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Africa is home to some of the poorest and vulnerable populations in the world. The ten poorest countries in the world are in Africa. Sub-Saharan Africa is the region with the highest incidence and greatest depth of poverty in the world. Fewer than one in five adults in Africa has access to the services of a formal or semi-formal financial institution. Microfinance in Africa is growing, though. A broad range of diverse institutions offer financial services to the poor and low-income clients in Africa. These include non-governmental organizations, non-banking financial institutions, cooperatives, credit unions, rural banks, Rotating Savings and Credit Associations (ROSCAs), postal financial institutions and an increasing number of commercial banks. Increasingly, technology is being used to expand microfinance outreach mobile phone banking is one such example. This book provides an overview of the microfinance sector in Africa, reviews the performance and impact of microfinance institutions in the region, and outlines some of the opportunities and challenges that African microfinance has on hand.
This book examines how agricultural innovation arises in four African countries ? Ghana, Kenya, Tanzania, and Uganda ? through the lens of agribusiness, public policies, and specific value chains for food staples, high value products, and livestock.
Debunking the current model of international aid promoted by both Hollywood celebrities and policy makers, Moyo offers a bold new road map for financing development of the world's poorest countries.
Poverty in Africa is largely the outcome of slow growth. With the region hosting 10 percent of the world's population but a staggering 30 percent of the world's poor, the challenges it faces are enormous but NOT insurmountable. The message of this book is clear - poverty-eradicating development in Africa is possible. In fact, there are indications that Africa is at a turning point, and there is growing momentum among front-runner economies in the region toward higher and sustained growth. This study challenges African countries and their development partners to consolidate and continue this momentum and to exploit the advantages of the continent as a latecomer, particularly in innovation and in drawing lessons from successful export-led growth experiences in Asia and Latin America. "Challenges of African Growth" identifies opportunities, constraints, and strategic choices that African countries face in their quest for achieving the growth necessary for poverty alleviation. More important, the study provides a broad menu of stategic options for ensuring not only that countries embark on a growth path, but also that the growth is shared and sustainable. The critical areas for action rest on four pillars: the investment climate; infrastructure; innovation for increasing productivity and competitiveness; and institutional capacity.
Remittances sent by African migrants have become an important source of external finance for countries in the Sub-Saharan African region. In many African countries, these flows are larger than foreign direct investment and portfolio debt and equity flows. In some cases, they are similar in size to official aid from multilateral and bilateral donors. Remittance markets in Africa, however, remain less developed than other regions. The share of informal or unrecorded remittances is among the highest for Sub-Saharan African countries. Remittance costs tend to be significantly higher in Africa both for sending remittances from outside the region and for within-Africa (South-South) remittance corridors. At the same time, the remittance landscape in Africa is rapidly changing with the introduction of new remittance technologies, in particular mobile money transfers and branchless banking. This book presents findings of surveys of remittance service providers conducted in eight Sub-Saharan African countries and in three key destination countries. It looks at issues relating to costs, competition, innovation and regulation, and discusses policy options for leveraging remittances for development in Africa.
Annotation Comparison between Sub-Saharan Africa (SSA) and East Asia indicates that gender inequality in education and employment is estimated to have reduced SSA's per capita growth in the 1960-92 period by 0.8 percentage points per year. Therefore reducing gender-based asset inequality in SSA is an important development goal. This report documents the structural role of men and women in African economies and examines the linkages between the market and the household. It makes a convincing case that reducing gender inequality would increase growth, efficiency, and welfare. The authors make key recommendations for public policy intervention in the areas of participation, investment in the household economy, investment in human capital, support for rural livelihood strategies, and engendering statistics and poverty monitoring.
Our Continent, Our Future presents the emerging African perspective on this complex issue. The authors use as background their own extensive experience and a collection of 30 individual studies, 25 of which were from African economists, to summarize this African perspective and articulate a path for the future. They underscore the need to be sensitive to each country's unique history and current condition. They argue for a broader policy agenda and for a much more active role for the state within what is largely a market economy. Finally, they stress that Africa must, and can, compete in an increasingly globalized world and, perhaps most importantly, that Africans must assume the leading role in defining the continent's development agenda.
Cash transfers have become a key social protection tool in developing countries and have expanded dramatically in the last two decades. However, the impacts of cash transfers programmes, especially in Sub-Saharan Africa, have not been substantially documented. This book presents a detailed overview of the impact evaluations of these programmes, carried out by the Transfer Project and FAO’s From Protection to Production project. The 14 chapters include a review of eight country case studies: Kenya, Ghana, Ethiopia, Zambia, Zimbabwe, Lesotho, Malawi, South Africa, as well as a description of the innovative research methodologies, political economy issues and good practices to design cash transfer programmes. The key objective of the book is to enhance the understanding of these development programmes, how they lead to a broad range of social and productive impacts and also of the role of programme evaluation in the process of developing policies and implementing programmes.
Forward. A call for integrated soil fertility management in Africa. Introduction. ISFM and the African farmer. Part I. The principles of ISFM: ISFM as a strategic goal, Fertilizer management within ISFM, Agro-minerals in ISFM, Organic resource management, ISFM, soil biota and soil health. Part II. ISFM practices: ISFM products and fields practices, ISFM practice in drylands, ISFM practice in savannas and woodlands, ISFM practice in the humid forest zone, Conservation Agriculture. Part III. The process of implementing ISFM: soil fertility diagnosis, soil fertility management advice, Dissemination of ISFM technologies, Designing an ISFM adoption project, ISFM at farm and landscape scales. Part IV. The social dimensions of ISFM: The role of ISFM in gender empowerment, ISFM and household nutrition, Capacity building in ISFM, ISFM in the policy arena, Marketing support for ISFM, Advancing ISFM in Africa. Appendices: Mineral nutrient contents of some common organic resources.
This important book explores alternative strategies in agriculturaland rural development to address the impacts of globalizationprocesses on smallholder agriculturalists and marginalized ruralpeople. Its goal is twofold: (1) to identify and assess the keyprocesses by which globalization is affecting the smallholderagricultural and rural sectors; and (2) to identify and propose bothmicro- and macro-level policies and other strategies to deal with theproblems that arise.