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Control your spending, save money, regain peace of mind, and make your life happier and healthier with Kakebo—the traditional Japanese method of money management that is still widely used today. Having enough money to live is one of the most important factors affecting our health. Trying to balance expenses—utility bills, housing, healthcare, food, and for many, the costs of raising children (not to mention paying for college!)—leaves us worried and stressed. But there is a solution: Kakebo, a practical, proven method that helps you keep track of every penny, manage spending, and save up to thirty percent more! With this invaluable guide you’ll interact with your spending every day for two years, and learn how to manage your personal budget. Designed like a diary, it allows you to record all your daily expenses week by week so you can see exactly where your money goes. Each day is divided into four categories: 1. primary needs—food, personal hygiene, children; 2. optional needs—shopping, cosmetics, gifts; 3. culture and free time—restaurants, books, entertainment; and 4. extras/foreseeable expenses—such as travel, repairs, tuition, and taxes. Kakebo begins with setting a monthly budget. At the beginning of each month, enter your fixed incoming funds and outgoing expenses, and set a savings target. Then, each day, record your various expenses. By keeping close tabs on what you’re spending, you’ll be able to identify the waste and see the most significant areas where adjustments can be made. Kakebo also offers practical and motivating tips that teach you how to save more successfully. Kakebo isn’t just about money—it helps to develop self-awareness, self-discipline, and self-esteem, and promotes peace of mind. Best of all, you can begin any time of year—individually marking the months and days without wasting any pages. Plus, its simple yet inviting for-color graphics help you break down each expense and easily identify see where adjustments need to be made.
Are you really aware of what you spend?Do you know how to value things beyond their price? For the answer to these questions and more, look no further than Kakebo- the budgeting journal used by millions every day in Japan to manage their household spending. The Japanese believe that tidiness in one's finances is as important as tidiness in one's house - indeed for them, the act of thinking mindfully about where one's money goes is in itself a recipe for calm and wellbeing. Keeping a Kakebo is easy. At the start of each month simply decide how much you want to save and what you need to do to achieve your goal. Then note down your weekly spending and at the end of the month see how it all tallies up. There are slots for you to personalise your Kakebo according to your own spending routine, and space to reflect and make changes as you go along. Start today - and discover the life-changing magic of Kakebo...
SAVE MONEY IN 2021 WITH THIS SIMPLE AND FOOLPROOF JOURNAL ________ 'Experts claim it could help some people cut spending by up to 35%' Mail Online People in Japan are masters of minimal living, able to make do with less in all aspects of life, whether it's de-cluttering personal belongings or savvy seasonal cooking. But at the heart of all this is the kakeibo: the budgeting journal used to set saving goals and spend wisely. It's simple: at the beginning of each month you sit down with your kakeibo and think about how much you would like to save and what you will need to do in order to reach your goal. There is space to jot down your weekly spending and reflect on the month just gone. A kakeibo ensures helps make saving a part of your everyday life, while also giving you the opportunity to reflect and improve every month. Get a grip on your spending and start to achieve your goals, by finding ways to save for the things that really matter in your life. Don't give up what you want most for what you want now . . . This is the Japanese Journal that puts more money in YOUR pocket every month. 'The simple art of keeping track of your finances . . . this is about being financially mindful rather than letting a gadget do the thinking for you' The Sunday Times
The shareholder letters of corporate leaders are a rich source of business and investing wisdom. There is no more authoritative resource on subjects ranging from leadership and management to capital allocation and company culture. But with thousands of shareholder letters written every year, how can investors and students of the corporate world sift this vast swathe to unearth the best insights? Dear Shareholder is the solution! In this masterly new collection, Lawrence A. Cunningham, business expert and acclaimed editor of The Essays of Warren Buffett, presents the finest writers in the genre of the shareholder letter, and the most significant excerpts from their total output. Skillfully curated, edited and arranged, these letters showcase the ultimate in business and investment knowledge from an all-star team. Dear Shareholder holds letters by more than 20 different leaders from 16 companies. These leaders include Warren Buffett (Berkshire Hathaway), Tom Gayner (Markel), Kay Graham and Don Graham (The Washington Post and Graham Holdings), Roberto Goizueta (Coca-Cola), Ginni Rometty (IBM), and Prem Watsa (Fairfax). Topics covered in these letters include the long-term focus, corporate culture and commitment to values, capital allocation, buybacks, dividends, acquisitions, management, business strategy, and executive compensation. As we survey the corporate landscape in search of outstanding companies run by first-rate managers, shareholder letters are a valuable resource. The letters also contain a wealth of knowledge on the core topics of effective business management. Let Dear Shareholder be your guide.
