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This Element is an excerpt from Homebuyers Beware: Who’s Ripping You Off Now?--What You Must Know About the New Rules of Mortgage and Credit (ISBN: 9780137020164) by Carolyn Warren. Available in print and digital formats. Ten powerful new ways to prevent or respond to identity theft--techniques you haven’t already heard! You’re sitting at the kitchen table sipping hot coffee, when, out of the blue, there’s a loud banging at the front door. The police bust into the room shouting your name. One reads you your rights, while the other slaps handcuffs on your wrists. You’re under arrest for the murder of two women. Sound far-fetched? Michael Berry of Arlington, Virginia, had his identity stolen by a convicted murderer....
Working with other government agencies & organizations, the Federal Trade Commission has produced this document to help you remedy the effects of an identity theft. It describes what steps to take, your legal rights, how to handle specific problems you may encounter on the way to clearing your name, & what to watch for in the future. Contents: How Identity Theft Occurs; ID Theft Victims: Immediate Steps to Take; Resolving Specific Problems; Staying Alert, & Getting Your Credit Report; & Minimizing Recurrences. Appendix: It¿s the Law; Instructions for Completing the ID Theft Affidavit; The ID Theft Affidavit; Annual Credit Report Request Form; & The FTC¿s Policy. Illustrations.
As internet use and global connectivity have skyrocketed, so too has identity theft. Even though hundreds of millions of people are affected every year by this crime, it remains unclear whose role it is to promote cybersecurity and investigate and prosecute identity theft in the United States. This book explains how identity theft, data breaches, and fraud occur, how to protect oneself against these threats, and what obstacles U.S. law enforcement faces as it seeks to fight back. Full-color photographs, a glossary, and sidebars help readers comprehend this complex issue, which is more pressing than ever for children and young adults.

Identity Theft

United States. Congress. House. Committee on Commerce. Subcommittee on Telecommunications, Trade, and Consumer Protection

Published: 1999

Total Pages: 64


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Will Your Life Get Stolen? Not if you learn to think like a spy! Preventing identity theft is quick and easy if you make privacy an everyday habit. Think like a spy and discover how to:-Save time and money by using common sense solutions-Protect your trash, mail, computer, wallet, home, brain-Be safer by using a step-by-step prevention calendar-Prioritize prevention to protect the most important data first-Evaluate risky situations and scams before they bite-Simplify your idenity and your life-Implement a backup plan to guarantee financial health-Access free prevention and recovery resourcesJohn Sileo experienced Stolen Lives firsthand. In 2003 he was the victim of two separate forms of identity theft with a total dollar impact of $300,000. During a two-year fight to recover his reputation and credit, John became an expert at ID theft prevention and mitigation strategies. He speaks professionally to associations, corporations and consumers on issues of identity theft, data security and privacy. Learning to think like a spy could save you thousands of dollars and hundreds of wasted hours. Don't wait!

Fighting identity theft

United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit

Published: 2003

Total Pages: 236


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