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An updated and revised look at the truth behind America's housing and mortgage bubbles In the summer of 2007, the subprime empire that Wall Street had built all came crashing down. On average, fifty lenders a month were going bust-and the people responsible for the crisis included not just unregulated loan brokers and con artists, but also investment bankers and home loan institutions traditionally perceived as completely trustworthy. Chain of Blame chronicles this incredible disaster, with a specific focus on the players who participated in such a fundamentally flawed fiasco. In it, authors Paul Muolo and Mathew Padilla reveal the truth behind how this crisis occurred, including what individuals and institutions were doing during this critical time, and who is ultimately responsible for what happened. Discusses the latest revelations in the housing and mortgage crisis, including the SEC's charging of Angelo Mozilo Two well-regarded financial journalists familiar with the events that have taken place chronicle the crisis in detail, showing what happened as well as what lies ahead Discusses how the world's largest investment banks, homeowners, lenders, credit rating agencies, underwriters, and investors all became entangled in the subprime mess Intriguing and informative, Chain of Blame is a compelling story of greed and avarice, one in which many are responsible, but few are willing to admit their mistakes.
Supported by ten years of research, Wigmore has gathered extensive data covering the 2008 financial crisis and subsequent recovery to provide the first comprehensive history of the period. Financial crises cannot occur unless institutional investors finance the bubbles that created them. Wigmore follows the trail of data putting pressure on institutional investors to achieve higher levels of returns that led to over-leverage throughout the financial system and placed such a burden on recovery. Here is a 'very good picture - and painful reminder - of the crisis' evolution across multiple asset classes, structures, participants, and geographies.' This work serves as a critical analysis of modern portfolio management and an important reference work for financial professionals, academics, investors, and students.
This timely Handbook explores climate challenges and environmental governance in China. Bringing together established scholars and emerging research stars, it systematically examines the evolution of Chinese climate policies and institutions and the challenges, successes, failures and dilemmas that have arisen from this.
Gold Winner of the 2012 Benjamin Franklin Award and the 2012 Independent Publisher Book Award! This is a definitive book on the Sufi “way of blame” that addresses the cultural life of Sufism in its entirety. Originating in ninth-century Persia, the “way of blame” (Arab. malamatiyya) is a little-known tradition within larger Sufism that focused on the psychology of egoism and engaged in self-critique. Later, the term referred to those Sufis who shunned Islamic literalism and formalism, thus being worthy of “blame.” Yannis Toussulis may be the first to explore the relation between this controversial movement and the larger tradition of Sufism, as well as between Sufism and Islam generally, throughout history to the present. Both a Western professor of the psychology of religion and a Sufi practitioner, Toussulis has studied malamatiyya for over a decade. Explaining Sufism as a lifelong practice to become a “perfect mirror in which God contemplates Himself,” he draws on and critiques contemporary interpretations by G. I Gurdjieff, J. G. Bennett, and Idries Shah, as well as on Frithjof Schuon, Martin Lings, and Seyyed Hossein Nasr. He also contributes personal research conducted with one of the last living representatives of the way of blame in Turkey today, Mehmet Selim Ozic.
Livvie isn’t superstitious like her best friend, Joyce, who thinks everything is bad luck. So Livvie isn’t worried about tearing up the chain letter and throwing it away–until she’s humiliated in gym class, falls down her back stairs, and gets invited to Thanksgiving dinner at Peter Finch’s house. Peter’s dad has crooked teeth, a plastic wonderland in his front yard, and some kind of secret up in his study. There is no way Livvie wants Phil Finch to date her mom. But it’s hard work keeping their families apart–especially when Livvie is assigned to work on the sixth-grade snow maze project with Peter. Clearly, Joyce was right: breaking the chain was a huge mistake. And the only way to set things straight is to find out who sent the letter in the first place. . . . Rich in humor and suspense, Julie Schumacher’s absorbing novel is about friendship, choices, and the kind of luck that really matters.
“Compelling, and so beautifully written…’The Mind Club’ deftly brings the most up-to-date research about other minds to readers of all backgrounds. It may cause you to think differently about crime and punishment, about business transactions and health care, and even about the upcoming elections. Things might just start looking up.”–The Wall Street Journal From dogs to gods, the science of understanding mysterious minds—including your own. Nothing seems more real than the minds of other people. When you consider what your boss is thinking or whether your spouse is happy, you are admitting them into the "mind club." It’s easy to assume other humans can think and feel, but what about a cow, a computer, a corporation? What kinds of mind do they have? Daniel M. Wegner and Kurt Gray are award-winning psychologists who have discovered that minds—while incredibly important—are a matter of perception. Their research opens a trove of new findings, with insights into human behavior that are fascinating, frightening and funny. The Mind Club explains why we love some animals and eat others, why people debate the existence of God so intensely, how good people can be so cruel, and why robots make such poor lovers. By investigating the mind perception of extraordinary targets—animals, machines, comatose people, god—Wegner and Gray explain what it means to have a mind, and why it matters so much. Fusing cutting-edge research and personal anecdotes, The Mind Club explores the moral dimensions of mind perception with wit and compassion, revealing the surprisingly simple basis for what compels us to love and hate, to harm and to protect.
Learn to maximize the quality (and quantity) of your leisure time ; Learn simple stress-relief exercises that produce immediate results ; Master basic meditation techniques for calming the mind ; Enrich the quality of your sleep and dream life ; Ease tension with exercises from shiatsu massage, yoga, and other Eastern practices ; Use visualization to reawaken the senses and deepen relaxation ; Gain control of your life and increase your enjoyment of every day.
Are you able to relax and unwind? Are you searching for a way to feel balanced and in control of your life? With 25 simple mental and physical exercises, this book will show you how to understand and control your personal stress triggers by using simple techniques such as breathing, visualisation, meditation, sleep enrichment and physical exercise to help you relax and unwind. Mike George presents a wealth of ways to put our problems into perspective, to help us gain control over our inner and outer lives and turn negatives to positives. Mixing both expert practical advice and philosophical reflection, this is a book that can be dipped into or read time and time again.
Faith in the power and righteousness of retribution has taken over the American criminal justice system. Approaching punishment and responsibility from a philosophical perspective, Erin Kelly challenges the moralism behind harsh treatment of criminal offenders and calls into question our society’s commitment to mass incarceration. The Limits of Blame takes issue with a criminal justice system that aligns legal criteria of guilt with moral criteria of blameworthiness. Many incarcerated people do not meet the criteria of blameworthiness, even when they are guilty of crimes. Kelly underscores the problems of exaggerating what criminal guilt indicates, particularly when it is tied to the illusion that we know how long and in what ways criminals should suffer. Our practice of assigning blame has gone beyond a pragmatic need for protection and a moral need to repudiate harmful acts publicly. It represents a desire for retribution that normalizes excessive punishment. Appreciating the limits of moral blame critically undermines a commonplace rationale for long and brutal punishment practices. Kelly proposes that we abandon our culture of blame and aim at reducing serious crime rather than imposing retribution. Were we to refocus our perspective to fit the relevant moral circumstances and legal criteria, we could endorse a humane, appropriately limited, and more productive approach to criminal justice.
Don't blame me! Or do.