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Your best guide to buying Your First Home. The first time you ride a bike, share a kiss, or drive a car—there's something thrilling about firsts. The adventure of buying your first home is no less memorable. And like most adventure, you'll face challenges, learn new skills, and have novel experiences along the way. Ever explored six strangers' homes in a single day> Get ready! Every pay more than six figures for anything? Take a deep breath! Ever sign a hundred or so legal documents in a single sitting (and love every nerve-wracking minute of it)? Limber up your writing hand—an incredible yet memorable journeys awaits. Assembled from hundreds of interviews, in-depth research, and decades of experience, Your First Home: The Proven Path to Homeownership is your trusted guide. Your First Home will help you: Navigate the real estate buying process, from home search to closing day Secure a real estate agent to advocate for you Find a lender you can trust Secure the lowest interest rate and monthly payments Identify a home that's right for you Craft a winning offer Negotiate with sellers Settle into homeownership with style This second edition is expanded to address new trends and share new tools to help you find, finance, and buy a home you'll be proud of for years to come.
The Next Chapter proposes that our lifestyles, homes, and escapes are not places, things, or events but rather mindsets shaped by expectations and priorities we have set for ourselves and our futures. And then The Next Chapter gets right down to providing tools to help mid-life people change those mindsets to create the future they truly want. Through their long careers as realtors, working with clients at important crossroads in their lives, the authors have witnessed the regenerative potential a midlife crisis can bring and discovered that there’s a “reboot” option to create a better future. Practical, inspirational, and highly readable, The Next Chapter tackles wide-ranging issues common to those of us in midlife such as: adjusting positively to unexpected financial reverses, identifying personal priorities, coping with loss, creating a “bucket list,” choosing a retirement lifestyle, buying a new home, and even keeping one’s assets out of the hands of self-serving lawyers in the unfortunate event of a divorce. Through an examination of the foundational building blocks that shape our belief systems, they have devised a system to help you navigate what’s ahead on your life’s journey. Warm, wise, and empathetic, the authors use “case studies” of people’s mid-life stories and a well-constructed system of deep questions and practical steps to help you determine the future you really want and steer your way to it.
Creating a home may be the most important thing we do as humans, yet most of us enter the adult world armed only with a few high school lessons on budgeting, birth control and baking cupcakes! No matter how many times we deep clean, declutter, rearrange the furniture or splurge for the latest “must-have,” we can't shake the ache that sneaks up on us in the quiet moments. Whispering that something is missing. In The Blessed Home, Amy Jae shares why home matters so much and how complicated inner messages keep us from feeling peace even in our own homes. Using the ancient art of Blessing, she reveals the beautiful way that painful emotions can become the portals for healing. Amy guides you through a simple two-step process of Cleansing and Blessing your home that includes: • simple methods to cleanse and reset the atmosphere of your home • how your daily choices (and the choices of prior owners) affect your home's atmosphere • learning to listen to the messages your home is sending you • using the power of your words to change the energy of your home • dozens of written blessings that you can begin using today • a special Home Blessing Ceremony for a new home or beginning a new chapter of life in your current home. Whether you simply want more serenity in your home or you're struggling with deep exhaustion, depression or anxiety, Amy will gently help you to listen to the “messages in the messes” and begin to clear and nurture your most sacred space ... your home. Filled with personal stories and helpful tools, The Blessed Home will inspire you to think and speak differently. With humor, grace and Blessing, you'll be ready to heal your home and create a sanctuary that nurtures both body and spirit.
Life is not lived all at once - it's lived in moments, days, months, years, and decades. This means that the financial plans and actions we all have to take to meet our responsibilities sensibly must be organized by years and decades. Ben Stein wrote the original guide to this subject almost a quarter century ago. Now, Ben, along with Phil DeMuth, the eminent financial planner and writer, have gotten together to update the book, incorporating the massive changes that have occurred in the economy in the past 25 years. This book tells you what and when to save, how much to save, what to save it in, when to spend, and when to say no to your present and yes to your future. Yes, You Can Get A Financial Life! is a time-traveling guidebook on how to organize the money side of your life for all of the decades of your life.
