Download Free If You Can Book in PDF and EPUB Free Download. You can read online If You Can and write the review.

William J. Bernstein promises to lay out an investment strategy that any seven year old could understand and will take just 15 minutes of work per year. He also promises it will beat 90% of finance professionals in the long run, but still make you a millionaire over time. Bernstein is addressing young Americans just embarking on their working careers. Bernstein advocates saving 15% of one's salary starting no later than age 25 into tax-sheltered savings plans (IRA or 401(k) in the U.S., RRSPs or Registered Pension Plans in Canada), and divvying up the money into just three mutual funds: a U.S. total stock market index fund, an international stock market index fund and a U.S. total bond market index fund. For millennials, saving 15% of salary is the financial equivalent of dying, which is why Bernstein titles his document 'IF you can.'
Are you at risk of being scammed? Former con artist and bestselling author of Catch Me If You Can Frank Abagnale shows you how to stop scammers in their tracks. Maybe you're wondering how to make the scam phone calls stop. Perhaps someone has stolen your credit card number. Or you've been a victim of identity theft. Even if you haven't yet been the target of a crime, con artists are always out there, waiting for the right moment to steal your information, your money, and your life. As one of the world's most respected authorities on the subjects of fraud, forgery, and cyber security, Frank Abagnale knows how scammers work. In Scam Me If You Can, he reveals the latest tricks that today's scammers, hackers, and con artists use to steal your money and personal information--often online and over the phone. Using plain language and vivid examples, Abagnale reveals hundreds of tips, including: The best way to protect your phone from being hacked The only time you should ever use a debit card The one type of photo you should never post on social media The only conditions under which you should use WiFi networks at the airport The safest way to use an ATM With his simple but counterintuitive rules, Abagnale also makes use of his insider intel to paint a picture of cybercrimes that haven't become widespread yet.
When we talk, we tell stories and present ideas—rarely with much anxiety. But think about writing something and panic sets in. Overcome this crippling response by learning how to “talk” on paper. Joel Saltzman tells it like it is—with compassion, humor, and the “uncommon wisdom” of famous writers, artists, and musicians. Based on his popular workshop for the UCLA Writers’ Program, this is a program with proven results. You’ll discover how to: >Conquer the killer P’s—Perfectionism, Paralysis, and Procrastination. >Silence your inner critic. (“Shut up, already. I’m trying to write!”) >Stop worrying about the “rules” of grammar. >Get inspired when you don’t feel inspired. >Write with conviction, not apology! This best selling book gives you the daring and freedom to “talk” on paper without worrying whether it’s good or bad or what it’s going to “be”—the kind of writing that’s creative, energetic and, most of all, truly your own.
"Whatever you do and whatever I do, let's do it together! Another delightful celebration of friendship ..."--Cover verso.
"The advice and exercises in If You Can Doodle, You Can Paint, help readers dig into their creative life to find a style that is authentically theirs"--
A comprehensive and practical guide to the stock market from a successful fund manager—filled with case studies, important background information, and all the tools you’ll need to become a stock market genius. Fund manager Joel Greenblatt has been beating the Dow (with returns of 50 percent a year) for more than a decade. And now, in this highly accessible guide, he’s going to show you how to do it, too. You’re about to discover investment opportunities that portfolio managers, business-school professors, and top investment experts regularly miss—uncharted areas where the individual investor has a huge advantage over the Wall Street wizards. Here is your personal treasure map to special situations in which big profits are possible, including: -Spin-offs -Restructurings -Merger Securities -Rights Offerings -Recapitalizations -Bankruptcies -Risk Arbitrage Prepared with the tools from this guide, it won’t be long until you’re a stock market genius!
