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"'Investing in What Works for America's Communities' is a new book that calls on leaders from the public, private, and nonprofit sectors to build on what we know is working to move the needle on poverty. The book's impressive list of authors represents a broad range of sectors including federal agencies, philanthropy, housing academia, health, and the private sector. This collection of essays provides dozens of innovative ideas that can bring new opportunities to America's struggling communities. It calls on leaders, from the public, private, and nonprofit sectors to recognize that they can work smarter and achieve more by working together."--Book website.
Drawing on the groundbreaking U.S. Financial Diaries project (http://www.usfinancialdiaries.org/), which follows the lives of 235 low- and middle-income families as they navigate through a year, the authors challenge popular assumptions about how Americans earn, spend, borrow, and save-- and they identify the true causes of distress and inequality for many working Americans.
Despite four decades of development planning, at least one third of the urban population of Africa, Asia and Latin America remains poor. Over 600 million live in 'life and health threatening' homes and neighbourhoods because of poor housing and inadequate or no piped water, sanitation and health care. But even as the shortcomings of government and development programmes become more apparent, so do the untapped abilities of low-income groups and their community organizations to develop their own solutions. This book analyses the conditions necessary for successful community initiatives and includes case studies of 18 intermediary institutions (most of them Third World NGOs) who provide technical, legal and financial services to low-income households for constructing or improving housing. Many also work with community organizations in improving water, sanitation, drainage, health care and other community services. Through the analysis of innovative financial systems for income generation, house construction and service provision, Funding Community Initiatives considers the feasibility of loans for addressing current urban housing problems. It also considers how to increase greatly the scale and effectiveness of support going to low-income households and community organizations. This book will be of interest to students and professionals concerned with urban development in Africa, Asia and Latin America, especially those concerned with low income shelter and community finance.
Answers the following questions: Can the (FHLBS) pay its assessments for affordable housing & for helping finance the savings & loan cleanup while carrying out its mission? What are appropriate capital standards for the FHLBS? Should the terms of membership in the FHLBS be changed? What is, & what should be, the role of the FHLBS in affordable housing, & how would System Consolidation affect this? Should the FHLBS be permitted to offer new products & services? 19 charts & tables.
Examines problems and developments associated with homebuilding, the housing market, family income, and mortgage financing forecast during next decade.