Your one-stop guide to starting a small business in California The Small Business Start-Up Kit for California shows you how to set up a small business quickly and easily. It explains the forms, fees, and regulations you’ll encounter and shows you how to: choose the right business structure, such as an LLC or partnership write an effective business plan pick a winning business name and protect it get needed California licenses and permits hire and manage staff in compliance with California and federal law start a home business manage finances and taxes, and market your business effectively, online and off. The 14th edition is updated with the latest legal and tax rules affecting California small businesses, plus social media and e-commerce trends. WITH DOWNLOADABLE FORMS Includes cash flow projection and profit/loss forecast worksheets, California LLC Articles of Organization, small business resources, and more available for download details inside the book.
A New York Times Best Seller 2019 National Book Award Longlist, Nonfiction 2019 Kirkus Book Prize Finalist, Nonfiction A February IndieNext Pick Named A Most Anticipated Book of 2019 by Buzzfeed, Nylon, The A. V. Club, CBC Books, and The Rumpus, and a Winter's Most Anticipated Book by Vanity Fair and The Week Starred Reviews: Kirkus and Booklist "Warm, immediate and intensely personal."—New York Times How does one pay homage to A Tribe Called Quest? The seminal rap group brought jazz into the genre, resurrecting timeless rhythms to create masterpieces such as The Low End Theory and Midnight Marauders. Seventeen years after their last album, they resurrected themselves with an intense, socially conscious record, We Got It from Here . . . Thank You 4 Your Service, which arrived when fans needed it most, in the aftermath of the 2016 election. Poet and essayist Hanif Abdurraqib digs into the group’s history and draws from his own experience to reflect on how its distinctive sound resonated among fans like himself. The result is as ambitious and genre-bending as the rap group itself. Abdurraqib traces the Tribe's creative career, from their early days as part of the Afrocentric rap collective known as the Native Tongues, through their first three classic albums, to their eventual breakup and long hiatus. Their work is placed in the context of the broader rap landscape of the 1990s, one upended by sampling laws that forced a reinvention in production methods, the East Coast–West Coast rivalry that threatened to destroy the genre, and some record labels’ shift from focusing on groups to individual MCs. Throughout the narrative Abdurraqib connects the music and cultural history to their street-level impact. Whether he’s remembering The Source magazine cover announcing the Tribe’s 1998 breakup or writing personal letters to the group after bandmate Phife Dawg’s death, Abdurraqib seeks the deeper truths of A Tribe Called Quest; truths that—like the low end, the bass—are not simply heard in the head, but felt in the chest.
Timber Home Living introduces and showcases the beauty and efficiency of timber homes to an eager custom home buying audience. The magazine’s inspiring photography, informative editorial, quality advertising and essential resources involves and encourages readers to pursue their dream home.
Ensure that your kids (and you) thrive during distance learning when school is at home! To say the pandemic of 2020 threw parents and educators a curveball would be an understatement. Suddenly, we were charged not only with meeting our children’s emotional and social needs, but also helping them fulfill their academic tasks outside of the school and classroom. Feelings of stress, anxiety, and guilt were inevitable. While you’re recreating the structure and routine of school and attending to students’ mental health, the Good Parenting Strategies (GPS) offered in this essential guide will help you help your children succeed while learning at home. Ben Springer, an expert educator and school psychologist, provides you with real-life scenarios and ready-to-use tools rooted in positive psychology that show you how to Manage stress and anxiety at home Focus on the key ingredients to learning (both distance and face-to-face) Prevent problem behaviors before they occur Build resilience and find happiness Also included are more than 25 charts and tools that are accessible online for ease of printing. Full of humor, insights, and guidance fit for parents and teachers alike, this book equips you to confidently face challenging student behaviors, emotions, and schoolwork both now and in the future—and, perhaps most importantly, to begin to heal.