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IS YOUR FAMILY VALUE AT RISK? When we hear the word "wealth," many of us think about money. But wealth is about so much more than that. All of the aspects of your life that matter most to you--your family, your legacy, your community, the causes you care deeply about--contribute to your wealth and the richness of your life. Together, they compose your family value. If you're only managing your family's money, however, your family value is at risk. That key concept is at the basis of coauthors and wealth advisors JR Gondeck and Vanessa Martinez's approach. Rooted in the knowledge that there is way more to wealth beyond one's ROI, JR and Vanessa work with families to ensure their financial plans reflect and protect their family value. Their strategy is not only holistic; it's also inclusive. At their firm, The Lerner Group, advisors prioritize the perspectives and needs of all family members, including matriarchs--individuals who are often overlooked by more traditional advisors. As a result, they are able to help families maintain their overall wealth--and their value--for generations to come. In Family Value at Risk, they share critical insights on the risks and rewards of wealth planning. From the pitfalls of typical advising to the crucial conversations necessary to ensure your plans reflect your wishes, this book is a must-read for anyone concerned about their financial future.
Oil and gas well completion and stimulation technologies to develop unconventional hydrocarbon resources in the United States have evolved over the past several decades, particularly in relation to the development of shale oil and shale gas. Shale oil and shale gas resources and the technology associated with their production are often termed "unconventional" because the oil and gas trapped inside the shale or other low-permeability rock formation cannot be extracted using conventional technologies. Since about 2005, the application of these technologies to fields in the U.S. have helped produce natural gas and oil in volumes that allowed the country to reduce its crude oil imports by more than 50% and to become a net natural gas exporter. The regional and national economic and energy advances gained through production and use of these resources have been accompanied, however, by rapid expansion of the infrastructure associated with the development of these fields and public concern over the impacts to surface- and groundwater, air, land, and communities where the resources are extracted. The intent of the first day of the workshop of the National Academies of Sciences, Engineering, and Medicine's Roundtable on Unconventional Hydrocarbon Development was to discuss onshore unconventional hydrocarbon development in the context of potential environmental impacts and the ways in which the risks of these kinds of impacts can be managed. Specifically, the workshop sought to examine the lifecycle development of these fields, including decommissioning and reclamation of wells and related surface and pipeline infrastructure, and the approaches from industry practice, scientific research, and regulation that could help to ensure management of the operations in ways that minimize impacts to the environment throughout their active lifetimes and after operations have ceased. This publication summarizes the presentations and discussions from the workshop.
Warfare, myth and magic collide in Legacy of Steel, the spectacular sequel to Matthew Ward's acclaimed fantasy debut Legacy of Ash. "Outstanding ... a ripping yarn that more than earns its length." --Publishers Weekly (starred review) A year has passed since an unlikely alliance saved the Tressian Republic from fire and darkness, at great cost. Thousands perished, and Viktor Akadra -- the Republic's champion -- has disappeared. While the ruling council struggles to mend old wounds, other factions sense opportunity. The insidious Parliament of Crows schemes in the shadows, while to the east the Hadari Emperor gathers his armies. As turmoil spreads across the Republic, its ripples are felt in the realms of the divine. War is coming . . . and this time the gods themselves will take sides. The Legacy TrilogyLegacy of AshLegacy of Steel
This volume is the first book to examine issues that arise when minority children's lives are directly or indirectly influenced by law and public policy, laws and policies that are rooted in historical racism. It addresses intersections of race/ethnicity within the context of child maltreatment, child dependency court, custody and interracial adoption, familial incarceration, school punishment and the so-called "school-to-prison pipeline," juvenile justice, police/youth interactions, jurors' perceptions of child and adolescent victims and defendants, and immigration law and policy.
Malaysia is at a political and economic crossroad, and the direction it takes is of vital importance to the whole Southeast Asian region. This important book is the first comprehensive analysis of contemporary Malaysia and the struggle for its political and economic leadership.
Become the leader your business needs. Nine out of ten startups ultimately fail. Perhaps they run out of cash, lack product-market fit, or have an ineffectual marketing strategy. But these things don’t just happen. They result from founder leaders not having the right people around them and not making the best decisions. In other words, many growing companies fail due to poor leadership—and these failures are preventable. Great leadership capitalizes on the business’s potential. In Founder’s Legacy, you will learn how to address the breadth of challenges that founders and leaders face in a way that is consistent with your strengths, values, and purpose so you can successfully grow your business. Collecting his twenty-five years of experience in helping founders across the globe strengthen their leadership and his insights gained from founding his own consulting company, Simon Court has created fifty succinct lessons that anyone who wants to be a successful leader can benefit from. Full of relevant research, time-tested strategies, stories from Simon’s extraordinary range of professional experience, and thought-provoking reflection questions, Founder’s Legacy will coach you in unlocking your unique leadership potential. Whether your business is a unicorn in the making or a small startup striving to grow, this book will guide you to your desired success.
We're losing tens of billions of dollars a year on broken software, and great new ideas such as agile development and Scrum don't always pay off. But there's hope. The nine software development practices in Beyond Legacy Code are designed to solve the problems facing our industry. Discover why these practices work, not just how they work, and dramatically increase the quality and maintainability of any software project. These nine practices could save the software industry. Beyond Legacy Code is filled with practical, hands-on advice and a common-sense exploration of why technical practices such as refactoring and test-first development are critical to building maintainable software. Discover how to avoid the pitfalls teams encounter when adopting these practices, and how to dramatically reduce the risk associated with building software--realizing significant savings in both the short and long term. With a deeper understanding of the principles behind the practices, you'll build software that's easier and less costly to maintain and extend. By adopting these nine key technical practices, you'll learn to say what, why, and for whom before how; build in small batches; integrate continuously; collaborate; create CLEAN code; write the test first; specify behaviors with tests; implement the design last; and refactor legacy code. Software developers will find hands-on, pragmatic advice for writing higher quality, more maintainable, and bug-free code. Managers, customers, and product owners will gain deeper insight into vital processes. By moving beyond the old-fashioned procedural thinking of the Industrial Revolution, and working together to embrace standards and practices that will advance software development, we can turn the legacy code crisis into a true Information Revolution.
This is the time when legacy, pathogenic, and emerging contaminants must be talked about, understood, and dealt with together. While the geogenic contamination of the groundwater is a well-established phenomenon that is considered as legacy contaminants that risk people’s health globally, both pathogenic and emerging contaminants like various water-borne pathogens and pharmaceutical personal care products (PPCPs) are becoming imperative for their acute and chronic toxic effects. While contaminated groundwater consumption leads to skin pigmentation, hyperkeratosis, kidney damage, cardiovascular disease, and children’s overall development, poor sanitation-related pathogenic microorganisms cause a significant number of child and prenatal deaths. Simultaneously, antibiotic microbial resistance (AMR) is expected to kill 100 million people by 2050. However, there are rare texts that combine aspects of all these three under a single book cover. This book gives an understanding of the occurrence, fate, and transport of geogenic, microbial, and anthropogenic contaminants in the groundwater. It covers not only the scientific and technical aspects but also environmental, legal, and policy aspects for contaminant management in the environment under the paradigm shift of COVID-19. This book is intended to bring the focus on the natural contaminants—biotic or abiotic—in the post-COVID Anthropocene, which is illustrating a significant alteration of systems and the subsequent downstream impacts owing to globalization. This book has compiled global work on emergence, mass flow, partitioning, and activation of geogenic, emerging, and pathogenic contaminants in various spheres of environment with special emphasis on soil, sediment, and aquatic systems for enhancing the understanding on their migration and evolution for the welfare of mankind.