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Describes the final plans for the complete transformation of HUD. Chapters on HUD's values, priorities and working principles; HUD's reinvention achievements over the last 3 years; as well as what still lies ahead, especially the 3 performance funds: community development, affordable housing, and homeless. Also: the organization of community action; beyond FHA reinvention: a national commitment to homeownership; ensuring fair housing in all that HUD does; and beyond public housing: transforming all Federal affordable housing.