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"* Chasing Alpha is the definitive insider s history of Britain s financial services sector, from the early days of New Labour to the present day. At the heart of the action is the revival of the City s institutions in the mid-nineties. Augar uses his peerless connections with the people and firms that made it happen to give a compelling narrative of how the City s golden generation turned London round. Then, as so often happens in finance, the City got carried away with its own success, boasting of a new risk-free economic paradigm that would make the world a richer place. Northern Rock gave the lie to this claim. Far from heralding the eclipse of finance capital, Augar will show how the City stands poised to emerge from the credit crunch stronger than ever. As New Labour heads towards electoral meltdown, the industry it did so much to nurture will embrace the opportunities afforded by David Cameron s even more business-friendly Conservatives. The guiding principle of th"
Malia is once a Princess and now she is a slave. Malia has been an orphan since she was ten years old, due to the attack of the enemy pack that killed all their companions including her parents. Since she was the only one left in their clan, the enemy pack took her and she lived with them in the Shadow Pack. From then on, she was made a slave, enslaved and made their assistant. She was treated like garbage and treated like an animal. Unfortunately, the Moon Goddess gives her a mate which is the ruthless and heartless Alpha of that pack. Even though Alpha Fenris is attracted to her beauty, he prevents himself from fall in love with her because she is only a slave. He can't accept the fact this dirty slave is his mate, that's why he rejected her! What is she gonna do now? Is not enough that she feels misery and pain in life and the Moon Goddess even gave her the ruthless Alpha to be his mate? How will she escape from this hell prison? Will she still find her true love?
Book 2 in the Full Moon series Declan Hall has got everything covered this time around. He is going to make sure that being Alpha is easy; with or without help from anyone. No one's going to tell this guy how to handle anything; not Gabriel, or anybody else, for that matter. This time he is in charge. No arguments, ifs or buts. That's certain! That is until... he meets a woman werewolf who wants to have her own way. Headstrong about absolutely, positively everything. She's the alpha type and she leads by full coercion. A no-holds-barred kind of feminine... a persuasive, narcissistic force to be reckoned with. Declan definitely did not see her coming. So, why isn't Noelle talking to him? Everything was sweet as... before. Relationships should never be this damn hard. Werewolves are pack animals, aren't they? Let's go hunting... it's anyone's game...
The last thing Alice expected to see that night, was her father. The man himself who abandoned Alice, when she was only just a newborn.It's the first time, Mark Smith has seen his daughter in eighteen years, but he has no idea the reason why he's been brought back to Small Town and back into his daughter's life. Will Alice be able to forgive her father for the pain and suffering he has caused for all those years, or will she put her feeling's aside, and focus on killing the murderer of Small Town herself.
The proven, all-weather investing strategy that delivers long-term, consistent returns The most common investing approach today—one that values “growth” over all else—can be ineffective and counterproductive for many investors, not to mention needlessly stressful. Now, one of Seeking Alpha’s most popular writers, Steven Bavaria, provides a groundbreaking alternative that will see you through all markets—up, down, and sideways. The Income Factory shows how to build an income stream that increases solidly and consistently—a result of re-investing and compounding the dividends. And the best part? This income stream actually grows faster during market downturns than during flat or rising market periods. The Income Factory sheds light on: • Why “high-yield” doesn’t have to mean “high-risk” • How credit investments perform more predictably than equity investments • Why “junk” is a misnomer—and why high-yield debt is safer than most of the stocks investors own • How to grow your wealth steadily without following the markets obsessively Through Bavaria’s strategy, cash income increases year after year at a predictable rate. For example, a 9% yielding portfolio doubles and re-doubles every 8 years. If you’re in for the long haul, an Income Factory lets you achieve your goals and still sleep well at night. Investing does not have to be about picking specific horses and hoping they win the race. An Income Factory achieves its goals by essentially betting on horses to make it around the track and finish the race. Those are easier bets to win, and they don’t require us to be glued to the financial news 24/7.
