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Most people don't understand health insurance, and insurance companies know it. Unfair denials, late payments, and hopeless confusion are the norm. At last there is a solution. In eight easy steps, Making Them Pay gives practical advice about the things that drive people crazy. Like: -Figuring out what health plans really say -Understanding what benefits they provide -Finding, and understanding, the exclusions -Determining what health plans really cost -How to talk to customer service, and other painful details -Easy ways to keep good records -Laws that can change your life-like the mandatory benefits laws in all fifty states -How to prepare successful appeals Along with this useful advice, Making Them Pay offers a much-needed sense of humor. It's filled with cartoons, sidebars, and vignettes that will make you laugh as you learn. Based on Rhonda D. Orin's extensive experience as a litigator, a journalist, and a mother fighting her own family's insurance battles, Making Them Pay is the book your health insurer doesn't want you to read. "A compact reference [that] simplifies a convoluted subject. -
In New York Times bestseller Allison Brennan's newest Lucy Kincaid thriller, Lucy receives an unwelcome visit from the past.
In Allison Brennan's Make Them Pay, Lucy Kincaid and Sean Rogan are finally tying the knot. Two weeks before their wedding, a surprise visitor shows up at their door: Eden, Sean’s estranged sister from Europe. She claims she’s in town for the wedding and wants to mend fences. Lucy invites Eden to stay with them—after all, family is family—but her boss, SSA Noah Armstrong, knows far more about Eden’s sketchy past than he’s let on. While Lucy is focused on her investigation tracking down dozens of children sold through illegal adoptions, Noah begins a quiet investigation of Eden and her elusive twin, Liam. He’s certain that, since they’re both thieves, they're here for a job or a heist. But they are up to something far more sinister than even Noah can imagine. Liam has a score to settle with his family, and Sean has something he wants. The twins will do anything to get it—including putting Lucy’s life in danger. It'll take everyone—Kincaids and Rogans alike—to stop Liam before someone dies. Unfortunately, Liam's treachery has unforeseen consequences for Sean and Lucy, as a longtime enemy of the Rogan family hellbent on revenge sees an opportunity to make them all pay...
Brock and Poole investigate a double murder and find themselves caught up in a crime with international implications . . . Detective Chief Inspector Brock is called out to a burnt-out camper van in Richmond, Surrey. The van contained two badly burned and very dead bodies. At first thought to be an unfortunate fire, Brock and his assistant, Detective Sergeant Dave Poole, discover the truth: a double murder has been committed. As enquiries progress, it becomes clear that the dead couple were on the wrong side of the law, and Brock finds himself investigating not just a double murder, but a financial crime with international implications.
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Billions of people throughout the world are paid for their work. This book was written to explain why they earn what they earn and, in doing so, to help readers understand how they can earn more in both the short and long run. It describes wages, wage differences across groups, wage inequality, how organizations set pay and why, executive and 'superstar' pay, the difference between pay and 'total rewards' (including benefits, opportunities for growth, colleagues and working conditions), compensation in nonprofits, and the differences between the cost of compensation to organizations and the value employees place on that compensation. It also offers tips on what an individual can do to earn more.
There is a great war coming. Since before recorded history, Humanity has battled a terrible foe. Long ago we won a battle, but the war continues. The Duck has been waiting, watching and preparing to once again rise and crush humanity. This time they will have allies, new weapons, and thousands of years of bottled up rage... Those enlightened few of us who are capable of seeing this threat in time must learn, study and arm ourselves against the coming storm. It's to educate yourself and prepare for what may be our species' most perilous days. Skeptical? This book contains the FACTS that will get you through the fake news, the deep disinformation, and the many machinations of The Duck, aimed at crippling our will to fight. Weapons, strategies, and critical information about who will stand with us and who will stand on the side of this feculent web footed menace... Don't risk being caught unprepared or you'll find yourself waking up to the flapping wings and the sound of those webbed feet slapping as they overwhelm and destroy us all!
America’s runaway inequality has an engine: our unjust tax system. Even as they became fabulously wealthy, the ultra-rich have had their taxes collapse to levels last seen in the 1920s. Meanwhile, working-class Americans have been asked to pay more. The Triumph of Injustice presents a forensic investigation into this dramatic transformation, written by two economists who revolutionized the study of inequality. Eschewing anecdotes and case studies, Emmanuel Saez and Gabriel Zucman offer a comprehensive view of America’s tax system, based on new statistics covering all taxes paid at all levels of government. Their conclusion? For the first time in more than a century, billionaires now pay lower tax rates than their secretaries. Blending history and cutting-edge economic analysis, and writing in lively and jargon-free prose, Saez and Zucman dissect the deliberate choices (and sins of indecision) that have brought us to today: the gradual exemption of capital owners; the surge of a new tax avoidance industry, and the spiral of tax competition among nations. With clarity and concision, they explain how America turned away from the most progressive tax system in history to embrace policies that only serve to compound the wealth of a few. But The Triumph of Injustice is much more than a laser-sharp analysis of one of the great political and intellectual failures of our time. Saez and Zucman propose a visionary, democratic, and practical reinvention of taxes, outlining reforms that can allow tax justice to triumph in today’s globalized world and democracy to prevail over concentrated wealth. A pioneering companion website allows anyone to evaluate proposals made by the authors, and to develop their own alternative tax reform at taxjusticenow.org.