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Jim Haliburton started investing in HMOs long before they became "sexy" and the thing to do in property. In his blogs, he gives no-holds-barred advice on how he became so successful, and what makes him different from other ordinary investors. He gives his top tips to help other HMO investors avoid costly mistakes, and includes topics such as: - How to pick the right tenants. - When to be hands on or hands off. - Should you buy locally or further afield? - How to deal with officialdom. - When should you evict a bad tenant? - Can you restrict tenants' gas, electric and water usage? - How to avoid and challenge Local Housing Allowance reclaims. This book will help you understand more about the business of HMOs, how to maximize your profits and minimise your work.
'50 Myths for HMO Landlords' aims to inform other HMO investors, and those thinking of entering the HMO market, of the many misconceptions in the business. It encourages HMO landlords to question the status quo and the generally accepted 'rules' and laws governing the business. Topics that are covered include: - Energy conservation saves money - Gas safety saves lives - Tenants object to paying Council Tax - Varying the rent affects demand - It is hard to evict a tenant - You need planning permission - Single parents make the best tenants - Money motivates staff - Tenancy deposits are worth taking - Inventories are worthwhile - Insurance is cost effective Innovative and controversial, you're unlikely to read another HMO author as frank as Jim Haliburton. In short, he covers everything you need to know to be a successful and profitable HMO investor.
Jim Haliburton, also known as HMO Daddy, answers even more of the essential questions you wanted to know about HMOs. You'll discover the answers to frequently asked questions, such as: - How to get started on your HMO journey. - Tenant Issues and how to handle them. - How to let to the unemployed or homeless. - Dealing with utilities. - Authorities prosecuting landlords. - HMO funding techniques. HMO Daddy does not shrink from answering even the most difficult questions. This is a valuable handbook for anyone who has an HMO or is thinking about becoming an HMO landlord.
Winner of the National Book Critics Circle Award for Nonfiction, this brilliantly reported and beautifully crafted book explores the clash between a medical center in California and a Laotian refugee family over their care of a child.
The decline of home ownership has struck at the heart of the Kiwi dream – so perhaps it is time to fashion a new one. House prices may boom or bust but the long-term trend is clear: for more New Zealanders than ever, home ownership is out of reach. Incomes simply have not kept pace with skyrocketing property prices. Generation Rent calls into question priorities at the heart of New Zealand’s identity. In this BWB Text, Shamubeel and Selena Eaqub investigate how we ended up here, and what can be done to ensure all New Zealanders – home owners and renters alike – live in affordable and secure housing.
When Real Estate Investors say, "I wish I'd known that," this is what they are talking about. Real Estate Investing Calculations are the Rules of Real Estate Investing, and you must know the rules. Real Estate Investing offers you four huge benefits that other forms of investing do not. *Cash Flow. *Asset Appreciation. *Financial Leverage. *Special Tax Treatment. But your success will depend on how well you estimate these items before you purchase a property, and how well you manage them after you purchase. A basic rule of Business Management is "In order to manage, you must first measure." And that's the purpose of 50 Real Estate Investing Calculations. This book teaches you how to generate these numbers yourself, and explains their meanings. These Calculations are the tools of your trade.
Want to get started in property but worry you don't have enough money, time or experience? Stephanie and Nicky Taylor were there too. These dynamic sisters were working too hard, for too many hours. They wanted the time, freedom and options that property seemed to provide others, but they didn't know how to start and couldn't see anyone like them doing it. Since then, they have gone from financial uncertainty to building their own multi-million pound portfolio and creating an award-winning property business, HMO Heaven. Their unique Rent 2 Rent Success System will enable you to get started in property in a simple, ethical and low-risk way with little capital outlay. Their proven system has been used by hundreds of people across the country and has featured in publications, such as Entrepreneur magazine, The Telegraph and Property Investor Today. This book will: - Guide you right through the whole process, from getting into the right mindset to get started through to building and scaling up your portfolio - Reveal the 6 key areas you need to get right for rent to rent success - Share a proven, practical system that gets results, removes the stress and ensures you avoid expensive newcomer's mistakes If you're ready to become a gamechanger, join Stephanie and Nicky and get started on your property journey.
A leadership book by former Navy SEAL and New York Times bestselling author Mark Divine, Staring Down the Wolf focuses on harnessing the principles of purpose and discipline in life to achieve success. What does it take to command a team of elite individuals? It requires a commitment to seven key principles: Courage, Trust, Respect, Growth, Excellence, Resiliency, and Alignment. All of these are present in an elite team which commits to them deeply in order to forge the character worthy of uncommon success. Retired Navy SEAL Commander, entrepreneur and New York Times bestselling author Mark Divine (founder of SEALFIT, NavySeal.com, and Unbeatable Mind) reveals what makes the culture of an elite team, and how to get your own team to commit to serve at an elite level. Using principles he learned on the battlefield, training SEALs, and in his own entrepreneurial and growth company ventures, Mark knows what it is to lead elite teams, and how easily the team can fail by breaching these commitments. Elite teams challenge themselves to step up everyday to do the uncommon. Developing the principles yourself and aligning your team around these commitments will allow you to thrive in VUCA (volatility, uncertainty, complexity, ambiguity) environments, no matter your background or leadership experience. Drawing from his twenty years leading SEALs, and twenty five years of success and failure in entrepreneurship and ten years coaching corporate clients, Mark Divine shares a very unique perspective that will allow you to unlock the tremendous power of your team. “Mark Divine has a gift for creating highly effective dynamic teams. Mark interleaves key aspects of leadership, mental toughness, resiliency and cultivating higher plains of existence into a foundational concept of being an authentic ‘Leader of leaders.’ This book is indispensable for anyone looking to lead, build and foster an elite culture.” –Mike Magaraci, retired Force Master Chief of Naval Special Warfare “From his time as a Commander in the SEAL Teams to building several successful multimillion dollar businesses, Mark Divine is an authority on building elite teams and leaders capable of tapping their fullest potential.” –David Goggins, Retired Navy SEAL, author of New York Times Bestseller Can’t Hurt Me "To grow to your fullest capacity in your life and as a leader, we need to challenge ourselves. There’s no one I know who’s challenged himself more than Mark Divine. He’s the perfect visionary to help get you out of your comfort zone and shattering the status quo.” –Joe De Sena, Founder and CEO of Spartan
If you want to take control of your financial future and unlock thedoors to financial success, you must have a plan that will allowyou to find good investments, reduce taxes, beat inflation, andproperly manage money. Whether you're new to financial planning or a seasoned veteran,this updated edition of Ernst & Young's Personal FinancialPlanning Guide provides valuable information and techniques you canuse to create and implement a consistent personalized financialplan. It also takes into consideration the new tax rules thataffect home ownership, saving for college, estate planning, andmany other aspects of your financial life. Filled with in-depth insight and financial planning advice, thisunique guide can help you: * Set goals * Build wealth * Manage your finances * Protect your assets * Plan your estate and investments It will also show you how to maintain a financial plan inconjunction with life events such as: * Getting married * Raising a family * Starting your own business * Aging parents * Planning for retirement Financial planning is a never-ending process, and with Ernst &Young's Personal Financial Planning Guide, you'll learn how totailor a plan to help you improve all aspects of your financiallife.