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As you are reading this, banks are giving away millions of your dollars in gift mortgages. The banks are borrowing money from the federal government for mortgages, claiming the loans have ‘gone bad' and then giving the title of the property to ‘deserving individuals.' There is no federal check on these ‘bad loans' so the mortgages are free and clear—and tax-free. A Writ of Mandamus filed by the author in August of 2017 may end this practice. Beating Banks At their Own Game, is a fictional approach to explaining how the process works. The Appendix includes a collection of nonfiction documents sent by the author to the FBI, SEC, Consumer Financial Protection Bureau and the Federal Housing Finance Administration to STOP the practice of gift mortgages. Beating Banks At their Own Game is the saga of five people who use occupational and real-life experience in banking and real estate to seize control of more than 120 lots in a six-block area in Las Vegas using money that does not exist. They slide the land titles into a shell corporation and then sell out to a development corporation for 75% of book value. By selling below market value they know the sale will go quickly and quietly. But can they get the land and sell it before their scam is uncovered by greedy competitors who want in on the action, state banking auditors, the IRS and the SEC?
A life assurance executive uncovers a scam to defraud policy holders from millions of pounds. The scam involves executives of his own company, he sets out together with the company secretary, with whom he falls in love, to reverse the scam and steal one hundred million pounds from those involved. The story takes the reader through a variety of European countries as it unfolds.
Do we have the rights to optimism? Can capitalism deliver a next great wave of growth? The future, wrote William Gibson, is already here. It just isn't evenly distributed yet. Lucid and polemical, Turnaround Challenge is a dig into that future and its meaning for business. It dissects the nexus of social, economic, environmental and governance crises confronting us, and a series of colliding megatrends with the potential to reshape opportunities for growth. Three cities of the future are emerging. The first is Petropolis, the alluringly familiar but decreasingly resilient city, locked into the century old technologies of fossil fuel-driven mass production. This is the city of rising inequality, credit-fuelled consumption, offshored jobs, climate volatility, and unsustainable household and national debt. The second city is Cyburbia . This is mass production on the steroids of IT: the latest manifestation of science fictions city without pain, but one inhabited by voice-activated popcorn dispensers, of athletics' shoes with in-built Twitter feeds, of sensor-packed and censoring glass towers that risk reducing their citizens to digital factors of production in the supply chain of big data. The third is the Distributed City, where technology is deployed with the intent to connect us not virtually but physically—from Nairobi's network of innovation spaces to Hamburg's Participatory Budgeting experiments, from Barcelona's network for micro-manufacturing, to Austin's distributed smart grid. These are the cities of society's future, and they have very different implications for business success, and our ability to navigate the social, economic, and environmental megatrends that confront us. Blowfield and Johnson present the DNA of the winners of the future, high growth and disruptive businesses, emerging from the bottom up, and with the capacity to tackle society's biggest challenges head on.
Turnaround Challenge examines the nexus of challenges confronting society and delivers a comprehensive overview of the innovators driving the next wave of growth for business. It explores three possible cities of the future—Petropolis, Cyburbia, and the Distributed City—and their implications for business success and tackling global megatrends.
Are you sick of living from payday to payday? Do you wish for a secure financial future? Are you always asking yourself ‘Where has my money gone?' Packed with practical tools and real-life examples, Where's My Money? will help you to take charge of your financial future and make your dreams a reality. This 10-step, plain-English guide has something for everyone -- whether you earn $35K or $350K. Inside you'll discover how to: earn more money-- and keep more of it grow your money by investing it in property and shares master your mortgage and own two properties outright before you retire use a business to fast-track your financial goals protect your assets and reduce your tax commitments. Whether you're struggling under the weight of a mountain of debt or wanting to speed up your financial success, Where's My Money? is the book for you!
Lovers of history, baseball, and most certainly the Chicago Cubs, get to follow the north siders on this year-by-year journey that starts in 1901. Long before Bryant to Baez to Rizzo was the legendary double-play combination of Tinkers to Evers to Chance. That dominant 1906-1910 team won two World Series (1907, 1908) but the franchise had to wait 108 years to claim another. Who’s Hippo Vaughn? Possibly the best lefty pitcher the Cubs ever had. Who’s Hack Wilson? His MLB RBI record still stands. And what’s with Babe Ruth’s Called Shot, the 1938 Homer in the Gloamin’, or the story behind a 4-legged goat? Who was the Cubs 1st MVP, 1st Rookie of the Year, or Cy Young Award winner? Follow Sammy Sosa in the famous home run race in 1998, and papa Joe Maddon’s crew as they brought home the long-awaited trophy in 2016. It’s all here. Yearly Standings also includes how the Cubs compared with others in Batting, Pitching, and Fielding. The club’s top pitchers and hitters, a list of rookies, and those obtained in a trade. Club news and dozens of noteworthy games (the winning or losing pitcher and batting stars) League news, listing of other league games, and year-end awards.
The most up-to-date business English dictionary created specially for learners of English.
This book provides you with the tools to tap into the capabilities that already exist in your organization, but are as yet inaccessible. The book shows you how to make maximum use and accessibility of existing knowledge by implementing a successful tool, The River Diagram. This tool will help reveal your organization's strengths and weaknesses, which will aid you in resolving an internal problem. Illustrated using an exciting range of case studies including BP, Oracle, UNAIDS, and others, this book will guide you towards saving both time and money.
This book is appropriate for the following courses: Sustainable Enterprise Sustainable Business Practices Sustainability Marketing Society Social Marketing Sustainable Enterprise: A Macromarketing Approach goes beyond the internal firm strategies of micromarketing and the "four Ps" to take a broader perspective focused on the interconnectedness of markets, marketing, and society. In a globalized society concerned with social and environmental sustainability, this book encourages students to think critically about the opportunities and limitations of marketing, as well as its positive and potentially negative effects. Through the presentation of key research findings and actual company cases, Peterson engages students with questions such as: How do firms use sustainability concepts to navigate their firms in global business today? Why do markets change? How can firms conduct business profitably with the environment in mind? How can firms conduct business profitably with poor consumers in mind? Based on the premise that firms using holistic marketing strategies are better able to assess risks and identify opportunities, this text explains how firms can approach the marketplace to benefit the company, key stakeholders, and society at large. The result is a one-of-a-kind book that successfully explores macromarketing for sustainable enterprise.