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Although personal injury law has been much criticized--by legal groups, insurers, health care providers, the business community, legislators, victims, and others--no concrete legal reforms have been enacted that would create a more equitable compensation system for accident victims of all sorts. In this volume, Sugarman offers both a penetrating critique of current personal injury law and a pioneering proposal for new compensation arrangements and new mechanisms for controlling unreasonably dangerous conduct. Sugarman argues persuasively that personal injury law as it is currently constructed generates more perverse behavior than desired safety, that it is an intolerably expensive and unfair system of compensating victims, and that in practice it fails to serve any commonsense notion of justice. His solution is the abolition of personal injury law and the institution of reforms based on social insurance and employee benefits. Sugarman begins by examining the justifications advanced in support of existing personal injury law, demonstrating that these goals are either unachieved or inefficiently pursued. He argues that current tort law discourages business innovation, undermines our health care system, diverts the time and attention of engineers, executives, and others from their main tasks, leaves many victims uncompensated while allowing others inappropriate punitive damages, artificially inflates insurance costs, and more. In the second section, Sugarman criticizes already proposed reforms, arguing that they do not go nearly far enough to address the serious short falls of the current system. Finally, Sugarman delineates his own three-part reform proposal: eliminate tort remedies for accidental injuries; build on existing social insurance and employee benefit plans to assure generous, yet fair compensation to all accident victims; and build on existing regulatory schemes to promote accident avoidance and to provide effective outlets for public complaints. Practicing attorneys, lobbyists, policymakers and business, consumer, and insurance leaders will find Doing Away with Personal Injury Law a provocative contribution to the continuing debate on the best means of reforming the victim compensation system.
Auto Accident Personal Injury Insurance Claim reveals the inside secrets of claim negotiating and shows you how to settle your case for top dollar. This book will guide you through the insurance claim wilderness and provide you with the answer to that critical question: How much is my "pain and suffering" worth? The mystery of how to place a value on your "pain and suffering" has been solved with the introduction of BASE: The Baldyga Auto Accident Settlement Evaluation Formula. It will help you to prove your losses, and to know how to present them during your negotiations. Youll learn the all-important 4 "Values" that BASE provides for you: The PREMIUM Value, The MEAN Value, The CORE Value and The LOW Value. The BASE Formula is a simple, yet revolutionary evaluation tool. Knowing how to guide an accident claim to a victorious payoff is not an exclusive ability, possessed by a select few. Dont be seduced into thinking you cant do it yourself. That simply isnt true! This book will show you how. If youve been in an accident and youre uninformed, you have little or no concept of the ultimate value of your possible recovery. Because of this, youre less able to make appropriate demands. As the claims negotiation process moves towards a close, youre settlement demands are very often too low or too high. Youre ignorant of the accepted principles, which justify your demands. When you attempt to negotiate a settlement with these handicaps, you run a strong chance of being victimized. The amount of compensation you should be paid isnt found in a crystal ball. Rather, a number of simple factors such as the type of accident, related injuries, out-of-pocket expenses, medical costs and lost wages all go into determining how much a claim is worth. What amount an insurance company is willing to pay actually falls into a fairly narrow spectrum. To read this book is to become informed on bodily injury claim settlement facts and details. Youll discover how to implement BASE so you can determine the monetary value of the "pain and suffering" youve endured because of your injury. Youll know what to ask for and how to negotiate it. Youll learn how to supply the adjuster with all the documentation and proof needed to establish your claim. Youll gain the knowledge needed to accomplish this when you read Auto Accident Personal Injury Insurance Claim. And youll walk away from the negotiation table with a smile on your face.
