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Excerpt from Addresses and Papers on Life Insurance and Other Subjects The address on The Inception and Early Problems of Industrial Insurance was contributed to the semi-cen tenary issue of The Insurance Monitor in 1905. The limitations of space precluded adequate consideration of the historical and biographical facts connected with the found ation of The Prudential, emphasis having been placed upon the social and economic conditions giving rise to the success ful development of a new thrift institution in America. For a more extended account, however, the History of The Prudential, published in 1900, may be consulted, but even in that work only scant justice has been done to the founders of the Company, who risked everything in what, at that time, was certainly a precarious venture in a new and untried field of insurance. It is to be hoped that some day a full account will be published, with biographical details of the early stockholders, directors, and executive oflicers, who, in hearty co-operation and with an abiding faith in its future, made of Industrial insurance a practical business success, a beneficent social institution, and of The Prudential one of the foremost life insurance companies in the world. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
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Excerpt from An Address Upon the Subject of Life Insurance WE live in a progressive age; the world is teeming lwith new discoveries; the arts and sciences are advancing in rapid strides; the march of improve ment is onward toward the goal of perfection; and man hath sought out many inventions to benefit his creature man. There probably has never been a period within the history of the world in which so much has been done to benefit and ameliorate the condition of the human family, as is being done at the present age. Every year gives birth to new associations, the objects of which are the promotion of human happi ness. It is the theme of all societies; all advocate charity, and claim to be philanthrop from that divine organization, the Church, there are innumerable benevolent associations, from nearly all classes, the designs of which are to better pro tect mankind and extend the fostering care of friend ship to the helplessand needy. Indeed, it is the boasted object of all free, civil and religious institu tions to elevate all classes to a standard of equality, so far as relates to opportunities for acquiring knowledge and the necessary competence of this world's goods - of which every one is considered to have (without reference to birth) a natural right to as much as shall, at least, place him above want and suffering. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
Excerpt from Militant Life Insurance and Other Addresses My daily task for five years has been a heavy one. What sermons, if any, I have preached from that pulpit, I may not say; but, incidentally, I have now and then assumed the role of the real preacher. The product is this volume. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
Excerpt from Life Insurance: The Abuses and the Remedies: An Address Delivered Before the Commercial Club of Boston The total income of these insurance companies during the year 1904, including returns from investments, was That is, more than the total revenue of the United States Government from all sources during the year ending June 30, 1905, which was only -24. These figures, huge as they are, cover only a part of the direct interest of the American people in life insurance. Besides these ninety legal reserve companies, there are in the United States numberless assessment companies and fraternal beneficiary societies which provide life insurance. Their members are mainly wage earners who cannot pay the high premiums exacted by the legal reserve companies. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
Excerpt from Government by Default: Address Before the Association of Life Insurance Counsel at Washington, D. C., May 12, 1920 Thou shalt not steal and Honesty is the best policy unindicted men have lived their lives. In final essence we may well study, as in fact we must, the psychology of the public at large in its relation to government and law in addition to increasing our specialized knowledge. This suggestion brings me face on to what seems to me a reversal of the theory of the fathers and which may well be termed Government by Default - the subject of my paper. Ourcivic progenitors did not have, nor could they have had, a full comprehension of the development of this country. Could they have imagined either its numerical size, its material growth or its complicated present-day questions, they might well have hesitated ln launching the small, but sturdy, bark of the Constitution upon the tempestuous seas of uncertainty. Their wisdom, however, -without comprehensive forecast, of present conditions, was greater than is ours who live in the midst of those conditions. They sought a few general fundamental ideas, capab1e of growth, broad enough for unlimited expansion With provision to meet them as they occurred. It remains with us to solve these problems and, however great our intelligence and experience regarding them may be, the lamp to our feet and the light to our path require the most absorbing study, analysis and appreciation of the conceptions of the fathers. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.