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“This book couldn't be timelier. With hundreds of thousands of Americans expected to lose their homes because they took out mortgages beyond their ability to pay, it is clear that home buyers need assistance-beyond the reassurance of the mortgage broker trying to close the deal and get his commission. This book, written in an easily accessible manner, provides that assistance; it lays out the economics of buying, owning, and financing a home.” –Joseph Stiglitz, Columbia University, 2001 Nobel Prize in Economics “The purchase of a home is the most significant investment decision confronting nearly all adults. Yet sound advice, untainted by the self-interest of real estate and mortgage brokers, is extremely scarce. In Houseonomics, the Smiths provide simple and understandable answers to the vexing questions surrounding homeownership, making it a valuable resource for anyone serious about their financial future.” –Bryan White, Managing Director, BlackRock “ Houseonomicsoffers great insights about how to think about homeownership. Its approach is innovative, but the analysis is grounded in common sense. A useful primer for what is the most important investment most people make in their lives.” –Paul Efron, Retired Partner and Advisory Director, Goldman Sachs & Co. “This book is a common sense response to those who question the value of homeownership. The Smiths validate the argument that homeownership is normally a key component of lifelong wealth building. They present a practical guide to basic financial analysis for those planning on owning a home or who currently own a home.” –Doug Duncan, Chief Economist, Mortgage Bankers Association “There is a lot of wisdom in Gary and Margaret Smith's Houseonomicsregarding the biggest investment that most people ever make. It is so well written that reading it is a joy and yet almost everyone can gain valuable knowledge in the process. The time you take to read this book will be a smart investment indeed. Having taught economics at Stanford for 35 years, I can only wish that more authors were as knowledgeable as the Smiths and wrote this well.” –John B. Shoven, Stanford University, co-author with Secretary George P. Shultz, Putting Our House in Order: A Guide to Social Security and Health Care Reform “The “Home Dividend” is a powerful concept and, indeed, an engine for prosperity.” –Ed Yardeni, President, Yardeni Research For generations, buying a home has been the best investment Americans could make. But, now, some so-called “experts” claim that it's foolish to be a homeowner. They're wrong. Houseonomicsexplains why a home is still an excellent investment for most people in most places&and helps you make smarter housing decisions wherever you are. This book isn't for aspiring slumlords or flippers: It's for anyone who wants to move toward financial security, with a roof over their heads, and a home to call their own. You won't find “too good to be true” schemes here: You'll find a sensible, intelligent, and totally up-to-date explanation of the real economics of homeownership. Discover how to develop an achievable vision for financial prosperity via homeownership, and treat housing decisions as the investment decisions they really are. Then, learn how to negotiate more effectively when purchasing, selling, financing, refinancing, or remodeling; decide whether to prepay your mortgage&even intelligently evaluate rental/vacation properties. It's never been more important to get clear-headed, sensible, objective advice on homeownership-and that's exactly what Houseonomicsdelivers. "Your home: an investment, not a speculation Understanding and calculating your “home dividend” "Why now is still a good time to own a home Even if home prices don't increase in the coming years "Choosing the right house-and the right mortgage Sensible advice that cuts through the lies, hype, and fear "Refinancing, home equity loans, and remodeling The right ways to make the right decisions
31 Days Before your CCNA Exam, Second Edition, offers you a personable and practical way to understand the certification process, commit to taking the exam, and finish your preparation using a variety of Foundational and Supplemental study resources. The book breaks down key exam topics into 31 daily review sessions using short summaries, lists, tables, examples, and graphics. A Study Resources section provides you with a quick reference for locating more in-depth treatment of a day’s topics within the relevant Foundational and Supplemental resources. Use this day-by-day guide to organize, prepare, and review all the CCNA® objectives. The features of the book empower you to fit exam preparation into an otherwise busy schedule: Tear out visual calendar summarizes each day’s study topics Checklist highlights important tasks and deadlines leading up to your exam Description of the 640-802 CCNA exam organization and sign up process, includes how to use a voucher Strategies from the author help you to be mentally, organizationally, and physically prepared for exam day Conversational tone, making your study time more enjoyable Allan Johnson entered the academic world in 1999 after ten years as a business owner and operator. He has a passion for teaching and holds both an MBA and an M.Ed in occupational training and development. Allan currently works full time developing CCNA instructional support and training materials. Category: Cisco® Certification
Start your job search right with the perfect résumé to showcase your experience and land your dream job. In 101 Great Résumés, you will find the résumé format that will work wonders for you, one that can showcase your unique background, situation, and career goals and help you land your dream job. It features résumés tailored to the individual situations, challenges, and aspirations of today’s job seekers.
An illustrated guide to two-dimensional game building for teenagers that covers the steps of game design, popular genres, Torque, graphics, programming, adding challenges, making a shooter, pitching a proposal to a publisher, and other related topics.
A follow-up to the best-selling 100 Ways to Motivate Yourself draws on the successes of live workshops, seminars and the personal coaching programs of leading organizations to counsel professional leaders on such topics as slowing down, keeping work simple and promoting accountability.
