor Richard's Almanac. After facilitating nearly a thousand workshops on the fundamentals of effective money management over the past decade, Todd Christensen based his first book, Everyday Money for Everyday People, on the discussions, tips, stories and ideas shared by the thousands of individuals and couples in attendance. It's a financial guidebook of the people, by the people, and for the people. This book is based on what works for everyday people. Saving is a commitment, not an amount! Inside you'll find:-Day-to-day money topics-Dos for building financial stability-Don'ts for minimizing financial stress-Steps to breaking out of the paycheck-to-paycheck spiral-Scores of inspirational financial quotes, stories and illustrations for you to live by
MONEY BASIC$ FOR EVERYDAY PEOPLE was created from a desire that all Americans should have the opportunity to acquire their own personal fortunes and live their dreams. It is not our lack of effort and hard work that keeps us from having our wealth. The problem is that most people lack the knowledge to make their money work for them. Since money principles are not emphasized in schools and most financial books are too complicated and detailed in content, people never learn the basics. The American savings rate has been in decline for the last 65 years and millions of hard working couples are now retiring at or just above the poverty level. This book is designed to give basic money information that everyday people can understand and really put to use. The purpose of MONEY BASIC$ for EVERYDAY PEOPLE is to provide simple and useable ideas about money concepts that may have been hidden from you. This book will offer insights into how money works that your families, friends, neighbors, and co-workers do not know. You will learn that you don't have to be a financial wizard to make your money work harder. Below are a few examples: Would you like a bigger tax refund check? Would you like to know how to save for 6 years and you could possibly have your retirement? Would you like to save hundreds of dollars on your insurance premiums? Would you like to know more than most people in America about money? Would you like to finally have your EYES WIDE OPENED to the mystique of finance? These pages are full of proven concepts and ideas to help you achieve your financial goals. I have purposely concentrated only on the most important topics that will explain how to make your money work harder. What you will need to learn is condensed into just FIVE SIMPLE STEPS that will be easy to understand and put into use everyday. By learning and using the FIVE SIMPLE STEPS that are explained in these chapters, you can achieve financial freedom.
“The newbie investor will not find a better guide to personal finance.” —Burton Malkiel, author of A RANDOM WALK DOWN WALL STREET TV analysts and money managers would have you believe your finances are enormously complicated, and if you don’t follow their guidance, you’ll end up in the poorhouse. They’re wrong. When University of Chicago professor Harold Pollack interviewed Helaine Olen, an award-winning financial journalist and the author of the bestselling Pound Foolish, he made an off­hand suggestion: everything you need to know about managing your money could fit on an index card. To prove his point, he grabbed a 4" x 6" card, scribbled down a list of rules, and posted a picture of the card online. The post went viral. Now, Pollack teams up with Olen to explain why the ten simple rules of the index card outperform more complicated financial strategies. Inside is an easy-to-follow action plan that works in good times and bad, giving you the tools, knowledge, and confidence to seize control of your financial life.
This question and answer book is the perfect resource guide for equipping individuals with key information about everyday money matters. Questions and answers deal with 100+ of the most-asked questions from The Dave Ramsey Show—everything from budget planning to retirement planning or personal buying matters, to saving for college and charitable giving. This is Dave in his most popular format—ask a specific question, get a specific answer.
Money 101: A Simple, Practical Guide for Normal People is a simple, yet powerful guide to the basics, yes....but also the essential steps in personal finance. This guide starts with how to save money and where to save it, to how to prioritize college savings, food storage, home buying, etc; while pointing out common financial pitfalls to avoid along the way. Money 101 includes tools that anyone can easily use to improve their financial plan and explore their goals. It provides clarity on topics like Roth IRA's, Mortgages, Food Storage, Retirement Savings, Budgeting & more!
