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23 INSIGHTS THAT WILL RADICALLYCHANGE YOUR APPROACH ANDPROFOUNDLY CHANGE YOUR RESULTSFinally, a book that teaches you how to thinkSame Game, New Rules provokes a deeper level of thought aboutselling and achievement in business. As the rules of selling change,thinking must change as well. For the sales professional, antiquatedthinking will lead to way too much work for way too little money.This book raises the professional seller to a new level of awarenessabout selling and achievement. it does it by giving the readernew ways to think about the old game of selling.
Savannah has been named the "Most Haunted City" by investigators from the Travel, History and Discovery channels. Her history is filled with plagues, wars, duels, and murders ...no wonder every site in Savannah has a haunted past! For over one year author James Caskey pored over the files at Georgia Historical Society researching the history of over 45 Savannah locations. The result is a collection of strange but rich historical accounts, which form the foundation for stories of actual experiences and sightings in these locations. Haunted Savannah brings you chilling tales, as experienced and told by witnesses, and authentic photos documenting the existence of energy from another dimension. Haunted Savannah is the most up to date book on the subject on sale today!
"Cogently argued, fills an important gap in the literature, and is accessible to undergraduates." —Choice "Dismantles the mythology surrounding pawnshops and check-cashing outlets, and demonstrates that they are no longer on the fringe of our financial system but integral to it."—San Francisco Bay Guardian In today's world of electronic cash transfers, automated teller machines, and credit cards, the image of the musty, junk-laden pawnshop seems a relic of the past. But it is not. The 1980s witnessed a tremendous boom in pawnbroking. There are now more pawnshops thanever before in U.S. history, and they are found not only in large cities but in towns and suburbs throughout the nation. As John Caskey demonstrates in Fringe Banking, the increased public patronage of both pawnshops and commercial check-cashing outlets signals the growing number of American households now living on a cash-only basis, with no connection to any mainstream credit facilities or banking services. Fringe Banking is the first comprehensive study of pawnshops and check-cashing outlets, profiling their operations, customers, and recent growth from family-owned shops to such successful outlet chains as Cash American and ACE America's Cash Express. It explains why, despite interest rates and fees substantially higher than those of banks, their use has so dramatically increased. According to Caskey, declining family earnings, changing family structures, a growing immigrant population, and lack of household budgeting skills has greatly reduced the demand for bank deposit services among millions of Americans. In addition, banks responded to 1980s regulatory changes by increasing fees on deposit accounts with small balances and closing branches in many poor urban areas. These factors combined to leave many low- and moderate-income families without access to checking privileges, credit services, and bank loans. Pawnshops and check-cashing outlets provide such families with essential financial services thay cannot obtain elsewhere. Caskey notes that fringe banks, particularly check-cashing outlets, are also utilized by families who could participate in the formal banking system, but are willing to pay more for convenience and quick access to cash. Caskey argues that, contrary to their historical reputation as predators milking the poor and desperate, pawnshops and check-cashing outlets play a key financial role for disadvantaged groups. Citing the inconsistent and often unenforced state laws currently governing the industry, Fringe Banking challenges policy makers to design regulations that will allow fringe banks to remain profitable without exploiting the customers who depend on them.
Abide With Me:From thePulitzer Prize-winning authorof Olive Kitteridge From the bestselling author of the Pulitzer Prize-winning Olive Kitteridge,this is a startlingly beautiful novel about love and abandonment, faith and hypocrisy – and the peril of family secrets. ‘Deeply moving... In one beautiful page after another, Strout captures the mysterious combinations of hope and sorrow.’ The Washington Post Katherine is only five years old. Struck dumb with grief at her mother's death, it is down to her father, the heartbroken minister Tyler Caskey, to bring his daughter out of silence. But Tyler is barely surviving himself. Since Lauren's death he struggles to find the right words for his sermons – how can he be a leader to his congregation when he himself is lost? When Katherine's teacher calls to discuss his daughter's anti-social behaviour, it sparks a chain of events that begins to tear down Tyler's defences. The small-town rumour-mill has much to make of Katherine's odd behaviour, and even more to say about Tyler's relationship with his housekeeper. In Tyler's darkest hour, a startling discovery will test his congregation's humanity - and his own will to endure the kinds of trials that sooner or later test us all. Praise for Elizabeth Strout ‘Astonishingly good’ Evening Standard 'So good it gave me goosebumps.’Sunday Times ‘Strout animates the ordinary with astonishing force.’ The New Yorker 'A superbly gifted storyteller and a craftswoman in a league of her own.' Hilary Mantel ‘Graceful and moving.’ People
This little book is aimed at busy people in business and technical jobs who have to write frequently. --from the Preface.
Kathy Shea Mormino, aka The Chicken Chick, shares her wealth of experience as a chicken keeper in a fun and abundantly illustrated format in The Chicken Chick's Guide to Backyard Chickens.
Contains the testimonials of ministers who left their different denominations for a relationship with Christ.
No one thought human beings would be forced to farm their own in order to survive nuclear war. But in 2030, the CIA set out to do just that. For over 60 years, this genetically perfect race has been immune to all disease...until one day, a plague rips through their community, and suddenly they are not. Desperate to protect their elite, the government will stop at nothing to find a cure. But they didn't count on Winnie, a seemingly common teenage girl, who isn't very common at all: she's telepathic, extremely fast, and incredibly strong. They arrested Winnie. They arrested Winnie's mother. Now she is determined to stop the government and liberate her people. Even if it means losing everything she loves.
Why is Savannah, Georgia the most haunted city in America? Historian and tour guide James Caskey answers this question and many more. This fully-revised and updated book details over forty of Savannah's most infamous ghost stories, resulting in a paranormal compilation unlike any other. Discover the truth about Savannah's haunted history as you explore spine-chilling tales about the Hostess City's shadowy "Other Side," as told by a master storyteller. This volume combines exhaustive searches of historical archives, detailed analysis, and engaging first-hand accounts of spectral activity as experienced by eyewitnesses, even by the author! Haunted Savannah: America's Most Spectral City is not a collection of dry facts, dates and folklore; it is an enlightening and entertaining journey for anyone interested in the paranormal, from magical mystery tourist to serious ghost hunter. Containing over 50 photos and a detailed map of Savannah's Historic District, this book is the perfect 'pocket tour guide' for the do-it-yourself ghost seeker.