The ABCs of z/OS System Programming is an eleven volume collection that provides an introduction to the z/OS operating system and the hardware architecture. Whether you are a beginner or an experienced system programmer, the ABCs collection provides the information that you need to start your research into z/OS and related subjects. If you would like to become more familiar with z/OS in your current environment, or if you are evaluating platforms to consolidate your e-business applications, the ABCs collection will serve as a powerful technical tool. This IBM Redbooks publication describes the functions of the Infoprint Server. It will help you install, tailor, configure, and use the z/OS Version 1 Release 7 version of Infoprint Server. Topics covered in this volume are the following: Infoprint Server UNIX System Services overview Infoprint Server customization Print Interface IP PrintWay NetSpool Infoprint Central User interfaces to Infoprint Server The contents of the volumes are as follows: Volume 1: Introduction to z/OS and storage concepts, TSO/E, ISPF, JCL, SDSF, and z/OS delivery and installation Volume 2: z/OS implementation and daily maintenance, defining subsystems, JES2 and JES3, LPA, LNKLST, authorized libraries, SMP/E, Language Environment Volume 3: Introduction to DFSMS, data set basics storage management hardware and software, catalogs, and DFSMStvs Volume 4: Communication Server, TCP/IP, and VTAM Volume 5: Base and Parallel Sysplex, System Logger, Resource Recovery Services (RRS), global resource serialization (GRS), z/OS system operations, automatic restart management (ARM), Geographically Dispersed Parallel Sysplex (GDPS) Volume 6: Introduction to security, RACF, Digital certificates and PKI, Kerberos, cryptography, zSeries firewall technologies, LDAP, and Enterprise identity mapping (EIM) Volume 7: Printing in a z/OS environment, Infoprint Server and Infoprint Central Volume 8: An introduction to z/OS problem diagnosis Volume 9: z/OS UNIX System Services Volume 10: Introduction to z/Architecture, zSeries processor design, zSeries connectivity, LPAR concepts, HCD, and HMC Volume 11: Capacity planning, performance management, WLM, RMF, and SMF
Do you work with other people? Fellow employees; your boss; customers; vendors; colleagues? Of course, we all work in organizations comprised of people. People with whom we must have strong, positive relationships in order to ensure our own success as well as the organization's. Do we get any training or education on this key skill at our companies? Rarely. 151 Quick Ideas to Improve Your People Skills is constructed to help everyone do a better, more effective job of working with others. These ideas are culled from the study of human behavior, relationships, and communication. Everything here will help you be more effective, efficient and in control of your relationships with people. In this book you will: * Learn the difference between social intelligence and technical knowledge * Create friends, allies, and supporters * Learn how to analyze tough personal situations and solve them * Understand when and how to negotiate
The ABCs of IBM® z/OS® System Programming is an 13-volume collection that provides an introduction to the z/OS operating system and the hardware architecture. Whether you are a beginner or an experienced system programmer, the ABCs collection provides the information that you need to start your research into z/OS and related subjects. If you would like to become more familiar with z/OS in your current environment, or if you are evaluating platforms to consolidate your e-business applications, the ABCs collection will serve as a powerful technical tool. This IBM Redbooks® publication, Volume 10, provides an introduction to IBM z/Architecture®, IBM z14 processor design, IBM Z connectivity, LPAR concepts and Hardware Configuration Definition (HCD). The contents of all the volumes are as follows: Volume 1: Introduction to z/OS and storage concepts, TSO/E, ISPF, JCL, SDSF, and z/OS delivery and installation Volume 2: z/OS implementation and daily maintenance, defining subsystems, JES2 and JES3, LPA, LNKLST, authorized libraries, SMP/E, IBM Language Environment® Volume 3: Introduction to DFSMS, data set basics storage management hardware and software, catalogs, and DFSMStvs Volume 4: Communication Server, TCP/IP, and IBM VTAM® Volume 5: Base and IBM Parallel Sysplex®, System Logger, Resource Recovery Services (RRS), global resource serialization (GRS), z/OS system operations, automatic restart management (ARM), IBM Geographically Dispersed Parallel SysplexTM (IBM GDPS®) Volume 6: Introduction to security, IBM RACF®, Digital certificates and PKI, Kerberos, cryptography and z990 integrated cryptography, zSeries firewall technologies, LDAP, and Enterprise Identity Mapping (EIM) Volume 7: Printing in a z/OS environment, Infoprint Server and Infoprint Central Volume 8: An introduction to z/OS problem diagnosis Volume 9: z/OS UNIX System Services Volume 10: Introduction to z/Architecture, z14 processor design, IBM Z connectivity, LPAR concepts, and HCD Volume 11: Capacity planning, performance management, WLM, IBM RMFTM, and SMF Volume 12: WLM Volume 13: JES3, JES3 SDSF
Installations today process different types of work with different response times. Every installation wants to make the best use of its resources, maintain the highest possible throughput, and achieve the best possible system responsiveness. You can realize such results by using workload management. This IBM® Redbooks® publication introduces you to the concepts of workload management utilizing Workload Manager (WLM). Workload Manager allows you to define performance goals and assign a business importance to each goal. You define the goals for work in business terms, and the system decides how much resource, such as CPU and storage, should be given to the work. The system matches resources to the work to meet those goals, and constantly monitors and adapts processing to meet the goals. This reporting reflects how well the system is doing compared to its goals, because installations need to know whether performance goals are being achieved as well as what they are accomplishing in the form of performance goals. The ABCs of z/OS® System Programming is a thirteen-volume collection that provides an introduction to the z/OS operating system and the hardware architecture. Whether you are a beginner or an experienced system programmer, the ABCs collection provides the information that you need to start your research into z/OS and related subjects. If you would like to become more familiar with z/OS in your current environment, or if you are evaluating platforms to consolidate your e-business applications, the ABCs collection will serve as a powerful technical tool.