Most people feel two things after they've been in a car accident--or any accident: Fear and anger. As a result, they don't always make good decisions about how to act and what to say in the aftermath. Lawyers and insurance companies know this--and take ad
What you don't know can hurt you. This book will give you a head start in your injury case. Many times it is the injured victim who pays because of the lack of information. Hopefully you will find this book provides you with some valuable information before you hire an attorney or talk to the insurance company's adjuster. www.LisaGDouglas.com
Kenneth Berger has dedicated his professional career to the representation of the injured and aggrieved. His practice focuses on the fields of personal injury, workers¿ compensation, and civil litigation. More specifically, Mr. Berger seeks to represent individuals and families in cases involving auto and trucking accidents, work injuries, unsafe products, medical malpractice, nursing home negligence, property hazards, insurance disputes, consumer abuses, wrongful death, and other areas of civil law.¿As an injury attorney, I have a responsibility not only to advocate, but to protect and give back,¿ Mr. Berger says. ¿My book, Your Guide to South Carolina Personal Injury & Workers¿ Compensation, provides a number of safety tips designed to help the public¿especially families with children¿avoid accidents. I also look for ways that my law firm and I can strengthen the community in which we live.¿
The Definitive Guide for Injured Victims & Their Lawyers in Car Accident Cases: IF YOU'VE BEEN HURT IN A CAR WRECK, WILL YOU KNOW HOW TO TAKE ON THE INSURANCE COMPANY AND THEIR LAWYERS BY YOURSELF? Think about that for a moment . . . You've been hurt in a car wreck and it was not your fault. And now you have a lot of questions, but not a lot of answers: * who will pay for all of your medical bills? * you don't have health insurance, so how do you get the medical treatment you need for your injuries? * how can you recover your lost wages? * who will pay for your car to be repaired? * what if your car can't be repaired and is declared a total loss? * what if you owe more than the car is worth? * what about your future medical needs or lost wages? * what are the 3 things you must prove to be able to recover in your personal injury claim? This is a lot for anyone to handle - all of the phone calls back and forth, the emails, the paperwork, the releases. Will you have the time or the knowledge to handle this by yourself? Do you need a guide for consumers to help explain the process to you? And ask yourself - do you really want to take on the insurance company and their lawyers - especially without educating yourself on the claims process here in Georgia? Are you an attorney who is looking to expand your practice to help injured victims and their families injured in car wreck cases? Do you know enough about the personal injury claim process to zealously and ethically represent them? "The Authority On Personal Injury Claims In Georgia: The Definitive Guide For Injured Victims And Their Lawyers In Car Accident Cases" was written by Gary Martin Hays, a personal injury attorney with over 24 years of experience handling car accident claims in Georgia. A former insurance defense lawyer, he now only represents injured victims and their families. Since starting his own firm in 1993, he has helped over 29,000 clients recover over $250,000 million dollars. In this handbook, Hays provides you a peek behind the curtain to see how his law firm successfully represents his clients. Topics include: * Car Wreck Facts & Myths * The Scene Of The Crash * Investigating the Wreck * Property Damage: Total Losses, to Repairs, to Diminished Value * Your Injuries * Medical Treatment For Your Injuries * Medical Bills: Med-Pay Coverage, Health Insurance, and The Uninsured * The 3 Things You Must Prove To Recover On Your Personal Injury Claim * "What Is My Case Worth?" * Do I Take On the Insurance Company And Their Lawyers By Myself? * How Do I Find The Right Lawyer? * The DEMAND Process - How To Tell The Insurance Company What Your Case Is Worth! * Liens And Subrogation Claims: Who Will Claim They Are Entitled To Some (Or Maybe ALL Of Your Settlement) * Legal Deadlines * Litigation: Do You File Suit On Your Case? The book also contains a presentation that Mr. Hays gave to other attorneys at a continuing education seminar for lawyers regarding diminished value claims in Georgia - a secret that is literally saving the insurance industry millions of dollars each year - money that should be going to Georgia's consumers. In addition, FREE bonus chapters from three (3) of his previous books that he co-authored are included: * "3 Secrets The Insurance Company Doesn't Want You To Know About Your Personal Injury Claim" * "The Mourning After: Helping Families Cope After A Drunk Driving Wreck" * "I Will Make A Difference!"
Discover a comprehensive guide to the world of auto accident and personal injury claims! Do you live in the state of California, and you're struggling to navigate the world of auto accident claims? Are you worried that you won't get the compensation that you deserve, or that your premiums will go up if you claim? Then this book is for you! Written by award-winning personal injury lawyer Jimin Oh, this practical and down-to-earth guide breaks down the fundamentals of auto accident and personal injury claims for drivers in the state of California. Specially designed with easy-to-understand information and a collection of fun cartoons to illustrate every point, this book offers you an accessible, plain-English approach to getting compensation after an auto accident. If you've been struggling to figure out how to make a claim, or if you recently got into an accident and you're full of questions about the legal process, California Auto Accident Claims arms you with the essential tools and strategies you need to know for repairing your car, getting treatment for injuries, pursuing compensation, and much more. Here's just a little of what you'll discover inside: The 3 Big Mistakes To Avoid After an Accident 6 Types of Car Insurance YOU Should Know About Easy Ways To Get Your Car Repaired (and What To Do If It's a Total Loss) Step-By-Step Methods To Making a Bodily Injury Claim And How To Receive Compensation For Motorcycle Accidents, Bike Accidents, Pedestrian Injuries and More Regardless of your age, background, or what type of accident you've been involved in, author Jimin Oh is dedicated to helping you navigate the often-confusing world of auto accident claims and receive the compensation you deserve. With a simple, common-sense approach and a conversational tone, California Auto Accident Claims will take you by the hand and show you exactly how to get compensation for yourself or your loved ones. Scroll up and grab your copy now to learn about auto accident claims from an expert!
"In this book, I examine every aspect of personal injury litigation, from attracting new clients to jury trials, and beyond. The personal injury laws vary from state to state and between state and federal court. Since 1983, I have been a trial lawyer in Pennsylvania and New Jersey. Much of the information presented involves those experiences. The law in your state may be different. Nevertheless, there is much uniformity throughout the states. The information in this book can be used by personal injury litigants and their counsel in any state. You may have to refer to local sources for the law or practice that applies to your situation". -- INTRODUCTION.