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Recently, both the Committee on Ways and Means and the Committee on Energy and Commerce of the U. [...] In its June 2012 report, the Medicare Payment Advisory Commission recommended that Congress instruct the Secretary of Health and Human Services to redesign traditional Medicare Part A and B cost sharing.2 And over the past three years, staff of the Con- gressional Budget Office and researchers from think tanks, founda- tions, and academia have modeled various restructuring proposals to assess thei. [...] Other proposals seek to include catastrophic protection and structure Medicare's cost sharing to more closely resemble commercial health insurance.3 Re- gardless of their underlying goals, these proposals typically include a unified deductible for Parts A and B, coinsurance or copayments for all services, a cap on out-of-pocket expenses, and the creation of incentives or restrictions to reduce the. [...] (See Table 1 for a description of the MSP programs' benefits and their eligibility criteria.) TABLE 1 Medicare Savings Programs: Eligibility Criteria and Benefits, 2013 PROGRAM INCOME ASSETS (Individuals/Couples)† BENEFITS Qualified Medicare Beneficiary (QMB) Above Medicaid levels and at or below 100% of the FPL* $7,080/$10,620 Pays premiums, deductibles, coinsurance for Parts A and B; Full LIS‡ f. [...] Stephen Zuckerman, Baoping Shang, and Timothy Waidmann, "Policy Op- tions to Improve the Performance of Low Income Subsidy Programs for Medicare Beneficiaries," The Urban Institute Health Policy Center, January 2012, available at www.urban.org/UploadedPDF/412494-Policy-Options-to-Improve-the- Performance-of-Low-Income-Subsidy-Programs-for-Medicare-Beneficiaries.pdf; Stan Dorn and Baoping Shang, "S.