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AARP Digital Editions offer you practical tips, proven solutions, and expert guidance. The desire to get out of debt can sometimes be smothered by the sheer volume of information, and misinformation, available. To overcome such obstacles, what you need is one place to find the right answers, right away. That's why author Anthony Manganiello—founder and creator of DebtFREE.com and President and CEO of Centricity, Inc.—has created The Debt-Free Millionaire. Since 1995, Manganiello has helped hundreds of thousands of people get out of debt, and now, he'll show you how to do the same. Throughout these pages, he skillfully outlines a plan that will allow you to eliminate debt, develop better credit, and retire comfortably. You'll learn everything from how to perform a Cash-FLOW AnalysisTM—a straightforward approach to assessing your financial standing—to putting your plan into action. Along the way, Manganiello reveals how debt and credit should fit into your financial life and addresses how to employ specific strategies that will lead you to accumulate wealth instead of what you're most likely doing now, consuming it. No matter what your current financial situation, the five simple steps comprising this plan will put you in a better position to prosper in the years ahead. You'll also find that as you progress through the Debt-Free Millionaire Plan, you'll be fairly well insulated from the economic ups and downs experienced by others who are stumbling through life without a plan. After reading this book, when you think of what a millionaire is, you'll realize that the only difference between you and becoming a millionaire is a matter of time and distance. The strategies outlined here will help you close that gap as quickly as possible.
Debt Elimination 101 is a concise guide to breaking free of debt and building a financially secure future. Drawn from Are You Being Seduced into Debt? by John Cummuta, this handbook will help readers begin spending and saving in a truly biblical manner.
The news is dominated by reports of inhumanity and tragedy. Things seem to go from bad to worse, and hope is hard to find. What is wrong with the world? Despite technological progress, humanity cannot overcome the senseless strife that plagues every generation. Into this world comes good news that shines so bright it turns the night sky into daylight. The good news is God news! God the Father so loved the world that He sent His one and only Son Jesus to rescue us from sin and eternal punishment. Many Christians know this good news but keep it to themselves. Yet the good news is too good to not share. Bodanza gives us an example of sharing the good news from his weekly column in a hometown newspaper. Use it to speak boldly, or give it to another to read. The gospel message is timeless and speaks to the ultimate issue of our lives.
Shorn of her glorious raven tresses and dressed as a man, Lady Antonia Lamb became Lord Anthony Lamb, desperate to keep the property entailed to her twin brother, who is missing at sea. Trapped—and liberated—by her masquerade, Tony meets her new guardian, the devastatingly dangerous Adam Savage, who has returned from his plantation in Ceylon, determined to turn the innocent “boy” into a worldly man. A rake whose scarred face and ice-blue eyes made strong women weak, Adam Savage, legendary adventurer, vowed to take young Tony to the fleshpots of London; to teach him everything a young heir should know. But not even Savage guesses Tony's deepest secret, a masquerade destined to erupt in passionate abandon on one scorching, unforgettable night.
The proven process to debt elimination that Bob Marette outlines in this important book is straightforward and compelling. The reader will learn: Two critical foundational principles Scriptural instructions Behavioral traps to avoid Where to find extra money How to eliminate all debt, including mortgages.
"Category: Historical"--Page 4 of cover.
"After reading this book, look no further to help apply your knowledge and interpretation, and learn the actions you can take today...that may impact your wealth for the rest of your life." All the best, Barry Habib CEO, Mortgage Market Guide "Anyone considering buying or refinancing a home - or even anyone interested in expanding their learning base - will gain a great deal of value from this down-to-earth, super informative read." Sue Woodard Vice President, Mortgage Market Guide "This book is a great resource to help answer the must-know questions when acquiring a mortgage." Jim McMahan Division Vice President, CTX Mortgage Co. Do not READ THIS BOOK if you pass this test 1.Credit scores are important to getting a loan. It is important to pay off all outstanding collections prior to getting a mortgage. TRUE/FALSE (Answer on page 15) 2.Bankruptcies cannot be erased from a credit report for seven years. TRUE/FALSE (Answer on page 17) 3.Interest-only mortgages are dangerous. TRUE/FALSE (Answer on page 37) 4.The larger the loan, the higher the rate, because there is more money at risk. TRUE/FALSE (Answer on page 91) 5.The average interest rate was in the 4% range from 1790-1970. TRUE/FALSE (Answer on page 74) 6.Interest Rate is the most important factor when considering a mortgage. TRUE/FALSE (Answer on page 87)
Mastering your money is like a puzzle-it's only possible when you have all the pieces. Unfortunately, you're not likely to get those pieces from the latest pop financial advisors who are full of feel-good philosophies that inspire but ultimately don't solve money problems. If you want to get out of debt, live rich, retire wealthy, and even have enough to help others, stop what you're doing and open this book!