You knowwhathappened during the financial crisis … now it is time to understandwhythe financial system came so close to falling over the edge of the abyss andwhyit could happen again.Wall Street has been saved, but it hasn’t been reformed. What is the problem? Suzanne McGee provides a penetrating look at the forces that transformed Wall Street from its traditional role as a capital-generating and economy-boosting engine into a behemoth operating with only its own short-term interests in mind and with reckless disregard for the broader financial system and those who relied on that system for their well being and prosperity. Primary among these influences was “Goldman Sachs envy”: the self-delusion on the part of Richard Fuld of Lehman Brothers, Stanley O’Neil of Merrill Lynch, and other power brokers (egged on by their shareholders) that taking more risk would enable their companies to make evenmoremoney than Goldman Sachs. That hubris—and that narrow-minded focus on maximizing their short-term profits—led them to take extraordinary risks that they couldn’t manage and that later severely damaged, and in some cases destroyed, their businesses, wreaking havoc on the nation’s economy and millions of 401(k)s in the process. In a world that boasted more hedge funds than Taco Bell outlets, McGee demonstrates how it became ever harder for Wall Street to fulfill its function as the financial system’s version of a power grid, with capital, rather than electricity, flowing through it. But just as a power grid can be strained beyond its capacity, so too can a “financial grid” collapse if its functions are distorted, as happened with Wall Street as it became increasingly self-serving and motivated solely by short-term profits. Through probing analysis, meticulous research, and dozens of interviews with the bankers, traders, research analysts, and investment managers who have been on the front lines of financial booms and busts, McGee provides a practical understanding of our financial “utility,” and how it touches everyone directly as an investor and indirectly through the power—capital—that makes the economy work. Wall Street is as important to the economy and the overall functioning of our society as our electric and water utilities. But it doesn’t act that way. The financial system has been saved from destruction but as long as the mind-set of “chasing Goldman Sachs” lingers, it will not have been reformed. As banking undergoes its biggest transformation since the 1929 crash and the Great Depression, McGee shows where it stands today and points to where it needs to go next, examining the future of those financial institutions supposedly “too big to fail.” From the Hardcover edition.
One night, everything changes for eighteen year old Alice. When the full moon invades Small Town, where a young innocent Alice Smith is ending her shift at the diner, she comes face to face with a big terrifying wolf. When the wolf attacks Alice and runs away, leaving only a single bite, she has no idea what troubles lie ahead of her. Could it have been that she was at the wrong place at the wrong time or the opposite? When the school's most frightening gang becomes interested in her, they will do anything to find out the truth behind Alice, especially their leader, Ryder King. Alice wants nothing to do with Ryder but when the time comes, Ryder could be the only one who can help her survive....
Active managers persistently lag the returns of benchmarks and index funds that track them, with the excuses for underperformance recycled every year. This comprehensive book is the antidote for the active managers’ siren song. If you understand the benefits of indexing, or systematic investing, it will reinforce your commitment while increasing your knowledge. If you don’t yet believe, Swedroe and Berkin provide a compelling case that you’re playing the loser’s game of active management. Alpha, or outperformance against appropriate risk-adjusted benchmarks, is shrinking as it gets converted into beta, or factor exposures. They demonstrate that even for the most talented managers, their ability to add value is waning because: the amount of alpha available is declining; it must be split among an increasing amount of investment dollars; and the competition is getting tougher. In this greatly expanded second edition, Swedroe and Berkin show you how to develop an investment plan that focuses on what risks to take, and how much of them, as well as how to build a diversified portfolio. They present a list of vehicles to consider when implementing your plan and provide guidance on the care and maintenance of your portfolio. As a bonus they add appendices that will make you a more informed and, therefore, better investor. This makes The Incredible Shrinking Alpha a complete guide to successful investment strategy.
Standalone RomanceSparx Brady is sick of playing the same role. She's been on the same soap opera since she was fourteen. She needs change and adventure. When the role of a lifetime comes around, she's determined to be cast. She quits her job and heads to the mountains for a week-long survivalist course. She's a stubborn Brady woman; she's got this.Tiger shifter Dash Jones doesn't talk. He can, but he prefers quiet contemplation on his mountain. The only time he interacts is when he's teaching a survivalist course. It's a fun, easy enough gig. But when a shiny actress in heels drives up to his mountain, he tries to chase the chatty woman away. He doesn't want a mate. Especially not her.But Sparx is determined and strong. Her energy knows no bounds, and soon, the grumpy tiger is smitten by the actress. If only he can find a way to keep her from completing the grueling final test... and from the dangerous bears on the other side of the mountain. Falling in love definitely isn't the only kind of fall in this mountain adventure.