An illustrated, practical guide to navigating your financial life, no matter your financial situation "a potent mix of deeply practical and wonderfully empathetic" —Erin Lowry, author of Broke Millennial "one of the most approachable financial books I've ever read." —Refinery 29 We are all weird about money. Whether you have a lot or a little, your feelings and beliefs about money have been shaped by a combination of silence (or even shame) around talking about money, personal experiences, family and societal expectations, and a whole big complex system rigged against many of us from the start. Begin with that baseline premise and it’s no surprise so many of us find it so difficult to save enough money (but way too easy to get trapped in ballooning credit card debt), emotionally draining to deal with student loans, and nearly impossible to understand the esoteric world of investing. Unlike most personal finance books that focus on skills and behaviors, FINANCE FOR THE PEOPLE asks you to examine your beliefs and experiences around money—blending extremely practical exercises with mindfulness, and including more than 50 illustrations and diagrams to make the concepts accessible (and even fun). With deep insider expertise from years spent in many different corners of the financial industry, Paco de Leon is a friendly, approachable, and wise guide who invites readers to change their relationship with money. With her holistic approach you’ll learn how to: • root out your unconscious beliefs about money • untangle the mental and emotional burden of student loans to pay them off • use a gratitude practice to help you think differently about spending • break out of the debt cycle and begin building wealth This book is for anyone who feels unseen, ignored, or bored to death by the way personal finances are approached and taught, and is ready to go on a journey of self-discovery and step into their financial power.
A New York Times Book Review Editors' Choice Shortlisted for the 2018 FT & McKinsey Business Book of the Year Award A brilliantly reported, global look at universal basic income—a stipend given to every citizen—and why it might be necessary in an age of rising inequality, persistent poverty, and dazzling technology. Imagine if every month the government deposited $1,000 into your bank account, with nothing expected in return. It sounds crazy. But it has become one of the most influential and hotly debated policy ideas of our time. Futurists, radicals, libertarians, socialists, union representatives, feminists, conservatives, Bernie supporters, development economists, child-care workers, welfare recipients, and politicians from India to Finland to Canada to Mexico—all are talking about UBI. In this sparkling and provocative book, economics writer Annie Lowrey examines the UBI movement from many angles. She travels to Kenya to see how a UBI is lifting the poorest people on earth out of destitution, India to see how inefficient government programs are failing the poor, South Korea to interrogate UBI’s intellectual pedigree, and Silicon Valley to meet the tech titans financing UBI pilots in expectation of a world with advanced artificial intelligence and little need for human labor. Lowrey explores the potential of such a sweeping policy and the challenges the movement faces, among them contradictory aims, uncomfortable costs, and, most powerfully, the entrenched belief that no one should get something for nothing. In the end, she shows how this arcane policy has the potential to solve some of our most intractable economic problems, while offering a new vision of citizenship and a firmer foundation for our society in this age of turbulence and marvels.
Achieve all of your financial goals with these 300 easy solutions to all your personal finance questions—from paying off your student loans to managing investments. Are you looking for ways to decrease your spending…and start increasing your savings? Need some simple advice for maximizing your investments? Want to start planning for your retirement but don’t know where to start? It’s now easier than ever to achieve all your financial goals! Many people are afraid to talk about money, which means that you might be missing some of the best money-saving skills out there! In Money Hacks you will learn the basics of your finances so you can start making every penny count. Whether you’re trying to pay down debt, start an emergency fund, or make the smartest choice on a major purchase, this book is chock-full of all the useful hacks to make your money work for you in every situation!
A fully revised edition of one of the most influential books ever written on personal finance with more than a million copies sold “The best book on money. Period.” –Grant Sabatier, founder of “Millennial Money,” on CNBC Make It "This is a wonderful book. It can really change your life." -Oprah For more than twenty-five years, Your Money or Your Life has been considered the go-to book for taking back your life by changing your relationship with money. Hundreds of thousands of people have followed this nine-step program, learning to live more deliberately and meaningfully with Vicki Robin’s guidance. This fully revised and updated edition with a foreword by "the Frugal Guru" (New Yorker) Mr. Money Mustache is the ultimate makeover of this bestselling classic, ensuring that its time-tested wisdom applies to people of all ages and covers modern topics like investing in index funds, managing revenue streams like side hustles and freelancing, tracking your finances online, and having difficult conversations about money. Whether you’re just beginning your financial life or heading towards retirement, this book will show you how to: • Get out of debt and develop savings • Save money through mindfulness and good habits, rather than strict budgeting • Declutter your life and live well for less • Invest your savings and begin creating wealth • Save the planet while saving money • …and so much more! "The seminal guide to the new morality of personal money management." -Los Angeles Times