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Chronicles the career of a conflicted mortgage broker. This comical and tragic account explains the whole amazing subprime catastrophe through the story of one man. Mortgage brokers dominated the lending industry for 25 years before succumbing to the lure of ever riskier products that relentlessly blurred their moral principles. In the end, common sense was compromised by fear of losing to the competition. Here are the outrageous, and sometimes hilarious, stories of the sale’s anti cs of all the players of the subprime crisis.
What is the state of philosophy today, and what might it be tomorrow? With What Philosophy Is For, Michael Hampe answers these questions by exploring the relationships among philosophy, education, science, and narrative, developing a Socratic critique of philosophical doctrines. Philosophers generally develop systematic theories that lay out the basic structures of human experience, in order to teach the rest of humanity how to rightly understand our place in the world. This “scientific” approach to philosophy, Hampe argues, is too one-sided. In this magnum opus of an essay, Hampe aims to rescue philosophy from its current narrow claims of doctrine and to remind us what it is really for—to productively disillusion us into clearer thinking. Hampe takes us through twenty-five hundred years of intellectual history, starting with Socrates. That archetype of the philosophical teacher did not develop strict doctrines and rules, but rather criticized and refuted doctrines. With the Socratic method, we see the power of narration at work. Narrative and analytical disillusionment, Hampe argues, are the most helpful long-term enterprises of thought, the ones most worth preserving and developing again. What Philosophy Is For is simultaneously an introduction, a critique, and a call to action. Hampe shows how and why philosophy became what it is today, and, crucially, shows what it could be once more, if it would only turn its back on its pretensions to dogma: a privileged space for reflecting on the human condition.
Segregation: The Rising Costs for America documents how discriminatory practices in the housing markets through most of the past century, and that continue today, have produced extreme levels of residential segregation that result in significant disparities in access to good jobs, quality education, homeownership attainment and asset accumulation between minority and non-minority households. The book also demonstrates how problems facing minority communities are increasingly important to the nation's long-term economic vitality and global competitiveness as a whole. Solutions to the challenges facing the nation in creating a more equitable society are not beyond our ability to design or implement, and it is in the interest of all Americans to support programs aimed at creating a more just society. The book is uniquely valuable to students in the social sciences and public policy, as well as to policy makers, and city planners.
An incisive look at the consequences of today's costly and damaging suburban lifestyle In The Cul-de-Sac Syndrome, Bloomberg News' John Wasik exposes the economic, cultural, environmental, and health problems underlying life in suburbia. Wasik provides powerful insights into how the U.S. suburban lifestyle has become unsustainable and what can be done to salvage it. His observations are firmly grounded in exclusive on-the-ground research, interviews with thought leaders, and the latest studies and statistics. The book Exposes the untold truths about suburban home ownership: green isn't always so green, life isn't cheaper after accounting for gas, water, and taxes, and modern suburban living isn't so idyllic considering the toll it takes on our health Includes exclusive research and analysis by experts in the field that debunks the many myths associated with suburban living Explores innovative solutions being developed in cities across the country The American Dream of moving further from a city to buy a bigger house and find better schools has become a costly nightmare. The Cul-de-Sac Syndrome examines why and what can be done.
Patricia Lyons' searing first-person accounts of adolescent ethics, spirituality, conscience, and struggles with despair are unforgettable. In this book, she deciphers the language of youth so that any teacher, parent, or mentor can learn how to hear, understand and respond more effectively to the spiritual hopes and longings of teenagers.
Break into the brokerage business. Here is a step-by-step handbook to joining this elite group. Written by an accomplished mortgage broker with more than 15 years in the business and 2,000 deals to his credit, this book covers everything from whether or not real estate financing is the right career move to how to master the skills necessary to be successful. * Overview of a day in the life of a mortgage broker-including the pros and cons of the career * A self-test to help readers determine if the brokerage business is right for them * Licensing and educational requirements, advice on successful networking, and basic mortgage information * In 2004, there were over $3.8 trillion in mortgage originations nationwide-an all-time record- according to The Mortgage Bankers AssociationShow More Show Less
Brian Buffini, an Irish immigrant who went from rags to riches, shares his strategies for anyone who wants to achieve the American dream in this New York Times and Wall Street Journal bestseller. Brian Buffini embodies the classic rags to riches tale: born and raised in Dublin, Ireland, he arrived in San Diego, California at nineteen years old with just ninety-two dollars in his pocket. Since then he has become one of his new nation’s top real estate moguls and a founder of the largest business training company, Buffini & Co., in North America. And Brian isn’t alone in his circle of success: while immigrants compose thirteen percent of the American population, they are responsible for creating a quarter of all new businesses. So, what’s their secret? In The Emigrant Edge, Brian shares seven key characteristics that he and other successful immigrants have in common that can help produce a high level of achievement for anyone—no matter their vocation. He then challenges us to leave the comfort of our current work conditions to apply these secrets and achieve the success of our dreams. With a timely message sure to resonate with anyone who wants to prosper in the business world, The Emigrant Edge is a passionate, deeply personal story bound to inspire. So what are the secrets? In The Emigrant Edge, Brian shares seven characteristics that he and other successful immigrants have in common that can help anyone reach a higher level of achievement, no matter their vocation. He then challenges readers to leave the comfort of their current work conditions to apply these secrets and achieve the success of their dreams.