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A captive insurance company is, in a nutshell, an insurance company formed by a business owner to insure the risks of the operating business. The operating business pays premiums to the captive, and the captive insures the risks of the operating business. A captive is much more than an exotic form of self-insurance: It is the creation of a new insurance company that has the potential to grow from being a mere captive into a full-blown insurance company seeking to profit from underwriting the risks of others. Adkisson's Captive Insurance Companies provides a basic introduction to captives and their benefits, including: utilize your own experience ratings; recapture underwriting profits; underwrite exposed risks and deductibles; access the reinsurance markets; and transfer wealth between generations. This book also provides a unique look at the wealth transfer, accumulation and preservation advantages of captives, as well as an overview of the types of captives, taxation of captives, and captive domiciles.
Insurance is a sophisticated financial vehicle that can be best understood through the lens of risk management. Experiencing dramatic growth, captive insurance is owned and controlled by its insureds, pooling the risks of its owners. Captive insurance provides businesses with unmatched flexibility regarding coverage, claims, premium, and control, while also offering advantages such as lucrative dividends and innovative financing techniques. This state-of-the-art guide traces the development of small captive insurance and addresses how to set up and properly manage a captive. Modern Captive Insurance: A Legal Guide to Formation, Operation, and Exit Strategies, begins with an overview of what captive insurance is and detail the advantages in setting up a captive for a range of different business situations. Chapters explain how to incorporate and start up a new captive insurance program, including basic terminology and the roles different professionals play in running captive programs. Captive insurance is an intricate yet effective risk management strategy. For guidance in properly establishing a captive, the authors address critical issues evaluated by the IRS, such as risk shifting and distribution, and explore ethical considerations arising out of off-shore captive management, such as how to identify money laundering red flags and how to properly manage the investments of reserves. Modern Captive Insurance takes an in-depth look at the topics and issues that are common in insurance and in businesses, but are often handled differently for captives, such as: Financial statements, investments, and financial ratings Policy drafting and coverage Risk pools and structuring the pooling arrangement to be valid Federal, state and local taxation Tax-exempt organizations Risk retention groups (RRP) Reinsurance, and more Table of Contents Chapter 1: Captive Company Formation Chapter 2: Captives and Capitalists Chapter 3: Risk Pools Chapter 4: Financial Statements, Investments, and Financial Ratings Chapter 5: Policy Drafting and Coverage Chapter 6: Underwriting and Claims Reserving Chapter 7: Federal Income Tax and Captives Chapter 8: State and Local Captive Insurance Issues Chapter 9: Tax-Exempt Organizations and Captive Insurance Chapter 10: Risk Retention Groups and How They Work Chapter 11: Reinsurance Chapter 12: Workers' Compensation and the Grand Bargain Chapter 13: Employee Benefits Conclusion Table of Cases and Index
One choice could destroy them all. When eighteen-year-old Levi returned from Denver City with his latest scavenged finds, he never imagined he’d find his village of Glenrock decimated, loved ones killed, and many—including his fiancée, Jem—taken captive. Now alone, Levi is determined to rescue what remains of his people, even if it means entering the Safe Lands, a walled city that seems anything but safe. Omar knows he betrayed his brother by sending him away, but helping the enforcers was necessary. Living off the land and clinging to an outdated religion holds his village back. The Safe Lands has protected people since the plague decimated the world generations ago ... and its rulers have promised power and wealth beyond Omar’s dreams. Meanwhile, their brother Mason has been granted a position inside the Safe Lands, and may be able to use his captivity to save not only the people of his village, but also possibly find a cure for the virus that threatens everyone within the Safe Lands’ walls. Will Mason uncover the truth hidden behind the Safe Lands’ façade before it’s too late?
Freedom's Captives offers a compelling, narrative-driven history of the gradual abolition of slavery in the majority-black Colombian Pacific.
In this path-breaking book Linda Colley reappraises the rise of the biggest empire in global history. Excavating the lives of some of the multitudes of Britons held captive in the lands their own rulers sought to conquer, Colley also offers an intimate understanding of the peoples and cultures of the Mediterranean, North America, India, and Afghanistan. Here are harrowing, sometimes poignant stories by soldiers and sailors and their womenfolk, by traders and con men and by white as well as black slaves. By exploring these forgotten captives – and their captors – Colley reveals how Britain’s emerging empire was often tentative and subject to profound insecurities and limitations. She evokes how British empire was experienced by the mass of poor whites who created it. She shows how imperial racism coexisted with cross-cultural collaborations, and how the gulf between Protestantism and Islam, which some have viewed as central to this empire, was often smaller than expected. Brilliantly written and richly illustrated, Captives is an invitation to think again about a piece of history too often viewed in the same old way. It is also a powerful contribution to current debates about the meanings, persistence, and drawbacks of empire.
