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IMPORTANT GENERAL AND BASIC INFORMATION THAT APPLIES AT ANY TIME AND ANYWHERE THESE DAYS AND IN THE FUTURE WHEN INVESTING IN REAL ESTATE, NOT ONLY WHEN PURCHASING YOUR FIRST REAL ESTATE BUT ALSO WHEN MOVING OR EXPANDING YOUR REAL ESTATE INVESTMENT. IMPORTANT INFORMATION ON PROPERTY PROFILE, MORTGAGE LOAN PROCESS, INTEREST RATES, DOWN PAYMENT, MONTHLY PAYMENTS, CLOSING COSTS, LIFE OF THE LOAN, INTEREST RATES, PROPERTY TAXES, INSURANCES, AND MORE. FAIR MARKET VALUE VERSUS APPRAISAL VALUE. WHERE AND WHEN TO BUY? ECONOMIC EFFECTS THAT MAY AFFECT YOUR INVESTMENTS. WHAT TO DO AND HOW TO FACE THE ECONOMIC CRISIS TO AVOID LOSING YOUR HOME
Invaluable advice for making a sensible purchase on a retirement home Like most retirees, you've worked hard your whole life and now you're looking forward to starting a new chapter of your life in a retirement home community. However, purchasing a retirement home can be a daunting experience and the cost of making a bad decision can impact your entire family. That's where this helpful book comes in. Retirement-savvy author Richard Andrews offers straightforward advice on making wise financial and lifestyle decisions that could change your life for the better. Covering everything from what to expect from your lawyer and accountant to negotiating with retirement home community operators, this guide dives into the basics of purchasing a home in a retirement home village, and adapting to your new lifestyle. Walks you through complicated retirement village contracts and what they mean Offers useful tips for choosing a retirement village that suits your needs Includes suggestions for selling your current home, downsizing your possessions and adjusting to a new life Looks at the perks of living in a retirement village community: great company, security, and homes that are designed for easy living
Robert Irwin is America's #1 real estate expert. But don't take our word for it--the sales figures speak for themselves. To date, his real estate titles have sold more than one and a half million copies. Of all of his books, those in the bestselling "Tips and Traps" series continue to be the most popular(more than 500,000 sold), and two of those--Tips and Traps When Buying a Home and Tips and Traps When Selling a Home--have gone on to become the #1 guides in their respective subjects. In the seven years since those two classics were last revised the real estate market has undergone many dramatic changes. Irwin has updated these bestsellers to reflect these changes so readers can be successful in their real estate endeavors. Featuring fully revised facts and figures that reflect the most recent changes in the real estate market,Tips and Traps When Buying a Home, Third Editionprovides first-time and experienced home buyers alike with practical, step-by-step information on a broad range of proven home buying strategies, along with indispensable advice and guidance on: Buying in an "Up" market "Flipping," buying with "options," bidding wars, and other new facts of life The latest new financing options The new rules of closing costs
Smart from the Start Money is an easy to understand and necessary book for people entering the real world. In a conversational, easy-to-read style, this book covers common financial decisions young people often face when first starting out on their own. Smart from the Start Money is uniquely written so each chapter covers a common financial situation. Need advice on buying a car or renting an apartment? Don't understand your insurance deductible or 401(k) options? Confused by all the fine print on your credit card statement? This book has it covered ... and then some. This book is not for: People who like wasting money and getting ripped-off People who like complex theories and confusing charts This book is for: Anyone who is ready to enter the real world Anyone who wants common sense personal finance explanations Anyone confused by mortgages, employee benefits, or taxes Anyone who wants to have fun and make the most of their money Take advantage of their knowledge and experience to help you make better financial decisions. Author Bio: Brad Kronland and Rob Roach have over 25 years of combined experience in the banking and financial services industry. In that time they have advised their clients through many different types of financial issues and problems regarding corporate and personal finance. Fresh out of college though, it was a different story. While both received bachelor's degrees in finance, they both found they were just as clueless as their friends who had no formal finance training at all. Take advantage of the knowledge and experience they gained over the years so you can make better financial decisions, keep more of your money, and have more fun! keywords: Personal Finance, Money Management, Graduation, Buying, Renting, Real-World, Finance For Grads, How-To
Foundations of Family Resource Management uses the lenses of consumer science, management, and economics, and beyond to help students make intelligent decisions about resources, time, and energies at the individual and family level. It has a strong interdisciplinary, global, and multicultural focus. This sixth edition brings in new material on millennials, delayed marriage, household composition, neuroscience, behavioral economics, sustainable consumption, technology, and handling crises. It has been updated in line with the latest census data and academic literature. The text contains lots of features to support student learning, including chapter summaries, "Did You Know?" questions, glossary of key terms, examples and cases, critical thinking activities, and review questions for discussion and reflection. Lecture slides and an instructor manual are available as digital supplements. This textbook meets the standards and criteria for the Certified Family Life Educator (CFLE) designation of the National Council on Family Relations (NCFR) and will be suitable for resource management courses in family and consumer science, human ecology, and human environmental science programs.
Pt. 2: Oct. 24, Nov. 8 and 9 hearings were held in Seattle, Wash.; Oct. 27 hearing was held in Kodiak, Alaska; Oct. 28 hearing was held in Fairbanks, Alaska; Oct. 29 hearing was held in Nome, Alaska; Nov. 1 hearing was held in Anchorage, Alaska; Nov. 2 hearing was held in Cordova, Alaska; Nov. 3 hearing was held in Juneau, Alaska; Nov. 4 hearing was held in Petersburg, Alaska; Nov. 5 hearing was held in Wrangell, Alaska; Nov. 6 hearing was held in Ketchikan, Alaska; and Nov. 7 hearing was held in Sitka, Alaska.
Robert Irwin is America's #1 real estate expert. But don't take our word for it--the sales figures speak for themselves. To date, his real estate titles have sold more than one and a half million copies. Of all of his books, those in the bestselling "Tips and Traps" series continue to be the most popular(more than 500,000 sold), and two of those--Tips and Traps When Buying a Home and Tips and Traps When Selling a Home--have gone on to become the #1 guides in their respective subjects. In the seven years since those two classics were last revised the real estate market has undergone many dramatic changes. Irwin has updated these bestsellers to reflect these changes so readers can be successful in their real estate endeavors. This latest edition of Bob Irwin's classic Tips and Traps When Selling a Home brings new and experienced home owners up-to-speed on all the recent changes, regulations, and trends in real estate. It provides important information on market conditions, new tax advantages, toxic materials in the home, alternatives to the traditional broker, as well as proven strategies for: Handling multiple offers Negotiating from a position of power Dealing with the new "fee-for-service" and discount brokers Holding a home for investment, instead of selling And much more
This is my life's story presented to you on the pages of this book. I believe this book will help someone who is about to quit, or maybe help you to realize that you can make it in spite of circumstances. I would like to encourage that young parent who is raising a family alone or you may even be married. Whatever the case may be, life experiences and challenges can be hard. I made it through hard times as a young girl living in the south, working in the fields and picking cotton. I had no education, but I was determined not to allow the lack of education to stop me from being successful.