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Choosing an affordable college with the desired programs is difficult but this book can help the entire family navigate college choices and financial aid.
From award-winning ProPublica reporter Marshall Allen, a primer for anyone who wants to fight the predatory health care system--and win. Every year, millions of Americans are overcharged and underserved while the health care industry makes record profits. We know something is wrong, but the layers of bureaucracy designed to discourage complaints make pushing back seem impossible. At least, this is what the health care power players want you to think. Never Pay the First Bill is the guerilla guide to health care the American people and employers need. Drawing on 15 years of investigating the health care industry, reporter Marshall Allen shows how companies and individuals have managed to force medical providers to play fair, and shows how you can, too. He reveals the industry's pressure points and how companies and individuals have fought overbilling, price gouging, insurance denials, and more to get the care they deserve. Laying out a practical plan for protecting yourself against the system's predatory practices, Allen offers the inspiration you need and tried-and-true strategies such as: Analyze and contest your medical bills, so you don't pay more than you should Obtain the billing codes for a procedure in advance Write in an appropriate treatment clause before signing financial documents Get your way by suing in small claims court Few politicians and CEOs have been willing to stand up to the medical industry. It is up to the American people to equip ourselves to fight back for the sake of our families--and everyone else.
Most consumer guides preach "Let the buyer beware." But Never Pay Retail says let the buyer be aware-with "insider's" shopping tips to get nearly 400 items for up to 80 percent less.
Offers tips for finding bargains on everything from air conditioners to wood burning stoves, and reveals how to avoid ripoffs and gimmicks
Want to look like a million bucks while you save a pretty penny? Maximize your personal style on any budget with fashion and beauty expert Daisy Lewellyn’s fun, practical, must–have guide to smart shopping. Times may be tough, but you can still look fabulous. Learn to rethink the way you buy, end unnecessary spending, and save money without sacrificing your personal style. Fashion and beauty guru Daisy Lewellyn’s savvy shopping advice and priceless insider secrets will help you score the brands you love at real discounts. The creative, inspiring, and timeless tips in Never Pay Retail Again will teach every Bargain Babe how to: • Know what, when, and how to purchase on the cheap. • Make the sales people your best friends so you’ll get access to the best merchandise—with discounts. • Turn your closet into your own private boutique, with easy ideas for transforming or updating old pieces for just a few dollars. • Train your eye to recognize quality clothes and accessories for rock-bottom prices at sample sales, department stores, or discount outlets. And much more!
The culmination of 15 years of meticulous research and observation, this riveting audiobook offers hilarious anecdotes and amazing hard facts about one of Americas favorite pastimes. Abridged. 7 CDs.
The art of living happily with less than you’ve ever imagined before! Get All The Support And Guidance You Need To Be A Success At Living Within Your Means! In order to attain the art of living happily with less than you’ve ever imagined before, the first thing that you should take into account is to live within your means. When you hear the term “means”, what is the first thing that comes into your mind? Means refers to money or income. One of the great things that you should learn and know is on how to properly live within your means. Living within your means is not an easy task at all since it requires time, effort, passion and dedication in order to make sure that you will come up with the best possible results that you are expecting. Moreover, it is also very imperative that you have an apparent and superior understanding on how to live within your means. You must know the importance of living within the money that you have. Overspending is not the solution to your financial problem however overspending is considered as one of the biggest problems that most people are encountering in the present year. Furthermore, living within your means is all about balancing your family budget as well as you need to be very mindful in spending your money. All the valuable information that you need about the mentioned topic above are all present within this book. All you need to do is to completely read the succeeding chapters of this book that will serve as your pathway and guide in exploring the real significance of living within your means. Below are the following information that you are about to learn: Living Within your Means Basics Distinguish between Wants and Needs Buy Secondhand Never Pay Retail Plant a Garden Cut Down on Waste Get Rid of Credit Cards Learn to do it Yourself What to Avoid The Benefits of Living Frugal