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The genesis of the sub prime fiasco that resulted in this catastrophic financial melt down began with flawed credit reports. These were the bed rock upon which this house of cards was constructed. But the big question is how could these villains have escaped censure during the media blitz of the past year that blamed anyone remotely responsible? This gold standard of the FICO scores fails even base metal quality. How can these most malignant contributors be over looked and forgotten? Just how have they seemingly totally escaped criticism? Proof of inflation FICO scores is the elephant outside that is evidenced by the millions and millions of existing bad loans complete with documentation. Proof of misdeeds are legend. No conversation will be sufficient to offset these lies accepted as gospel. FICO is a four letter word explains it all.
In this heartwarming, spirited read about family and aging, big mid-life changes lead to big revelations for a woman who seemingly "has it all." As Hope Lyndhurst-Steele approaches her 50th birthday, she feels like she has it all: a top magazine job, a wonderful husband, a loving son, and tons of friends—yet fifty still feels like a four-letter word. When she returns to the office after her holiday break, she's shocked to be informed by senior management that she's out. As she starts spending her days at home, her relationship with her usually patient husband Jack starts to become strained, and her teenage son is more interested in chasing after a local single mom than spending his last year at home with her. And Hope's own mother, who she never got along with, has cheerily announced that she's got six months left to live. Hope is relieved when a solo trip to Paris wakes up her long-dormant libido, but when she returns, she finds that her husband is giving her more space than she'd like—he's decided to move out. As Hope wonders if she'll be able to make it to fifty-one with her sanity and her family intact, she discovers some interesting truths about herself and her age: that the best is yet to come.
Prostate cancer is the second leading cause of cancer death in American men today, closely following lung cancer. About one man in six will be diagnosed with prostate cancer during his lifetime. But only one in 35 will die from it. More than two million men in the United States who have been diagnosed at some point are still alive today. I am one of them. My book, Cancer is a Four-Letter Word: A Pilgrimage into the Emotional, Sexual, and Spiritual Aspects of Prostate Cancer, chronicles my own experience with this terrible disease. From early diagnosis, fear, and panic, to shopping for the best treatment, to surgery and subsequent recovery, I trace not only the physical journey of getting my stamina and good health back, but also the psychological and sexual implications. My format includes an interweaving of my own story of prostate cancer with other men's stories, along with open-ended questions at the end of each chapter to keep men and their partners talking late into the night. There's also a resource list to provide support for a lifetime. Although concise and easy to read, my book doesn't hold back any personal details. Readers will learn what to expect in regard to diapering oneself post-surgery, working through debilitating depression, and forging the uncharted territory of a different kind of sexual intimacy. More importantly, they'll hear about learning to accept support from loving friends and how to talk to God in a whole new way. Rarely does a reader find an account of experiencing God's overwhelming love and grace in the same chapter as explicit details on how to give oneself penile injections to overcome erectile dysfunction!
An original compilation of short fiction created in the form of a series of love letters by forty celebrated writers includes contributions from Jonathan Lethem, A.L. Kennedy, Jan Morris, Douglas Coupland, Margaret Atwood, and Ursula K. Le Guin.
Purporting to be an account of Armour's lifelong love-hate affair with the game of golf, this is a marvellously pointed and hilarious testament to the ability of golf to humiliate its devotees and make them come back for more. Whether Armour is adjusting his stance to allow for a new-found curvature in his clubs, or finds the secret of the perfect swing in a long-billed cap, this book never fails to amuse and, perhaps too often, reflect something very close to the truth. Golfers everywhere will treasure it.
This edited book focuses on the dynamic balance between global cultural diversity and multilateral convergence in relevant policy areas that involve actual and potential policy convergences (and divergences): the environment, trade, peace and security, and human rights. It offers theoretical reflections about the impact of the concept of multiple modernities on new ideas, cultural backgrounds, and/or national or regional particularities. An interdisciplinary team of authors combines comparative policy analysis with theoretical dialogue about the conceptual, institutional, normative, and political dimensions of a new kind of multilateral cooperation. Finally, the book concludes that by stimulating an intercultural dialogue which goes beyond a mere "rational choice" approach, we can foster progress through a better understanding of the opportunities and limitations offered by a pluralist, varied, post-hegemonic, and multilayered form of multilateral cooperation. This book will be of key interest to scholars and students of European/EU studies, economics, human rights, climate change, history, cultural studies, international relations, international political economy, security studies, and international law.
August Witte is firmly against having children. But after seven years of marriage, his wife is delighted when she realizes she is unexpectedly pregnant. August is terrified, recognizing he never learned the first thing about being a good parent from his father London. A widower since August was a toddler, London has always valued the game of golf -- a sport August has never had any talent for -- more than his son. In spite of how he hates the game, when August confronts his father, he finds himself agreeing to meet each month of the pregnancy for a round of golf. In exchange, London will give him the only thing that could make August agree to pick up a club again -- memories of his mother, which he has written on golf scorecards since the day he met her. But August quickly realizes that his father's motive is not to teach him about golf, but to teach him about life -- and he may discover that the old man just might know something about it worth sharing.
The Association of Southeast Asian Nations is a miracle. Why? In an era of growing cultural pessimism, many thoughtful individuals believe that different civilizations – especially Islam and the West – cannot live together in peace. The ten countries of ASEAN provide a thriving counter-example of civilizational co-existence. Here 625m people live together in peace. This miracle was delivered by ASEAN. In an era of growing economic pessimism, where many young people believe that their lives will get worse in coming decades, Southeast Asia bubbles with optimism. In an era where many thinkers predict rising geopolitical competition and tension, ASEAN regularly brings together all the world’s great powers. Stories of peace are told less frequently than stories of conflict and war. ASEAN’s imperfections make better headlines than its achievements. But in the hands of Kishore Mahbubani and Jeffery Sng, the good news story is also a provocation and a challenge to the rest of the world.
James Stevens, a professional in the field of advertising, suffers through another steamy Midwest summer and the grueling hours of his job, only to realize he's on the edge of physical and psychological burnout. Confronting the situation, he arranges a short vacation to help reestablish some balance in his life. Involved in a rather questionable relationship at the time, Stevens' significant other gives strong opposition to his taking a solo vacation. Despite her objection, he accepts an offer from an old friend to meet at an event in the Southwest. He also arranges an overnight trek on horseback into a land that has always captivated his curious mind. Stepping away from the pressures of his job and a hectic urban environment, he responds to the forces of nature and confronts certain issues in his life. Stevens also examines the illusions of the contemporary world he helped to create through his professional endeavors. During a one-on-one tour of a remote canyon, Stevens finds his hired guide doubles as a spiritual mentor helping him to see things in a new light. Plagued by unnatural and supernatural events on their journey, he develops a strong bond with this guide. He then returns home -- life turned upside-down from his vacation experience. Back in his usual environment, Stevens soon realizes he brought home an intangible souvenir determined to change him, so he not only struggles with the unexplainable anomalies he encountered on his trip, but deals with a force that is relentlessly acting on him to alter his ways. Over the course of a few months a battle ensues in Stevens' mind between his comfort zone and the unknowns that go with the challenge of a brave new life. He winds up faced with some very tough choices in order to seek the happiness he's been longing for.