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Many people in our churches and communities struggle to pay their bills, put food on their table and find a way to pay down their debt. Some have very little financial resources at their disposal while others face severe financial circumstances. Regardless of their financial hardship, there is a new way to help these individuals and families get a fresh start with their finances and it can all begin with You!The Genesis Financial Coach’s Manual is a step by step guide through the Genesis Financial Program for mature Christians who desire to come along side and become Financial Coach’s to individuals and families who are struggling financially. It is packed with financial tools, techniques and strategies that are rooted in God’s word and specifically designed to help bring financial transformation to the financially underserved. Conveniently located in the Genesis Financial Coach’s Manual is the Genesis Financial Workbook. This workbook is what each client receives and works through with their Financial Coach. The Genesis Financial Program is personalized biblical financial counseling geared towards the poor, needy, homeless or soon to be homeless in our community. Financial Coach’s meet regularly with their clients in an individual or in a small group setting to develop and build a relationship that fosters true financial change. We believe that anyone, regardless of how little their resources, can learn how to manage their finances properly when they are given a fresh start to build on the right foundation. The Genesis Financial Coach’s Manual and the Genesis Financial Workbook do just that by providing the basics of God’s truth on money coupled with a simple financial plan that is easy to follow.Over a period of ten weeks, a client and their Financial Coach will work through the three main sections, each of which will challenge the client to grow spiritually and financially. They include:1. Me, Myself and God’s Money: Together, you will work through the first three chapters of the workbook learning foundational spiritual concepts that affect our understanding of God and money, our overall financial condition and how we make financial decisions. 2. Steps to Financial Stability: The Steps to Financial Stability will walk the client through a slow and steady process towards building a simple and easy to use financial plan that honors God3. The Road Ahead: The Road Ahead gives practical financial wisdom that will set the client up for financial success in the near and long term. Our hope is that no Christian faces their financial challenges alone. You can be that person who teaches, encourages and brings accountability to people in desperate financial need and it can all be done through the Genesis Financial Program and the Genesis Financial Coach’s Manual. For more information on the Genesis Financial Program, please visit www.alphastrategies.org.
From the mid-nineteenth until the mid-twentieth century, environmentally unregulated industrial capitalism produced outsized environmental risks for poor and working-class Detroiters, made all the worse for African Americans by housing and job discrimination. Then as the auto industry abandoned Detroit, the banking and real estate industries turned those risks into disasters with predatory loans to African American homebuyers, and to an increasingly indebted city government. Following years of cuts in welfare assistance to poor families and a devastating subprime mortgage meltdown, the state of Michigan used municipal debt to justify suspending democracy in majority-Black cities. In Detroit and Flint, austerity policies imposed under emergency financial management deprived hundreds of thousands of people of clean water, with lethal consequences that most recently exacerbated the spread of COVID-19. Toxic Debt is not only a book about racism, capitalism, and the making of these environmental disasters. It is also a history of Detroit's environmental justice movement, which emerged from over a century of battles over public health in the city and involved radical auto workers, ecofeminists, and working-class women fighting for clean water. Linking the histories of urban political economy, the environment, and social movements, Toxic Debt lucidly narrates the story of debt, environmental disaster, and resistance in Detroit.
Anyone, regardless of how little their resources, can learn how to manage their finances properly when they are given a fresh start to build on the right foundation. The Genesis Financial Workbook does just that by providing the basics of God’s truth on money coupled with a simple financial plan that is easy to follow. Perfect for those brand new to managing their money or those facing severe financial challenges, The Genesis Financial Workbook is a great tool to help put Christ at the center of your finances. Over a period of ten weeks, you will work through the Workbook’s three sections, each of which will challenge you to grow spiritually and financially. They include:1. Me, Myself and God’s Money: Here, you will work through the first three chapters of the workbook learning foundational spiritual concepts that affect our understanding of God and money, our overall financial condition and how we make financial decisions. 2. Steps to Financial Stability: Along with your Financial Coach, the Steps to Financial Stability will walk you through a slow and steady process towards building a simple and easy to use financial plan that honors God3. The Road Ahead: The Road Ahead gives practical financial wisdom that will set you up for financial success in the near and long term. The Genesis Financial Workbook is the heart of our biblically based financial counseling process. But our hope is that no Christian faces their financial challenges alone. That is why the Genesis Financial Workbook is most effective when it is accompanied by a Financial Coach using the Genesis Financial Coaches Manual. Financial Coaches meet with you weekly as they go through each chapter teaching, encouraging, answering your financial questions and praying for you. For more information on Financial Coaches and the Genesis Financial Coaches Manual, please visit www.alphastrategies.org. The powerful combination of the Genesis Financial Workbook and a Financial Coach will help you overcome your financial challenges giving you a fresh start with your finances. The workbook is packed full of strategies, tips, activities and real world financial advice making it a perfect place to begin your financial journey with God.