The “riveting…truly shocking” (The New York Times Book Review) story of a Jewish orphan who fled Nazi Germany for London, only to be arrested and sent to a British internment camp for suspected foreign agents on the Isle of Man, alongside a renowned group of refugee musicians, intellectuals, artists, and—possibly—genuine spies. Following the events of Kristallnacht in 1938, Peter Fleischmann evaded the Gestapo’s roundups in Berlin by way of a perilous journey to England on a Kindertransport rescue, an effort sanctioned by the UK government to evacuate minors from Nazi-controlled areas.train. But he could not escape the British police, who came for him in the early hours and shipped him off to Hutchinson Camp on the Isle of Man, under suspicion of being a spy for the very regime he had fled. During Hitler’s rise to power in the 1930s, tens of thousands of German and Austrian Jews like Peter escaped and found refuge in Britain. After war broke out and paranoia gripped the nation, Prime Minister Winston Churchill ordered that these innocent asylum seekers—so-called “enemy aliens”—be interned. When Peter arrived at Hutchinson Camp, he found one of history’s most astounding prison populations: renowned professors, composers, journalists, and artists. Together, they created a thriving cultural community, complete with art exhibitions, lectures, musical performances, and poetry readings. The artists welcomed Peter as their pupil and forever changed the course of his life. Meanwhile, suspicions grew that a real spy was hiding among them—one connected to a vivacious heiress from Peter’s past. Drawing from unpublished first-person accounts and newly declassified government documents, award-winning journalist Simon Parkin reveals an “extraordinary yet previously untold true story” (Daily Express) that serves as a “testimony to human fortitude despite callous, hypocritical injustice” (The New Yorker) and “an example of how individuals can find joy and meaning in the absurd and mundane” (The Spectator).
George Bourne was one of the early American republic’s first immediate abolitionists, an influential figure who paved the way for the campaign against slavery in the antebellum period. His approach to reform was shaped by a conservative Protestant outlook that became increasingly hostile to Catholicism. In To Preach Deliverance to the Captives, Ryan C. McIlhenny examines the interplay of Bourne’s pioneering efforts in abolitionism and his intensely anti-Catholic views. McIlhenny portrays Bourne as both a radical and a conservative, a reformer who desired to get back to the roots of Christianity for the purpose of completely dismantling slavery. Bourne’s commentary on a variety of controversial topics—slavery, race, and citizenship; the role of women; Christianity and republicanism; the importance of the Bible; and the place of the church in civil society—put him at the center of many debates. He remains a complex figure: a polymath situated within the political, social, and cultural possibilities of an early republic that he was eager to play a part in shaping. Bourne’s religious radicalism gave rise to his hope for an emerging post-revolutionary republic that would focus mainly on its religious foundations. The strength of the American nation, in Bourne’s mind, rested not only on institutions indicative of a republican form of government but also on a pure Christianity, exemplified best in historical Protestantism. To Bourne, the future of the fledgling nation depended not only on principles and institutions but also on the activism of Protestant leaders like himself.
"This story, told by a master teller of such things, does more than take you inside the cages, fences, and walls of a zoo. It takes you inside the human heart, and an elephant's, and a primate's, and on and on. Tom French did in this book what he always does. He took real life and wrote it down for us, with eloquence and feeling and aching detail." -Rick Bragg, Pulitzer Prize-winning journalist and bestselling author "An insightful and detailed look at the complex life of a zoo and its denizens, both animal and human." -Yann Martel, author of Life of Pi and Beatrice and Virgil Welcome to the savage and surprising world of Zoo Story, an unprecedented account of the secret life of a zoo and its inhabitants. Based on six years of research, the book follows a handful of unforgettable characters at Tampa's Lowry Park Zoo: an alpha chimp with a weakness for blondes, a ferocious tiger who revels in Obsession perfume, and a brilliant but tyrannical CEO known as El Diablo Blanco. The sweeping narrative takes the reader from the African savannah to the forests of Panama and deep into the inner workings of a place some describe as a sanctuary and others condemn as a prison. Zoo Story shows us how these remarkable individuals live, how some die, and what their experiences reveal about the human desire to both exalt and control nature.
Liberty to the Captives is a book for any Christians who want to learn how to bring hope and redemption to their communities — for those who are ready to step beyond their comfort zone, leave the status quo behind, and take up Christ's call to minister within a world crying out for the freedom only God can bring. Longtime pastor Raymond Rivera's testimony of a life completely turned around — from gang member to RCA pastor — underscores his powerful message. Full of practical advice about how holistic community-based ministry can bring transformation, healing, and liberation from captivity, Liberty to the Captives encourages Christians to respond to God's call by ministering wherever God has placed them. Based on over forty-five years of pastoring inner-city churches, Rivera's inspiring vision challenges all Christians to think again about how their faith should lead to social action and defense of society's most vulnerable people.