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The Federal Trade Commission receives more complaints about rogue debt collecting than about any activity besides identity theft. Dramatically and entertainingly, Bad Paper reveals why. It tells the story of Aaron Siegel, a former banking executive, and Brandon Wilson, a former armed robber, who become partners and go in quest of "paper"—the uncollected debts that are sold off by banks for pennies on the dollar. As Aaron and Brandon learn, the world of consumer debt collection is an unregulated shadowland where operators often make unwarranted threats and even collect debts that are not theirs. Introducing an unforgettable cast of strivers and rogues, Jake Halpern chronicles their lives as they manage high-pressure call centers, hunt for paper in Las Vegas casinos, and meet in parked cars to sell the social security numbers and account information of unsuspecting consumers. He also tracks a "package" of debt that is stolen by unscrupulous collectors, leading to a dramatic showdown with guns in a Buffalo corner store. Along the way, he reveals the human cost of a system that compounds the troubles of hardworking Americans and permits banks to ignore their former customers. The result is a vital exposé that is also a bravura feat of storytelling.
Meet Jack Irish--criminal lawyer, debt collector, sports lover, horse-racing man and trainee cabinetmaker, not to mention the best crime character in years. With hit men after him, shady ex-policemen at every turn, and the body count rising, Jack needs to find out what's going on and fast.
“A cheerful manifesto on removing obstacles between yourself and the income of your dreams.” —New York Magazine From the #1 New York Times bestselling author of You Are a Badass®, a life-changing guide to making the kind of money you’ve only ever dreamed of. You Are a Badass at Making Money will launch you past the fears and stumbling blocks that have kept financial success beyond your reach. Drawing on her own transformation—over just a few years—from a woman living in a converted garage with tumbleweeds blowing through her bank account to a woman who travels the world in style, Jen Sincero channels the inimitable sass and practicality that made You Are a Badass an indomitable bestseller. She combines hilarious personal essays with bite-size, aha concepts that unlock earning potential and get real results. Learn to: • Uncover what's holding you back from making money • Give your doubts, fears, and excuses the heave-ho • Relate to money in a new (and lucrative) way • Shake up the cocktail of creation • Tap into your natural ability to grow rich • Shape your reality—stop playing victim to circumstance • Get as wealthy as you wanna be “This book truly crystallizes the concept that financial abundance is an inside job—in that it all begins with your mindset—and Sincero gets serious (in the funniest ways possible) about helping you identify your particular limiting beliefs surrounding money.” —PopSugar
Why our addiction to debt caused the global financial crisis and is the root of our financial woes Adair Turner became chairman of Britain's Financial Services Authority just as the global financial crisis struck in 2008, and he played a leading role in redesigning global financial regulation. In this eye-opening book, he sets the record straight about what really caused the crisis. It didn’t happen because banks are too big to fail—our addiction to private debt is to blame. Between Debt and the Devil challenges the belief that we need credit growth to fuel economic growth, and that rising debt is okay as long as inflation remains low. In fact, most credit is not needed for economic growth—but it drives real estate booms and busts and leads to financial crisis and depression. Turner explains why public policy needs to manage the growth and allocation of credit creation, and why debt needs to be taxed as a form of economic pollution. Banks need far more capital, real estate lending must be restricted, and we need to tackle inequality and mitigate the relentless rise of real estate prices. Turner also debunks the big myth about fiat money—the erroneous notion that printing money will lead to harmful inflation. To escape the mess created by past policy errors, we sometimes need to monetize government debt and finance fiscal deficits with central-bank money. Between Debt and the Devil shows why we need to reject the assumptions that private credit is essential to growth and fiat money is inevitably dangerous. Each has its advantages, and each creates risks that public policy must consciously balance.