According to the doctrine of odious debt, loans which are knowingly provided to subjugate or defraud the population of a debtor state are not legally binding against that state under international law. Breaking with widespread scepticism, this groundbreaking book reaffirms the original doctrine through a meticulous and definitive examination of state practice and legal history. It restates the doctrine by introducing a new classification of odious debts and defines 'odiousness' by reference to the current, much more determinate and litigated framework of existing public international law. Acknowledging that much of sovereign debt is now governed by the private law of New York and England, Jeff King explores how 'odious debts' in international law should also be regarded as contrary to public policy in private law. This book is essential reading for practising lawyers, scholars, and development and human rights workers.
A groundbreaking guide to “how you can get the most value for your money . . . If you don’t want to waste a decade languishing in student debt, this is the book” (Zac Bissonnette, New York Times–bestselling author of Debt-Free U). There’s a better way to do college. The radically counter-cultural truth is that students don’t have to be totally dependent on Mom, Dad, or Uncle Sam to get the most out of college. Graduation on a solid financial foundation is possible. But it will require intentionality, creativity, hard work, and a willingness to delay gratification. Alex Chediak gets into the nitty-gritty of how to get work and make money during the college years, pay off any loans quickly, spend less, save more, and stay out of debt for good. He also unpacks how to transition from college into career, honor God while achieving financial independence, and use your finances to make a positive, eternally significant difference in the lives of others. As a young engineering professor with an aptitude for finances and money management, Chediak has become particularly concerned with the financial health of young adults, especially in light of the ever-increasing costs of college. In Beating the College Debt Trap he does something about this problem—addressing the real-world financial issues faced by those in their late teens and early twenties with clarity, practical help, lots of illustrations, and a little humor, while conveying a distinctly Christian perspective.
Offering up-to-date and rich, yet succinct, coverage with the perfect mix of theory and practice, Mergers and Acquisitions: Law and Finance, Third Edition equips students with the legal rules and economic and financial principles they will need to help clients make key strategic choices during an acquisition. Key Features: Cases and materials illustrating Delaware’s embrace of private ordering to minimize judicial review in cash out mergers and other contexts (the M&F Worldwide case and related cases such as In re Volcano Corp.) Twenty-first century changes to the classical “enhanced scrutiny” review of Unocal, Revlon, and Blasius (the Air Gas decision and Chancellor Chandler’s presentation of the 30-year evolution of Delaware law) New presentation of insider trading law that emphasizes its application in a merger context (the U.S. v. Salman case and rearrangement of the material to lead with classical and misappropriation theories before applications like tippee and other theories extending liability Materials on insider trading, poison pill, deal protection devices, activist shareholders, and more. Clear text and charts that facilitate students’ grasp of the financial and legal choices available to planners considering an acquisition.
Award-winning journalist and social anthropologist Gillian Tett takes us inside the shadowy world of complex finance and derivatives and explains how the business of slicing and dicing debt led us to the devastating global credit crunch.
The defeated are not always destroyed. In the immense science-fiction-fantasy universe of trolls, elves, humans, dinosaurs, gnomes and goblins, Molock’s Wand is the epic sequel to The Elf War. When a sudden rebellion by the slaves under her command destroys her Dark Elf stronghold and forces Eloen, the Halfling daughter of the cruel Molock, to flee into the wasteland of Aifheimr she vows vengeance on the Light Elf-led alliance… Leaving a bloody trail of death and destruction across the realm and eventually stowing away on the worldcrossing vessel known as the Spellbinder, Eloen escapes to the peaceful Light Elf homeland of Haven in search of a formidable weapon buried alongside her brother. If claimed, this weapon will allow Eloen to perfect the crude race known as the Dokka’lfar and continue the reign of terror that her father started. It once again falls to the High King Peterkin to renew old alliances and form new ones, as well as enlist the help of some unexpected old friends, to rebuff the onslaught of Eloen’s tyranny. But as the pursuit begins he finds that Eloen is always one step ahead and she is getting ever closer to plunging the world into her own breed of darkness…