Winner of the Lambda Literary Award for LGBT Children’s/Young Adult One of Rolling Stone’s 40 Best YA Novels A 2014 ALA Rainbow List Top 10 Title A Booklist Top 10 First Novels for Youth 2013 A Chicago Public Library “Best of the Best” 2013 This Forbidden Romance Could Cost Them Their Lives Seventeen-year-old Sahar has been in love with her best friend, Nasrin, since they were six. They’ve shared stolen kisses and romantic promises. But Iran is a dangerous place for two girls in love--Sahar and Nasrin could be beaten, imprisoned, even executed. So they carry on in secret until Nasrin’s parents suddenly announce that they’ve arranged for her marriage. Then Sahar discovers what seems like the perfect solution: homosexuality may be a crime, but to be a man trapped in a woman’s body is seen as nature’s mistake, and sex reassignment is legal and accessible. Sahar will never be able to love Nasrin in the body she wants to be loved in without risking their lives, but is saving their love worth sacrificing her true self?
Mia's best friend Robyn is known for her matchmaking skills, which is perfect, because homecoming is just around the corner. But Robyn refuses to set Mia up with the guy of her dreams, which forces Mia to take matters into her own hands. She uses Robyn's matchmaking service to make sure popular Vince Demetrius falls for her. Vince asks her out, but Mia doesn't count on Logan, the persistent school newspaper photographer who seems to like her out of the blue. Now she has to choose between Vince - the guy she knows is right for her - and Logan, who insists that she give him a chance. And she needs to make sure Robyn doesn't find out that Mia's been matchmaking behind her back. Mia has two weeks before homecoming. Can she fix the mess she made or will she have to kiss her perfect match goodbye forever?
A simple guide to a smarter strategy for the individual investor A Wealth of Common Sense sheds a refreshing light on investing, and shows you how a simplicity-based framework can lead to better investment decisions. The financial market is a complex system, but that doesn't mean it requires a complex strategy; in fact, this false premise is the driving force behind many investors' market "mistakes." Information is important, but understanding and perspective are the keys to better decision-making. This book describes the proper way to view the markets and your portfolio, and show you the simple strategies that make investing more profitable, less confusing, and less time-consuming. Without the burden of short-term performance benchmarks, individual investors have the advantage of focusing on the long view, and the freedom to construct the kind of portfolio that will serve their investment goals best. This book proves how complex strategies essentially waste these advantages, and provides an alternative game plan for those ready to simplify. Complexity is often used as a mechanism for talking investors into unnecessary purchases, when all most need is a deeper understanding of conventional options. This book explains which issues you actually should pay attention to, and which ones are simply used for an illusion of intelligence and control. Keep up with—or beat—professional money managers Exploit stock market volatility to your utmost advantage Learn where advisors and consultants fit into smart strategy Build a portfolio that makes sense for your particular situation You don't have to outsmart the market if you can simply outperform it. Cut through the confusion and noise and focus on what actually matters. A Wealth of Common Sense clears the air, and gives you the insight you need to become a smarter, more successful investor.
IF IT’S TUESDAY, THIS MUST BE SCOTLAND All Tag Morgan wants to do is help settle his father’s estate so he can get back to properly cataloguing his Mayan ruins. So he’s caught quite off guard to discover that: A) His father had holdings in Scotland B) The property now belongs to Tag Leafing through his father’s correspondence with the property’s overseer, one Maura Ramsey, yields even more surprises. His father’s letters reveal a warmer, kinder man—nothing like the harsh, cold disciplinarian Tag remembers. Surely it has to do with Maura, whose writing is filled with a dry wit and an infectious charm that keeps Tag reading all night. By the time the sun rises, Tag knows he’s going to Scotland to find this woman who has so thoroughly captivated him . . . Praise for Donna Kauffman “Readers will appreciate the wonderful sense of place, the well-rounded secondary characters and the deep emotion.” —Bookpage, TOP PICK “We all know where there's Donna Kauffman, there's a rollicking, sexy read chock-full of charm and sparkle.” —USAToday.com “Charming characters, emotion galore, a small town—you’re going to love Donna Kauffman!” —Lori Foster