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A simple, straight-forward game plan for completely making over your money habits! Best-selling author and radio host Dave Ramsey is your personal coach in this informative and interactive companion to the highly successful New York Times bestseller The Total Money Makeover. With inspiring real-life stories and thought-provoking questionnaires, this workbook will help you achieve financial fitness as you daily work out those newly defined money muscles. Ramsey will motivate you to immediate action, so you can: Set up an emergency fund (believe me, you're going to need it) Pay off your home mortgage?it is possible. Prepare for college funding (your kids will love you for it) Maximize your retirement investing so you can live your golden years in financial peace Build wealth like crazy! With incentive exercises that really do exercise your spending and saving habits, Ramsey will get your mind and your money working to make your life free of fiscal stress and strain. It's a no-nonsense plan that will not only make over your money habits, but it will also completely transform your life.
Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America's favorite personal finance expert, Dave Ramsey. By now, you've already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you're tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help. The Total Money Makeover is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you've been looking for. The Total Money Makeover: Classic Edition will give you the tools and the encouragement you need to: Design a sure-fire plan for paying off all debt--from your cars to your home and everything in between using the debt snowball method Break bad habits and make lasting changes when it comes to your relationship with money Recognize the 10 most dangerous money myths Secure a healthy nest egg for emergencies and set yourself up for retirement Become financially healthy for life Live like no one else, so later you can LIVE (and GIVE) like no one else! This edition of The Total Money Makeover includes new, expanded "Dave Rants" that tackle marriage conflict, college debt, and so much more. The Total Money Makeover: Classic Edition also includes brand new back-of-the-book resources to help you make The Total Money Makeover your new reality.
Have you ever been so overwhelmed by responsibilities or other people’s needs that you forgot to make time for yourself? They say beauty is only skin-deep, but there is power in embracing your outward beauty as the first step in living with internal boldness, confidence, and renewed joy. An outside-in approach to beauty isn’t for other people’s perception of you, but for your interpretation of yourself and how much you’re willing to explore. Sachse has confirmed the unmistakable link between external appearance and self-confidence, and she wants to show you how to rekindle both. In the pages of this book, Sachse offers a vulnerable look into her own mistakes and imperfections and explains how making over her outward appearance resulted in a happier and healthier version of herself—emotionally, spiritually, and physically. Filled with confidence-boosting wisdom about cultivating rest and lifegiving hobbies, Sachse shows you: how making small changes to your outward appearance can be a pathway to building confidence and making other new transformations in your life practical tips about hair, makeup, and fashion from an expert the benefits of taking bold risks – your life is too valuable to be left on autopilot how to analyze your past and see where you self-sabotaged, and look for traits that served you well and can serve you in the future Sachse knows no amount of makeup can compare to the look of a confident, classy, and kind woman, and that there’s nothing like the glow that comes from inner beauty. It’s time to discover—or rediscover—who you really are and live your life to the fullest.
This new in paperback edition includes a new afterword written specifically for this volume. Morley Winograd and Michael D. Hais review the developments of the 2008 presidential election and demonstrate how the coming of age of a millennial generation and the expansion of a new communication technology produced another realignment, just as these twin forces of change have done throughout U.S. history.
Packed with easy-to-follow advice, the latest science and accessible and nourishing recipes and meal plans, nutritionist Jeannette Hyde's radical new approach will help you: · Lose weight with a tried and tested four week plan · Transform the look of your skin and hair · Address any long-standing digestive problems including bloating and IBS · Strengthen your immune system · Experience fewer mood swings and less anxiety · Sleep better · Eat for a healthy mind and body with over 50 delicious recipes The Gut Makeover is based on revolutionary new science that reveals that the state of our gut is central to our weight and health. Learn how to rebuild your microbiome – the bacteria living in the human gut – which is the key to every single aspect of our health. The great news is there is a lot you can do to cultivate a healthy gut. The Gut Makeover is the only book you'll need for a whole health overhaul – to control your weight, improve your skin, lift your spirits and strengthen your immune system for good. This is more than another fad diet. This is a lifestyle you'll want to adopt for life.
Middle School Makeover is a guide for parents and educators to help the tweens in their lives navigate the socially fraught hallways, gyms, and cafeterias of middle school. The book helps parents, teachers, and other adults in middle school settings to understand the social dilemmas and other issues that kids today face. Author Michelle Icard covers a large range of topics, beginning with helping us understand what is happening in the brains of tweens and how these neurological development affects decision-making and questions around identity. She also addresses social media, dating, and peer exclusion. Using both recent research and her personal, extensive experience working with middle-school-aged kids and their parents, Icard offers readers concrete and practical advice for guiding children through this chaotic developmental stage while also building their confidence.
Divorce comes as a relief when you discover your husband is a walking cliche and having an affair with a woman half your age. When life gives you lemons... give yourself a magical makeover!One day I'm married, living in the triangle, and working as a head nurse at one of the country's best hospitals.The next, I've shed a hundred and seventy-five pounds of idiot and find myself encountering ghosts, dragons and pixies while taking care of a sick patient.Losing my sanity didn't seem like the worst thing to happen since I moved back home with my mom and nana.But I have to make the best of this mess for the sake of my children. And I refuse to give my ex the satisfaction of knowing he literally drove me crazy.I didn't mind rolling with the punches... I just never imagined those hits would come in the form of magic. Witches, shifters, and Fae don't exist, right?This new world I've discovered is dangerous. The Tainted want to kill me, innocent paranormals want my help, and the son of Hades needs me to find demons.Give me an Ibuprofen and watch out. I'm not about to stand by and let someone else ruin my life. I'm a middle-aged woman on a brand-new mission, and nothing's going to stop me.
Macca the Alpaca desperately wants to be cool, just like his friends. Will a new hair-do cut it? Maybe a trip to the gym will work out? Or perhaps he needs the latest accessories? Maccas makeover shows him what it is that makes him truly special.
A posture coach reveals secrets and tips that can transform and re-energize your body.