Satoru Iwata was the global president and CEO of Nintendo and a gifted programmer who played a key role in the creation of many of the world’s best-known games. He led the production of innovative platforms such as the Nintendo DS and the Wii, and laid the groundwork for the development of the wildly successful Pokémon Go game and the Nintendo Switch. Known for his analytical and imaginative mind, but even more for his humility and people-first approach to leadership, Satoru Iwata was beloved by game fans and developers worldwide. In this motivational collection, Satoru Iwata addresses diverse subjects such as locating bottlenecks, how success breeds resistance to change, and why programmers should never say no. Drawn from the “Iwata Asks” series of interviews with key contributors to Nintendo games and hardware, and featuring conversations with renowned Mario franchise creator Shigeru Miyamoto and creator of EarthBound Shigesato Itoi, Ask Iwata offers game fans and business leaders an insight into the leadership, development, and design philosophies of one of the most beloved figures in gaming history. -- VIZ Media
His introduction gives an excellent overview of the development of tanka in the last one hundred years.
The cryptocurrency revolution has begun, the successes of Bitcoin and Ethereum are living proof of this. With very innovative markets such as NFT or DeFi, cryptocurrencies are definitely on the rise. However, global adoption is not there yet! The reason is very simple. Infrastructures are not ready for this. Between tools that are still complex to use and the difficulties to support world transactionnal througput, there is still a long way to go for best players in the market. This is where Elrond comes in! Elrond is offering an innovative architecture. Elrond is supported by an exceptional community and an impressive ecosystem. Elrond has everything in control to establish itself as a market leader. Discover how Elrond will put blockchain at the heart of the new Internet economy !
Food and Wine Pairing: A Sensory Experience provides a series of discussion and exercises ranging from identifying basic wine characteristics, including visual, aroma, taste (acid, sweetness, oak, tannin, body, etc.), palate mapping (acid, sweet, sour, bitter, and tannin), basic food characteristics and anchors of each (sweet, sour, bitter, saltiness, fattiness, body, etc). It presents how these characteristics contrast and complement each other. By helping culinary professionals develop the skills necessary to identifying the key elements in food or wine that will directly impact its matching based on contrast or similarities, they will then be able to predict excellent food and wine pairings.
'Perfect for fans of Marie Kondo' Publishers Weekly DISCOVER THE LIFE-CHANGING MAGIC OF LISTS IN THIS INTERNATIONAL BESTSELLER The humble list has the power to change your life. In its immediacy, its simplicity and its concise, contained form, the list enables us to organise, to save time and to approach facts with clarity. Yet why do we end up with interminable To Do Lists that are never completed? After decades living in Japan, Dominique Loreau has become a master in the art of de-cluttering and simplifying. Now, in L'art de la Liste - a huge bestseller in her native France and translated into English for the first time - she turns her attentions to better list-making, showing you how to organise them and use them intelligently. Taking you on a step-by-step journey to greater productivity, this practical, inspiring book influences every aspect of your life - from home, diet and beauty to mental health and self-awareness. To perfect the art of the list is to live simpler, richer and more organised lives.
Today we need a new type of leader. As we enter the fourth industrial revolution, we need leaders with the wisdom to address new ways of working, to make positive change in the world. One of the key premises of Mindfulness-Based Leadership is that leadership is about being, not becoming. We make a bigger difference by looking within ourselves than by striving to become what we are not. While mindfulness has often been perceived as a solitary activity, this book reveals how it is applicable on a wider scale – in groups, businesses and the wider community. Mindfulness-Based Leadership shows us how to balance self and organisational goals, to erase the real and imagined internal conflicts between what we believe in and what we do in reality. Mindfulness expert Kathirasan K presents a unique 56-day course on Mindfulness-Based Leadership. Each day introduces a new facet of mindfulness – through guided introspection, acceptance and mindful practice – illuminating the ways in which we can unlock the leader within ourselves.