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This all-in-one guide is the ultimate resource for stress-free, budget-friendly entertaining for every special occasion. This collection of more than 250 inspiring photos and easy-to-follow instructions shows how to have a good time without breaking the bank.
Does fear and insecurity keep you from looking at your bank account? Is your financial anxiety holding you captive? You don’t have to stress about money anymore. YOU can take back control. As a newly divorced single mom making $24,000 per year and facing down $77,000 in debt, Kumiko Love worried constantly about money. She saw what other moms had—vacations, birthday parties, a house full of furniture—and felt ashamed that she and her son lived in a small apartment and ate dinner on the floor. Worse, when her feelings began to exhaust her, she binge-shopped, reasoning that she’d feel better after a trip to the mall. On the day she needed to pay for a McDonald’s ice cream cone without her credit card, she had an epiphany: Money is not the problem. Self-Doubt is the problem. Shame is the problem. Guilt is the problem. Society’s expectations for her are the problem. She is the solution. Once she reversed the negative thinking patterns pushing her toward decisions that didn’t serve her values or goals, her financial plan wrote itself. Now, she’s not only living debt-free in her dream home, which she paid for in cash, but she has spread her teachings around the world and helped countless women envision better lives for themselves and their families. Now, building on the lessons she’s taught millions as the founder of The Budget Mom, she shares a step by step plan for taking control back over your financial life—regardless of your level of income or your credit card balance. Through stories from navigating divorce to helping clients thrive through recessions, depression, eviction, layoffs and so much more, you will learn foundational practices such as: How to use your emotions to your financial advantage, instead of letting them control you How to create a budget based on your real life, not a life of self-denial How to create a motivating debt pay-off plan that makes you excited about your future, instead of fearing it My Money My Way will give you the tools to align your emotional health with your financial health—to let go of deprivation and embrace desire. Love’s paradigm-shifting system will teach you how to honor your unique personal values, driving emotions, and particular needs so that you can stop worrying about money and start living a financially fulfilled life.
A compilation of ideas and comments from parents, school personnel, community members, and graduates of high school who have planned and implemented All Night Alcohol/Drug-Free Prom and Graduation Celebrations. Presents samples of projects undertaken by high school communities in their efforts to provide safe, fun-filled, party environments that appeal to students. Illustrated.
Considers (83) S.J. Res. 140.
This report draws on a wide consultation with church groups, individuals and organizations. It reviews the teachings and insights of Scripture and the Christian tradition about families; sets out the facts and figures of contemporary family life; examines issues such as lone-parent families, cohabitation and family breakdown; and makes suggestions about how the Church and the government can help to encourage stable, faithful and committed relationships, and build a society where families can flourish.
Dave Ramsey explains those scriptural guidelines for handling money.