“PRINT YOUR OWN MONEY – A Wellness Guide to Financial Freedom” is a book which contains a perfect recipe for achieving success and creating money by leveraging a Giant invention called Internet. Why this title? Well, the idea behind the coining of this title is to live like an Entrepreneur and create your own money. It’s 100% legal if you can print your money by developing a mind set of an Entrepreneur. An entrepreneur is a person who creates money from thin air. An idea transformed into money is the role of an entrepreneur. An entrepreneur gets an idea, believes firmly in it, develops a desire to achieve it, spells out a mission and vision generates to lead his team to achieve it. An Entrepreneur has the courage to think differently. An Entrepreneur creates jobs unlike employees, who have a mindset of exchanging their time for money. Presently the world we live in has fantastic opportunities to make money online. Over 2.7 Billion users are connected to the internet and in the next decade the number of users will almost match the physical population of earth. Thousands of new products are being launched everyday world wide and the vendors need to advertise their products. The fastest space of advertising is Internet. The visibility of your product (Jo Dikhta hai wo bikta hai) is the key to success. How can the new vendors promote their sales? They do it directly or through affiliates. There are millions of affiliates who are ready to promote the products and earn up to 75 % commissions. Does this trigger your mind to think about the potential I’m talking about? Apart from promoting other people’s products if you produce your own products and sell through millions of affiliates you’re your own boss. You can make money even when you sleep. The next couple of decades will revolutionize our living in each and every sphere of our life. Flying cars, driverless cars, bioengineering, robots, hi tech factories with no humans, 3D printing, 3D social sites, Holographs, digitized monuments, and so many other revolutions will make our lives worth living. People shall live 135 years or beyond on an average, print their food for dinner, watch holographs wherever they want to, and use wearable tech gadgets to enjoy music, videos, latest information and so on. When you are living in the Information Age you simply cannot ignore the power of internet. The sooner you embark better chances of making passive income. If you are able to create passive income you’ll enjoy life fully as the worry of not having money or exchanging your time for making money, will dissipate. I’m a big believer that wealth is not a number or an amount, it’s an attitude and the umbilical cord to attitude is gratitude. You simply need to change your mindset to think differently and the fruits will be truly rewarding for you and your loved ones. So fellows Print Your Own Money and become happy!!
This book can save you more than $100,000. These days, most people assume you need to pay a boatload of money for a quality college education. As a result, students and their parents are willing to go into years of debt and potentially sabotage their entire financial futures just to get a fancy name on their diploma. But Zac Bissonnette is walking proof that this assumption is not only false, but dangerous-a class con game designed to rip you off and doom your student to a post-graduation life of near poverty . From his unique double perspective-he's a personal finance expert (at Daily Finance) AND a current senior at the University of Massachusetts-Zac figured out how to get an outstanding education at a public college, without bankrupting his parents or taking on massive loans. Armed with his personal knowledge, the latest data, and smart analysis, Zac takes on the sacred cows of the higher education establishment. He reveals why a lot of the conventional wisdom about choosing and financing college is not only wrong but hazardous to you and your child's financial future. You'll discover, for instance, that: * Student loans are NOT a necessary evil. Ordinary middle class families can- and must-find ways to avoid them, even without scholarships. * College "rankings" are useless-designed to sell magazines and generate hype. If you trust one of the major guides when picking a college, you face a potential financial disaster. * The elite graduate programs accept lots of people with non-elite bachelors degrees. So do America's most selective employers. The name on a diploma ultimately won't help your child have a more successful career or earn more money. Zac can prove every one of those bold assertions - and more. No matter what your current financial situation, he has a simple message for parents: "RELAX! Your kid will be able to get a champagne education on a beer budget!"
The economy of the United States has been in turmoil for longer than most can remember. It seems like everyone is talking about “The Great Recession” or a “jobless recovery,” all the while pointing their fingers across the aisle, attempting to place blame on the other side. Is the increase in partisan politics the result of increased economy volatility or is it the other way around? What other factors contributed to our current situation and how do we fix a system that is obviously broken? Annette E. Meyer breaks the economy down to its basic elements and discusses trends and projections in four key areas: higher education, healthcare, government, and consumer prices. She presents a thorough analysis of every major factor in economics over the past decades and more, and she backs everything up with real numbers and a review of the opinions of top economists and political thinkers. This is more than a crash course in economics—it is a roadmap to help you understand an increasingly complicated world.